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Applying for a Halifax Reward account with a old AP marker on credit report ?
One of my friends wants to switch from Barclays to the Halifax for the £100 switching offer and get the £5 reward each month, but having helped him look through his credit report online he had an ‘ARRANGMENT’on one of his old accounts (Not a bank or credit card account), the account itself has not dropped off yet and is…
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Free Business A/cs ?
Are there any FREE business accounts available. I will probably deposit less than £100 a month. maybe withdraw once a month. I dont need any overdraft limit, loan etc. Just require something busy to take in a small amount of money for a cleaning company
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Nationwide bank accounts
I have not the best credit history and have applied for a Nationwide bank account which they have given me a cash card account. That's fine but I would like to know...... has anyone had a cash card account made up to a flex account? If so how long did it take?
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Smile Formal Overdraft Fee
Just a warning to all long term Smile account holders... I've been a Smile current account customer for many years (since 1997 I think) and had an available overdraft of £1000 for most of that time, but don't think I've used it much - certainly not in the last 7 years. Every year I get a secure message saying the overdraft…
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When do cheques debit from account
Hi, Out of curiosity when do cheques actually debit from the cheque writers account after the cheque has been deposited? I.e. If someone deposited a cheque I wrote on Monday, when would it actually come out of my account? I'm with Santander.
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Payment to barclaycard
25 October I made a payment to my barclaycard from my Barclays account using my Barclays debit card.I use the payment option on the barclaycard site and gave done do many times with success. This payment transaction failed ( I can't remember the message) and I was not given a transaction reference number. I returned to the…
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Nationwide data breach?
Note - I was unsure where to put this topic, so it's landed here. If it is in the wrong place, then could a moderator kindly move it please? Quick question. Is anyone aware of any sort of data breach by Nationwide in the last few months/year? The reason I'm asking is that since mid August, Someone has successfully applied…
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Business overdrafts
Hello all I have just recently registered a business and opened a bank account with Barclays. its an active saver business account. i am now looking for some financial help and looking to apply for an overdraft. The company has not been active and account has not really been used. how is my chance of securing an overdraft?
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Bank account closed down without knowledge
Hello MSE Forum members I had a bank account, held jointly, with my ex, and used solely to service our mortgage. As of this year, it was no longer needed and I've been meaning to close it down/remove my name, but was told (several times) by the bank that I would need to go into a branch with ID and sign to do this. My ex…
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Debit cards withdrawn
Hi, I had unauthorised overdraft charges with HSBC from May this year totalling £400 on two accounts. I had asked them if I could set up repayment plans etc but they were anything but helpful. As a result I moved all my incomings and outgoings to a basic bank account and just paid in what I could when i could. I phoned…
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Multiple vantage accounts, transferring between them for the 1K/month requirement?
Does transferring 1K between vantage accounts satisfy the 1K/month funding requirement like it does on Halifax reward accounts? Or do I have to actually pay money in from a different bank?
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Online bank transfer in error - any advice?
Hi everyone, Wondering if maybe someone can offer any useful advice for this situation. In short, about three weeks ago I transferred money to another account from my online banking. About a week later it emerged that I'd paid the wrong recipient. Instead of choosing the Co-Op bank account I wanted the money to go to, I…
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Arranged Overdrafts and worries
Hello all, I have a HSBC Bank Account and have done for many years. As part of the perks of having it as a Student and Graduate account I have managed to maintain a £2000 arranged overdraft facility on this account. When I was a student and graduate I was pretty good with my money and never even dipped into this overdraft…
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MSE News: UK escapes recession
"The UK climbed out of the double-dip recession with a bang between July and September as the economy returned to growth..." Read the full story: UK escapes recession
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money dashboard ! Any good ?
Am looking to use this program ? anybody got any experience / opinions on it Only concern i have is entering all my passwords / details (obviously)., but the budgeting benefits look tremendous cheers
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Bank/Building Society cut of times
Can anyone explain why it appears to be only the major banks that have a cut of pay in time (normally 3.30) where as the smaller banks (ie halifax) and building societies dont seem to have this cut of?
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How do I find out which is the best bank account for me?
Sorry if this is really obvious.
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How long does it take for a direct debit to show at your banks end?
IIRC PayPal was showing quite quickly, but i can't remember exactly. Basically, between Tesco & TSB someone is looking like costing me the 4% interest rate for the Vantage accounts as i HAD the required direct debits set up but now they've been cancelled at both ends. I'm currently waiting on a call back from Tesco to…
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Anglo Irish
Hi My apologies if this has already been covered in other threads. I did do a search before posting this however this led to further confusion. I had an account with Anglo Irish who I understand no longer exist (is that correct?). What will have happened to my money? Is it 100% safe somewhere ie with another bank which may…
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First Active - match overdraft?
Currently with santander who are awful BUT I've got a £2000 overdraft limit. I'm quite keen on switching to First Direct but not sure if they'll match the overdraft. Anyone ever got an overdraft with First Direct like this?
