Thinking about switching from LLoyds to Halifax

iScottJS

Hey all,

I'm currently with Lloyds/TSB and have been for many years but I'm becoming increasingly annoyed with them as time goes on.

Since the recent separation of Lloyds/TSB, I now have two accounts with the Lloyds branch and an additional joint account and credit cards with TSB, which I find quite irritating when I used to be able to manage the whole lot from a single online banking website.

I'm thinking it's probably a good time to completely ditch Lloyds/TSB as I don't believe there are any additional products or services that are of any benefit to me from either of these banks.

I have already recently opened a Clarity credit card with Halifax and while I was in there, they made me aware of the £100 cashback offer if I was to switch banks. I'm not so interested in the £100 really, but have been looking to switch banks for a while and thought that this might be a good opportunity to go for it.

I'm interested to hear any thoughts or opinions from anyone who knows anything about Halifax, or has any advice or experience to share?

Just want to confirm that I'm making a good decision or if it'll not be worth the effort.

Thanks,
Scott.

liamcov

I have only had good experiences with Halifax. If you meet the criteria you can get the £5 monthly reward and you can also access Bank of Scotland current accounts via their online banking too (if you have savings to earn 3% interest on).

reclusive46

Although bare in mind Halifax is part of the Lloyds banking group and a lot of their departments/Customer Service can be mixed. So if your really sick of Lloyds then Halifax probably isn't for you.