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Joint Bank Accounts
I've just bought a house with OH and we were looking to set up a joint bank account to pay the mortgage and bills - I can't see any recommendations on the site. Have I just got my baby brain on? Can anyone suggest a goodun/say who to stay well clear of? Ta
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Agreed Overdraft is bad? Or OK for my credit rating? (Student account)
Just been reading up a bit here: http://www.moneysavingexpert.com/students/Student-bank-account#currentstooze And my intention was to get the max overdraft, and intentionally completely max out the overdraft, to transfer to a savings account, but I've been reading that this can affect your credit score? I thought it only…
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debit card transactions
Quick question! Stupidly in debt so seeking debt management advice, advised to open new bank account and cancel debit card so payday companies can't withdraw out cash whilst I'm seeking advice. Debit card cancelled however monies have still been taken from account - how can this be when card is cancelled? The bank had been…
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HSBC / First Direct websites down
Just in case anyone else has been having access problems since yesterday evening, it looks like they have been subjected to a DOS (denial of service) attack. http://www.zdnet.com/dos-hackers-take-hsbc-websites-down-7000006015/
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Home budgetting software to work with Barckleys
Can anyone recomend a nice and simple home budgetting app that will worth with Barckleys bank ? We have several accounts with Barckleys and perfectly happy with them. i would like to be a litle more proactive in managing my money at home. preferance to an app that would be able to import the data from the barckleys website…
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Is it OK to digitise/scan in old statements and dispose of originals?(tax,Visa,ppi?)
For convenience of access and space saving I would like to scan in my old bank statements, utilities, etc. and dispose of the originals. 1) Given that many banks are now offering paperless documents then presumably it is not a problem to only have a digital copies of statements. Would I be correct? 2) Say for example I had…
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Recurring charges that aren't direct debit/standing order
Hi, I'm not sure if this is the right forum to ask this so if it isn't I'm happy for it to be moved. I recently had a problem in which I tried to cancel a yearly charge for a website package I had. The company told me it was cancelled but the next month my bank account was charged £50 anyway. I emailed them and told them…
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Over Draft Nightmare
I am with SANTANDER and currently have a £1450 overdraft facility which I reach the limit every month... I have a good wage which clears the overdraft each month when my pay goes into my account.. However, the reason I am at my o/d limit each month is that when my wage goes in, SANTANDER take the £1450 from my wage leaving…
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Cahoot + Compensation
I Sent a Faster payment using cahoot yesterday to my prepaid mastercard (Kalixa), Payment would have been available in that prepaid account today so i could withdraw and go to Glasgow. Well I found out it didn't credit this morning so i called the bank to my surprise they told me, The payment was blocked because the…
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BOS Login page
I've just tried to log into my BOS account online and after putting in my username and password, the next page, instead of asking for letters from my passphrase wants me to enter my memorable information, one of the items is my driving licence number which the BOS does not have. Have I been hacked or have they changed the…
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Debit card pre-authorisation – help needed
Hi, just need some advice to see if I understand the pre auth system. Bought a new TV that still has not been delivered yet, as it stand the company put a hold that has now expired, so the money is back avaidable to spend. Now after much googling it would seem that the company can take the money at any point as long as is…
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Halifax suspending access to my money
Can anyone help - on Tuesday I phoned the Halifax to confirm I would be able to pay for a large value item by debit card. I was told this would be no problem once I'd given them the exact transaction value. At 5pm today I went to pay for my purchase and the transaction was declined, TWICE. The Halifax helpline told me to…
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Llyord basic account
My husdand as just applyed for this account on-line at the end of application it said they would give him an answer within seven days but listed all the current accounts thay offer. We think he will only get the basic account if any, but if he is offer the basic account will he be able to transfer money on-line from this…
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Citibank - Slow Login
Is anybody else having issues logging in to their Citibank account over the last day or two? In particular, it being VERY slow? Thanks
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2nd card for a family member
Can anyone advise on the following... I have a bank account which I want a second ATM card for so I can give it to a relative so they can use it. Should I ring my bank and request a second card in their name? or in my name and just give it to them to use? Thanks in advance.
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Barclays guaranteed transaction fees
Hello Everyone, I am very confused by the Barclay's fees. I keep getting £8 charges on a weekly basis and got it all wrong. Often I use online or mobile banking to move money around between two accounts. So I move money into this account often to make a payment with my card that day. But I have now found out that money…
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Barclaycard Gold
Please delete - posted in wrong forum
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Am I missing something
Halifax pays £5 per month if you pay in £1000 in a calendar month. So if I transfer £1000 from my Bank Account to my new Halifax Account then transfer it back again after a few days they will give me £5??? And I can do this every month...? There does not appear to be any small print on how long the money needs to stay…
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MSE News: Consumers promised swift financial justice under new regulator
"Consumers have been told the the new financial regulator will act quicker than its predecessor to stop mis-selling ..." Read the full story: Consumers promised swift financial justice under new regulator
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If I go over my overdraft limit but put money in the same day, will i be charged?
Hello, a quick question - I have a first direct account with a nasty £25 charge if I go over my overdraft limit. Checked it yesterday and an unexpected payment had come out, putting me over my agreed overdraft limit. Really annoyed as expected to be charged. Checked the balance today and a cheque I paid in has cleared, and…
