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First Direct bank account free £250 overdraft question.
Hi, I'm a first direct customer and I'm about to ditch them due to silly £25 charges when I go over drawn for a matter of hours!! (Unauthorised) I'm currently £247 overdrawn and I've moved all of my direct debits and wages everything etc to Nationwide. My question is what would happen if I left the bank account sitting…
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barclays loan
Hi can anyone help we had a business with fire consultation, we were adviced to get aloan based on the company, for advertising, paying wages etc. we have since had to shut the company, due to losing big contracts and no work out there. barclays, who told us to get the loan, now want their money back, only right. But we…
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Peculiar issue with Coop bank deposit
Today I gave my mother £90 cash and a £50 cheque to deposit in my coop account. I wrote down the account details and these were all correct. I checked my online statement and it is showing a deposit of £81.20. The account was in credit and the deposit is the latest item on the statement. I don't expect the £50 to have…
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Compensation Advice Please
I have recently made a complaint to a Building Society, on the grounds of breach of the data protection act and severe lack of confidentiality. To cut a long story short, we adopted two children and in the process of sorting out the details on the child trust fund accounts, the building society released our address to the…
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Advice needed please regarding overdraft
Hi. I have an issue regarding the removal of an overdraft facility on a current account, and would be very grateful for any advice. I have had an overdraft limit on one of my accounts, which I have held for a number of years. The account used to my main account, but is now a secondary account. I have received a couple of…
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Lloyds Vantage Vs cash ISA
I'm new to MSE, and for the first time ever, I have modest savings of £5.500, it is currently sat in a lloyds ISA I think about 2% as its instant access. My question is would it be better off taking it out and putting it into a Lloyds Advantage account?
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Bounce a Direct Debit
When a Direct Debit fails to be honoured how long before the company is notified that the payment has failed? Do they know instantly or is it more like a cheque where they're not notified for a few days?
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anyone else having problems with Metro Bank?
They're !!!!!!! website has been refusing to load for the past 3 days. No internet banking. When you attempt telephone banking some bizarre and clueless individual goes through your transactions with you - there is no facility for automated telephone banking !!!!!!
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Children's Bank Account Advice Please
Some of my relatives still like to send a cheque for my children's birthdays. I am looking for a bank account where my children can pay in their cheques and then withdraw money to spend. Can anyone suggest a suitable bank account for them? Many thanks (my children are aged 6 and 8)
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Anyone heard ot this?
Have just been speaking to RBS regarding financial difficulty caused by bank charges of £24 taken off my account today. An online advisor gave me a number to call and the lady I spoke to proceeded to ask questions about my financial circumstances - turns out this was all leading to RBS giving me a loan of £24 to be repaid…
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Account for non-resident?
Is it possible to get UK bank account for non-resident person? thanks
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Barclay Card Delined in shops and online but works cash machine??
Hello, Last night i tried ordering something online, but kept having a error message so ended up giving up thought id try again tomorrow sometime. Today then i went into town, went to use my card for some Christmas presents in store and my card got declined... i tried again, declined again, luckily i had the cash on me to…
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Student Banking
Hi, my daughter has had a bank account with Nat West from the age of 16. She has recently turned 18 and they are saying that to continue banking witht them as an 'adult' she will incur costs of £8 per month! This seems a bit unfair, so any recommendations for a good bank. She's not at uni, but is doing a paid…
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Lloyds tsb personal online banking
If you ever reach 99 statements in online banking, your statement will not show recent transactions. Lloyds are trying to put this right ( another advantage of being with your bank a long time) Computer system was only designed for 0-99. :)
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Overdraft query, help!
Hi, I currently have a Halifax overdraft £1 a day for each day I am £1 over.... This can equate to pay day loan % ages!! I'm looking to change to 1st direct, my question is would you think it would be hard to get a 1000£ overdraft, my credit file is good, 1600 net income I know it's hard to comment on personal…
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Access Problems Lloyds?
Anyone else having trouble accessing Lloyds online? Also, no transcations, in or out since last week?
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Nationwide Flex Account
Hi All, I applied for a Flex account on the 12th of this month using the telephone, after I had been told everything had gone through ok I was told that I had also been approved for the Select Credit Card. I have since received my Debit card and internet banking details, but have not seen or heard anymore about the credit…
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Is there still any need for Visa Electron Card
I have opened Halifax Basic account about a year ago solely for a purpose of having a Visa Electron card which would allow me not to pay a card fee when booking a flight ticket with EasyJet or some other companies. Hence these practices now outlawed I am wondering if there is still any benefit for having a Visa Electron…
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Switching to First Direct. Advice needed
After Santander stopping their 1st Home Saver account form 12 November. I am thinking of opening First Direct account for sake of having 8% Regular Saver. Getting £100 switching bonus is also of interest to me. I however have no direct debits/standing order to transfer hence I am happy for those to continue to come out…
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Halifax Overdraft fees?
If u use the overdraft (only a £10) for a few minutes because u make a mistake when paying a bill or transferring money but then transfer money to bring the account back into credit do the Halifax still charge per day?
