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HSBC paying in book.
A cheque has come for dad who is very unwell at present,i will be taking it to his bank along with his paying in book,the only query i have is where it says " paid in by ", do i put my name there it does sound obvious just making sure.
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Bank account with free ATM withdrawals from abroad
Are there any bank accounts that enable you to withdraw cash from an ATM abroad without paying a % per transaction? Do HSBC do one if you deposit over a certain sum of money? Lulu66
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OMG! M&S Bank Debit Card...
OMG Has anyone seen the M&S Bank debit card? It is a beautiful design by Sir Terrence Conran. So my question is why can't other banks put some effort in to raise the quality of their card design? There is even a video about it!!!…
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NatWest: Chequebook with Blue Debit Card?
Hey guys! Happy Friday :D Just a quick question, is it possible (from your experience), to have a Chequebook with an online (Full Auth) blue debit card? I want a Service card that will work at Pay@Pump but I went into NetWest yesterday and they ordered me a new card and on the receipt it said: "Card Ordered: Full Auth". I…
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Nationwide flex won't pay interest on more then one account.
Just thought I would let you know that those who have opened up more then one Nationwide Flex Direct 5% account will only get interest paid on 1 account whether you circle money through 1 account or two accounts or even 4 accounts. So its basically a waste of time for those who opened up more then one account.
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2 Bank Accounts - Good Idea?
I have two bank accounts : - Ulster Bank current accoun(£1400 overdraft, pay £11 a month for this) My wages get paid into this and am starting to reduce my overdraft come June, agreed with the bank. - Halifax Ultimate Reward Current Account (£300 overdraft, £15 a month, overdraft being paid off next week.) I've been paying…
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Speedy Santander
Impressed at Santander's efficiency. In one elapsed week: 1. Opened a 123 Current Account and 123 Credit Card separately online via Quidco 2. Received "Welcome Pack" 3. Received both cards and pins 4. Received chequebook 5. Set up credit card direct debit to 123 Current Account 6. Completed manual transfer of 4 out of 5…
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Overdrafts - Yay or Nay
When opening a new account, if I am given an option should I choose not to have an overdraft? I have never been in the red before and don't plan on doing so either. While I appreciate that it raises the "safe than sorry" point, apart from that, is there another good reason to have one? I don't even know if I have one on…
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Will Opening Many Accounts Hurt Credit Rating?
I have a quick question, will opening say 3 or 4 accounts in a short space of time hurt my credit rating? I didn't think so but thought I would check.
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First Direct Regular saver
First Direct are offering 6% now on their regular savings if this as not already been mentioned. Appologies if it has. QUOTE We've designed our Regular Saver for medium-term savers -perfect if you're saving up for something special, like a holiday or home improvements. It offers a fantastic 6.00% AER (gross 6.00% pa), and…
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Natwest's USD rates are really bad
Hello, I recently received a wire from Germany for 748 USD which arrived today. The amount that showed up in my account was £464.01 which is a lot less than what I was expecting. I understand that you don't always get the rate you see online but at this rate even with the £7 charge for receiving a wire in USD is a buy rate…
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Using CC to pay for bill, but no card facilities...
I was not paying attention when I was budgeting this month and I'm trying to avoid dipping into my savings, how can I pay a bill using my credit card even though the company does not have card payment facilities? Is there a way around this? All I have are their sort code and account number! I'm mad at myself!!! HELP
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Percentage Budget?
Hi all, I looked at my bank accounts for the first time in months (gasps!) and realise i hugely overspend. I am now an unemployed lone parent so it needs to stop! According to my initial calculations using the CAP Money system I have £400 pcm 'left over' after the rent and basic direct debit bills are paid (gas.…
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Moving overseas - Good UK bank / offshore account experience from abroad?
Dear All I am going oversea for the next few years for work. I will be classed as a non-resident but will be contiued to have some of my employment income paid into a UK bank account. Looking for some recommendations for UK banks with good service which allow you to save money whilst overseas or offshore accounts…
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Is there a maximum limit you can transfer online
Hi I need to transfer money for a house deposit from 2 Halifax accounts( an online saver and an online isa account) into my Halifax current account ready to organise a chaps payment to my solicitors. Is there a maximum amount that can be moved in a transaction online or will I be able to move the full amount (£24000) I've…
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Wrong account number given wages gone astray
Hi All, Just wanted to know what we'd need to do.My daughter has started a new job she has accidentally given a wrong bank account number everything else was fine, she simply put a 3 here there should have been a 9. First what's the chances of an account existing for it to be credited into? Second how long will it take to…
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Right to Bank Account Number from Closed Account?
Do I have the right to the bank account numbers from closed accounts? I ask because I have a Paypal account which is asking for my account number as part of the security questions (this is legit before anyone asks). The problem is the account was closed I didn't have the details. I should have updated my Paypal account and…
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Taking my bank to the financial ombudsman over their crappy downloadable statements
I'm seriously thinking about taking Barlays to the financial ombudsman over their half-hearted statement downloading facility. You can download your data electronically, but only the last 90 days worth. After that, you can download PDF's, but only if you registered, and only then from the time that you registered. The…
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Looking for ac!!!! for teen with Learning Difficulties.
Hello I am looking for some help regarding opening a bank account for my daughter which my wife can be added as the second owner. We are looking for a current account which we can put money into our daughters account which she can access with a Switch/Maestro card if she wishes to pay for things such as cinema or whatever…
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Closing Halifax URCA
Just about to pay off my overdraft to Halifax and close down the entire account, its an Ultimate Reward Current Account, how does it work with the monthly fee if I shut it down halfway through the month does anyone know?
