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First Direct eBanking "Available Balance"
Hey guys, I've just opened a first direct account with the intention to move from HSBC. The eBanking has just been setup and I can now login, but i'm used to seeing two figures, "Balance" and "Available Balance" Does the First Direct account overview page "Balance" show your balance, minus any pending transactions (from…
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Contacting Halifax
I rang Halifax today as i have a query with my bank account. Going through the automated options, they ask for my account number and sort code like normal. Then they asked for my 3 digit security code on the back of the card. Is this normal? never had to give it before when ringing up
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Returning S/O
Is there anyway I can get a S/O returned? I have now paid my rent twice (or will shortly have) for this month which I cant afford to do. Natwest made the payment even though my basic account balance was £0. So RBS couldn't stop the transaction so I thought best to transfer amount to Natwest to cover the - figure. Spoke to…
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Southern Electric taking huge unauthorised Direct Debit?
Hello, I was recently going through my direct debits trying to do a bit of moneysaving Martin Lewis stylee, and discovered that the £35 per month I was spending on electricity with Southern Electric could be £30 per month with NPower, plus a little cashback. So I switched :j Southern Electric did write to me to say "call…
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Faster Payments Question
Hi all My company pays us all by faster payments, used to be authorised on a Wednesday and received on Friday, but after one too many late payments, it is now done on Tuesday and received Thursday. Arrived in today with no payment received (Even though it was done on Tuesday). Spoke to our bank rep who said to try each…
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using Halifax Visa electron card abroad
Morning , Can anyone advise if the halifax visa electron card can be used abroad to withdraw cash from machines ? I have looked all over and cant seem to find anything to clarify this . If this card cant be used abroad to withdraw cash can anyone recommend a good card to use in order to withdraw cash abroad . Thank you
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Qualifying for free banking from First Direct & getting the 8% regular saver account
Am I right in saying in order to get free banking from First Direct they normally charge £10 a month all I have to do is Open a "First Account" and pay in £1 Open a "Savings Account" and pay in £1 Set up a standing order from Lloyds to the First Account for £300 on pay day. Set up a standing order for £300 to go from the…
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Barclays fraud
Last year Barclays failed to amend our business bank account mandate and didn't remove someone off the account, then allowd the same person to continually withdrawing money... When I have raised the complaint despite saying over phone that they admitted liability they know say they didn't and that the mandate requests were…
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Best Bank Accounts for 11 and 13 Year Old
Hi, I was hoping that you could help me. I have tried various searches on the internet but can't find a good comparison of youth accounts. I have an 11 year old and 13 year old. They have both had Santander (previously Abbey/National) accounts since they were babies as this is where I bank. They are savings accounts and…
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Fraud Squad - ATM Fraud ITV 9pm today
Just watching this at the moment. This is why I don't like ATMs, especially outside ones. Edit: Added ITV Player Link below http://www.itv.com/itvplayer/search/?Filter=fraud+squad
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Advice needed with unfair default from Dell
Sorry if this is in the wrong forum At the moment I'm changing bank accounts and a direct debit from Dell wasn't taken from my old account due to lack of funds on 19/3/2012, to my stupidity I missed that it wasn't taken and yesterday 4/4 received a default notice by email. In the email it said they had sent me several…
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need account for receiving USD w/ lowest fees
Hi, I'm looking to open a bank account for receiving payments in USD which has the lowest fees and best exchange rates. The account also has to be connected to the Swift network. I currently have an HSBC account but it is not connected, so my ewallet is refusing to change my withdrawal currency to USD. It is important they…
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NatWest 'Pay Someone List'?
Hi just wondered if anyone could help within your NatWest Current account & you want to transfer cash to someone, a drop down list will appear, how do you delete the entries you know longer use/need. Like old savings etc Appreciate any help Thx
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Natwest Adapt Account and Paying Tax
Hello, i have a Natwest adapt account and i have just turned 16 so does this mean i will start to pay tax on my money? Do i pay tax on my money or on the intrest i gain, if so what is the percentage? Ive looked on their site but cant find a thing lol Thanks Luke
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Will I be charged?
Basically I'm currently a student with an RBS "Route 21" account. I have a Direct Debit set up every month with Orange. This month my phone bill was slightly higher than expected- and my account balance went into minus figures, and I got a letter from Orange saying they were unable to take the payment. I transferred some…
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Switching from Lloyds to First Direct: Lloyds retention offer
Hi, Decided to switch from Lloyds TSB to First Direct. Lloyds have offered me £100 worth of vouchers to keep my direct debits and standing orders with them. To qualify for the First Direct £100 incentive you need to have £1500 paid into the account per month and at least 2 direct debits and standing orders transferred.…
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Santander Customer Service
I went to a branch the other day to pay in a couple of cheques and a postal order. Haven't had a postal order for about 30 years so didn't really know or think about what to do with it. It didn't have my name written on it unfortunately so the woman at the counter asked someone else what to do. She said she would walk down…
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Transferring money to Poland
Hi, I need to transfer 4655 Polish Zloty into a bank account in Poland. This is about £930, but I need to ensure that I pay all fees and that 4655 Zloty goes into the account. I have a Halifax Current Account as my only bank account. Thanks for the help :)
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Lloyds tsb bank account platinum account
Is any one else feeling hard done by ? this lloyds account costs me £17 per month and for the priviledge i recieve certain benefits , one of those being mobile phone insurance. I had a joint account up to recently which i had two mobile phones insured mine and my sons. I recently became single and the account reverted to…