Someone else paying in a cheque

mgarl10024

Hi,

My current account is with the Halifax, and I have recently been written a cheque which I'd like to pay in.

Normally, I turn up at the branch with the cheque and my cashcard.
Getting to a branch is quite tricky however (as I work FT), so someone I trust offered to take the cheque for me.

However, if they took my cashcard and the cheque, would they be able to pay it in to my account? Would I get my knuckles wrapped for letting someone else have the cashcard?
Is there a neater way around this (I really don't want to have to sign the cheque over to them, then transfer it to me).

I vaguely remember that a different bank used to issue paying in slips and as long as I filled in one of those the bank was relaxed with my volunteer taking the cheque in. However, with Halifax, I haven't been issued slips, and I'm not sure if they'd accept that either.

Any thoughts?

Thanks,

Own_My_Own

OP I use to work at the Halifax and anyone can pay a cheque in for you. Just write down your account number and sort code on a piece of paper for them.
That is all they need.

skivenov

^Yep

Good idea if they've got your name and address on there in case a digit gets written/read wrongly.

BobQ

Does your branch enable you yop pay a cheque in through one of its cash machines oiutside a branch?

Alternatively write your account number and sort code on the back of the cheque, attach a post-it note to it saying please credit my account and put it in an envelope.

Post it in the letter box of the Branch on your way home. Or just put a stamp on it amd put in a pillarbox.

Own_My_Own

skivenov wrote: »

^Yep

Good idea if they've got your name and address on there in case a digit gets written/read wrongly.

Yeah, sorry was assuming, the person taking it in would already know the name and address.

HoneyAndLemon

I would get them to bring your debit card with them. They don't need to know your PIN for lodging in. Then at the counter they can use the chip&pin device to lodge it, that way there is no chance of mistaken account numbers etc.

droiderm

I paid a cheque in for my wife not long ago at Natwest using the chip and pin machine at the counter. I got a telling off for knowing my wifes pin number.
Its against the terms and conditions. Apparently they won't be liable for money going missing from your account if you tell someone else your pin.

Lorian

Either give them a paying in slip from your checkbook, or give them your account number and sortcode.

Either way they can pay in using a rapid deposit envelope or at the counter. They won't be able to use the automatic deposit machine. no big deal.

pinkdalek

If you give them your card it is easier and less likely of errors to be made e.g. wrong a/c wrote down, entered. If you give them the wrong details the bank are not able to search for you either as you are not present.

If they take the card and the branch has an immediate deposit machine they are able to use it without knowing the PIN. It is straightforward to use and gives you a receipt also.

rb10

Lorian wrote: »

They won't be able to use the automatic deposit machine. no big deal.

The OP mentioned that the bank is Halifax - they will allow use of the Immediate Deposit Machine for both cash and cheques without the PIN (just the card is needed).