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Bank account with free ATM withdrawals from abroad

Are there any bank accounts that enable you to withdraw cash from an ATM abroad without paying a % per transaction?
Do HSBC do one if you deposit over a certain sum of money?

Lulu66

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
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  • apt
    apt Posts: 3,238 Forumite
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    The Norwich & Peterborough BS gold current accounts, Metro Bank and Cumberland BS don't charge for overseas use.
  • Dumbe
    Dumbe Posts: 266 Forumite
    Citibank offer fee free ATM withdrawals abroad and have cash machines in the majority of major cities worldwide ..( although it's fee free whoevers machine you use)
  • innovate
    innovate Posts: 16,217 Forumite
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    Santander didn't use to charge for ATM withdrawals in Spain. Not sure this is still the case (was ok last November)
  • agrinnall
    agrinnall Posts: 23,344 Forumite
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    Dumbe wrote: »
    Citibank offer fee free ATM withdrawals abroad and have cash machines in the majority of major cities worldwide ..( although it's fee free whoevers machine you use)

    Not according to Citibank http://www.citibank.co.uk/personal/banking/bankingproducts/currentaccounts/citibankcard/important.htm

    Please note that a charge of 2% (minimum £2, maximum £5) is applied to all ATM cash withdrawals made using your Citibank Card, in a currency other than Sterling, from a Sterling Account.
    This charge will be applied to the Sterling amount debited from your account, after the amount of the foreign currency transaction has been converted using our reference exchange rate (the reference exchange rate is Visa’s exchange rate on the date it processes the transaction, plus a percentage commission which we set).
    Please remember that this charge will not apply if you use a Citi ATM or a LINK ATM, nor will it apply to withdrawals from Citi foreign currency accounts where the withdrawal is made in the currency of the account.
  • anon_ymous
    anon_ymous Posts: 1,997 Forumite
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    innovate wrote: »
    Santander didn't use to charge for ATM withdrawals in Spain. Not sure this is still the case (was ok last November)

    AFAIK, this is for Santander Zero accounts only, and they no longer do such a thing
  • System
    System Posts: 178,353 Community Admin
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    Existing Zero accounts have no (Santander) charges for any ATMs - inside and outside Spain.

    Withdrawal & Currency conversion from a Santander cash machine in Spain is free for other current account customers paying in at least £500 each month.
    waqasahmed wrote: »
    AFAIK, this is for Santander Zero accounts only, and they no longer do such a thing
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
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    waqasahmed wrote: »
    AFAIK, this is for Santander Zero accounts only, and they no longer do such a thing

    Nope, this is for all Santander customers at Santander ATMs in Spain. Zero customers have no fees at any ATM anywhere.
  • Ellierose1
    Ellierose1 Posts: 14 Forumite
    Guesswho2000 on the money with zero credit card had one for years with Santander no fees at any cash machine in the world. No longer on sale but can use santander debit card not just in Spain but free in any Santander machine abroad, mainly Spain, Latin America and my favourite the Canary Islands
  • innovate
    innovate Posts: 16,217 Forumite
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    The newly announced Nationwide FlexPlus account includes commission-free cash withdrawals abroad but it is a packaged account that costs £10/mth. If any/all of the other 'benefits' are indeed benefits to yourself, this could be an alternative.
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