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Joint account recommendation
Hi All, Looking to switch to a new joint account. We use this to pay the mortgage and bills. At the moment we have an account with the Halifax, which requires a minimum of £500 to be paid in. Trouble is, there's only about £350 going out per month. Hfx pay virtually no interest on this account; it's inconvenient to take…
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Halifax relaunches £100 switching offer
Halifax are relaunching their £100 switching offer. It'll run until 2nd December and the £100 is paid as soon as the switching process has begun. Nothing on their website yet, or on the LBG media site. Just seen a TV advert and a quick google throws up...…
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Best small business account
Hi All, Looking for a business account for a small business, which my wife has set up. Only about £200 per month will be going in. The account name needs to match the business name. Cheque book is essential and a cashcard would be nice. Any suggestions?
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Nationwide interested in buying RBS branches?
Nationwide 'mulls bid' for the 316 RBS branches that Santander backed out on: Read more: http://www.thisismoney.co.uk/money/news/article-2220948/Nationwide-considering-bid-316-RBS-branches-Santander-backed-on.html#ixzz29wNxYvy8 Follow us: @MailOnline on Twitter | DailyMail on Facebook…
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Lloyds 4% Vantage Stipulations?
Hi All, I have a couple of queries with the 4% vantage account currently being offered by Lloyds TSB. I already have vantage on my current account so i thought it would be easy enough to upgrade. However i was told by the cashier that i need to have at least £4000 in my account to do so? Is this true? I've looked through…
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Funds incorrectly paid to my account
Hello I've had a sum of money paid into my account incorrectly (over £1000). It coincided with a large transfer in (legitimate) and so didn't notice for 3 days. The incorrect money has come from a different source as the correct transfer so is just a coincidence that it came in at the same time. It appears that the funds…
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New Lloyds TSB Visa Debit Cards being issued
I'm just going through a pile of old paperwork chucking out what I no longer need and came across two leaflets from LTSB Both are entitled "Current Accounts Getting the most out of your Visa debit card." One has a picture of the familiar 2012 debit card the other has a picture of a Black Horse on a background that is made…
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In middle of switching accounts query
Evening experts, I am currently in the process of moving current accounts from LLoyds to the Halifax reward account. I thought it would be a good idea to start the process off online which i did on Wednesday. This morning I got an envelope from the halifax stating with a letter mentioning that my cheque book, debit card…
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Pay bills from buisness account or pay myself ?
Im just go through the process of registering self employed and now have 4 bank accounts, Personal, Joint, Buisness ( all RBS ) and my savings account. Now obviously my " pay " or money i earn will go into my buisness account. Every month i normaly pay money from my personal account into savings and the joint account. Now…
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Which kind of bank account do I need?
Hi, I hope i'm posting in the right place. I am currently in my final year at Uni studying art and design. We have to raise money throughout the year by holding events and selling art etc to fund our degree show at the end of the year. Last years course raised £12,000 although, that was high above anything any other year…
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Will I get charged to decrease my overdraft??
Hello All, I'm in the process of paying off my overdraft with HSBC, but I was thinking to prevent temptation from coming knocking it might be more sensible for me to reduce my overdraft as it reaches certain points. They do charge me £25 every year to tell me they're keeping my limit the same, so am I subject to charges…
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Paying in partner's cheque into joint account
Myself and my fiancee have a joint account. She recently got a cheque which is payable to her name only. Can I deposit the cheque in the branch using my joint account card, or will she have to do it? We're with Nationwide if that makes a difference. I've tried to search but haven't found anything definitive. It sounds like…
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Bank has refunded me overdraft charges in error.
Hi all. Bit of a small dilemma here. Had a letter yesterday from my back saying that they had refunded me overdraft charges to the tune of £38 and £4 odd interest on my savings account. On checking the account yes the refund is there however I have looked all the way back to when the account was opened I can see there has…
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Help, need a cheque cashed or business account
Hi All, In debt so am doing so work on the side to get the extra cash needed to pay off my debts. First client has paid me with a cheque made out to company name and not me as per invoice. Credit history is bad so worried I am going to struggle to get the Natwest foundation account, does anyone have any idea if I could…
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Is using a Visa Electron still cheaper anywhere?
I got a basic account just to get a Visa Electron a few years ago, when easyjet and flybe had it as the card they didn't charge you to use. Now neither of those companies do that anymore, I haven't used it for a long time and am debating whether to close the account. Anybody know of any companies that make using a Visa…
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Direct Debits
With LTSB Vantage requiring DDs to get 4% I've been wondering. I could easily set up a Tesco online saver(s) (because I already have a Tesco credit card and am registered online). However, our LTSB Vantage accounts are in my wife's name. If I set up the DDs for a Tesco account in my name, but give the LTSB account(s) in my…
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Graduate bank account
Hello, I got a job as a graduate engineer. I would like to know which account offers the best deal for new professionals. I currently have a natwest basic account with a debit card. Thanks.:j
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Time limit to get funds in tsb vantage today?
Whats the latest time today when I can deposit funds into my Vantage accounts and they'll accumulate interest over the weekend? I don't want to put funds in and find out it won't be counted until Monday - I'd rather put them in another (lower interest) account over the weekend and transfer on Monday.
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RBS Bank Account
Hi, I have been having problems opening a bank account due to not on voters role and old debt. I called RBS today and they said everything went through ok and if i go in branch and ask them to print it off tomorrow with ID i will get my sort code and account number. After failing with Co-op etc I am thinking it is too good…
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SANTANDER - disturbing news
Just phoned Santander business banking to ensuire why an online payment had left our account THREE TIMES. Apparently this is a "known issue" which they are working hard to fix "as a matter of priority". They have agreed to refund the money but can't give me a timescale. Fortunately this was a small payment but it could…
