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What on earth is the deal with Co-op Bank?
I applied for a savings account with Co-op Bank (online). They sent me an email saying it was approved in principle subject to final checks. Today I received my account number and sort code code in the mail plus a letter saying that the account is opened. Today another letter came, also from the Co-op, saying: "Thank you…
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I want to close my RBS current account - I have another with them
that I've transferred all my DD's/pay etc to, does anyone know how long it takes? Can it be immediate?
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Consumer Moneyfacts Survey
Has anyone taken part in the Consumer Moneyfacts Survey yet? https://www.surveymonkey.com/s/KXYHKP9 You even get the chance to win £1000.00.
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Bank Details Scam. BEWARE!
At 19.16 last night I received a call from a young lady who introduced herself as Livie Vittel. She said that she represented 'my bank', the Metropolitan Police and the FSA. She informed me that a fraudulent attempt had been made to use my debit card at 3.17pm that afternoon at the Apple Store in Regent Street London for…
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Cost to Cash or Express Cheque
Hi All Got cheque that I need to cash ASAP, it is an Insurance Cheque for £800. Do any banks express cheques anymore or if not what are my opitions and the rough costs involved please. Thanks PJB
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Cahoot bank login
Anyone else having problems logging into Cahoot today.
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Halifax URCA £5 Reward Fee
As you know if you pay in over £1000 each month you get £5 off your £15 a month URCA fee making it £10. I have deposited around £750 in the branch itself. I've got around £215 from another job I get paid by BACS and I have transferred around £200 from my Ulster Bank account to pay for something. I am just wondering if the…
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Someone else paying in a cheque
Hi, My current account is with the Halifax, and I have recently been written a cheque which I'd like to pay in. Normally, I turn up at the branch with the cheque and my cashcard. Getting to a branch is quite tricky however (as I work FT), so someone I trust offered to take the cheque for me. However, if they took my…
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Bank of Scotland and Depositing Coins?
Does anyone know if Bank of Scotland have a limit as to how many coin bags I can deposit into my account at a time? I'm pretty sure I was able to deposit a large amount a few years ago via their Business Banking window in branch but I'm not sure if things have changed since then. And yes it will be deposited to a BOS…
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Student bank account closure
Although ordinarily resident abroad, I was advised by the Santander (in writing) that I could open a home student account if I obtained a British passport which I did. On opening the account, I was asked for a home address in England and gave my grandmother's where I normally stay when in the UK. After several visits to…
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FirstDirect question - use Natwest now
I want to get FD's Regular Saver account, but to do so I also need to have a 1st Account. How good or bad is their online banking? Personally, other than the outage two months ago, I've not had any problems with Natwest's online banking. Transfers between my accounts are very fast and the online 'statements' are updated in…
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Money Management
Hello, I am wondering if you can help me, i am looking to move my girlfriends money around (she has asked me to do it) so that she maximises her iterest. She has just over 9000, i am thinking of doing the following... Firstly to use her 2012 allowance in an ISA, so that is £5640 sorted. Now with the remaining money, i am…
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Chaps clearing banks
I know that about 20 or so banks are members of CHAPS and that all other banks and building societies clear through one or other of these CHAPS members. Is it published anywhere which CHAPS member these non-clearers clear through ? Thanks Miss H
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FD Account Opening
Hi, I have a FD Account and received some refer a friend cards which I passed to my wife and mother so they can send it off for an application pack. They received the pack today. I need to know anyway if they can apply online for the account and I also get £50 refer a friend? or to claim this it has to applied via form. MS
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Bacs
Hi, I want to purchase an item from Hong Kong and would get 5% discount if I pay by BACS, I can also pay by Paypal but would have to pay the full price, would I be covered if the item did not arrive, any help would be great , thanks
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Opening new bank account - confirmation that I'm not being blonde required!
Good evening all I've decided to open a Santander 1 2 3 account. I currently bank with HSBC and will be transferring my direct debits over to Santander. Santander have already approved me for the account but at the moment I'm overdrawn on my HSBC account. By the time the DD's are taken from the new account, the overdraft…
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M&S Premier Bank Account?
Has anybody opened or is thinking about opening a current account with M&S? Their £20 per month fee seems a bit steep to me.
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HSBC pulled my Graduate overdraft
Hi All, I'd like to share what's happened to me and see if anyone has any advice. I graduated uni last summer and was moved from 'student' to 'graduate' terms on my current account with HSBC which is supposed to have a 1500 interest-free overdraft in the first year and 1000 in the second year *subject to review & account…
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'Background information' affecting banking
Hi, This is quite a long winded and complicated issue but I'll try and keep it as brief as possible! Natwest recently did away with what they called a 'step' account, which my wife has had for about 10 years, and moved everyone onto a 'basic' account instead (which only allows cash withdrawals from Natwest machines etc). I…
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Debit card details over the phone, what info is necessary?
I have just had to give my debit card details over the phone in order to secure an appointment for my daughter so they did not need to have my address they still wanted my postcode and house number is that really necessary? I don't like paying for anything this way and avoid if possible but they wouldnt book the…