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Failed standing order credit rating
Hi everyone, The standing order for the rent failed, as two house mates failed to transfer the funds. I'd left sufficient funds in my account if one forgot ( first time they have forgotten). I couldn't check my bank online as I was abroad without Internet access. Landlord insisted rent came from one account before we could…
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having a student account and another bank account with santander
I've currently got a student account with santander with a free overdraft can i also open a 123 account to get cashback. When i log in i do get offered the chance to upgrade my account but i think my overdraft would then incur charges.
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Best euro exchange rate?
Is it better to exchange holiday cash before travelling to France or to use an French ATM as needed to withdraw cash? I have Nationwide debit and credit cards available, or HSBC but I think they are more expensive. Thanks for any advice, BB
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Closing Lloyds TSB and going with Think Money
Hi guys, After getting into a bit of a mess financially I've decided to open a Think Money account and close my Lloyds account. I've got some charges going out of my Lloyds account at the beginning of next month but there isn't going to be enough money in to cover them. Does anybody have any template letters of useful…
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business account
what would be the best account for me ,, im still self employed but winding my work down,, but i have a few old clients who pay me by check and the checks are made out to ABC plumbing so can not as im awere go in a personal account,,,, i now get about only 2 a month so i closed my currant business account,,, obviously i…
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Quidco Santander cashback - 123 current acc
If you applied via quidco, how long did it take for you to be paid? I applied in December and it tracked but still no payment.
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Applied for Santander 123 account now changed mind
I applied yesterday but for various reasons have decided I don't want/need it, does anyone know at what point I can tell them I don't wish to proceed?
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Errors on Nationwide flexaccount statement!
I have just opened my Feb-March 2013 statement for my Nationwide flexaccount and have noticed that they have duplicated several days of Dec 2012 transactions (including Christmas shopping and a mortgage payment) onto the top of the Feb-March statement which has reduced the bottom line balance by over £600. It would be…
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NatWest Online Banking and Visa server down
NatWest server is down. Currently unable to process Visa card transactions or Mobile and desktop Internet banking. Time for us to change banks???... Hmmm.
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Nationwide make me sadface :(
It's such a pity Nationwide are being naughty with me as of late. They have just updated all of my credit files to show that I am £2,800 overdrawn against a £500 overdraft limit! Yeah, my credit files say I am £2,300 over my OD limit. I admit I was £2,800 overdrawn at one point, but at that time I had a £5,000 limit. The…
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123 Account overdraft
When appplying for 123 account I said I didnt want an overdraft facility. Account is open and paperwork has arrived but where overdraft details are shown is says (in many more words) that "we have checked with Experian and you don't qualify for OD" Do I need to worry that this could have an effect on my (clean) credit…
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Building society account
Hi Could you tell me if when you open a building society account, they credit score you to see if they will give you an account or can anyone have a building society account? Thanks
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Freezing Halifax bank account
Hello, I'm writing this post on behalf of my mother. She is overdrawn on her Halifax account. We have set up a new Natwest account to get her out of the red, and the plan was to freeze Halifax to stop the charges, and therefore allowing her to pay off a little every month (which we were told we could do, when we previously…
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Too Many Bank Accounts?
Hello, I am slowly getting rid of my old credit cards and accounts but wondering if i can go too far? I have Halifax Reward Account (18 months), Santander (20 months), First Direct (2 months) Opened the Halifax for its £5pm reward (£1k in, £1k out) and now thats coming to an end i was planning on closing it I opened…
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how many current accounts?
How many current accounts can open in theory? Is there a limit per bank or in general? Also can opening current accounts affect your credit rating?
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Is the Santander 123 Account Worth it?
Is the Santander 123 Account worth it? I currently have a current account, savings account and joint account all with the same bank but I am figuring I might be better off closing the joint account, which I use for bills and opening the 123 account. I guess the cashback and interest is paid at the end of a 12 month period?…
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HSBC Current Account - Do I have to pay Salary into it?
I am applying for a normal HSBC account so I can take advantage of their regular saver account. I don't earn enough to pay tax as I am part time (student), so in comparison to my ISA which is a measly 1.6% this seems like the better option (4%). Even if I had to pay tax it still seems like the better deal. I filled out the…
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Halifax Easycash & Lloyds Cash Account How many accounts can you have?
Is it against either of the banks terms to have one of each of these accounts? I had a look at the easycash terms pdf but couldn't see anything to suggest it wasnt not be allowed. Thanks
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First Direct Vs NatWest - best overall and for customer service?
Seems to me like NatWest's online banking and customer service is going downhill - from doing a little research First Direct seems to come out tops. Are there any disadvantages using FD instead of NatWest or switching from NatWest to FD? I only need it for a current account and credit card. Thanks
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Nationwide do it again
So I opened a new account with Nationwide, a Regular Saver. Guess what? Card and Pin sent on the same day... again... and the card doesn't need activating. Fed up with this, logged feedback with them, already seen someone else on here fall victim to mail fraud due to Nationwide sending out cards that don't require…
