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Does anyone have the landline number for co-op bank please?
I am spending roughly £20 a month on call charges to my bank as my 0845 number isnt on my free calls package. Does anyone know the landline number i know its out there somewhere. Fingers crossed please my lovely fellow money savers. :d
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LTSB to N&P Faster Payment?
Paid £500 from my LTSB account to my Norwich and Peterborough account yesterday at 6.40pm, still hasn't arrived, is this due to the bank holidays? Got the FP reference on my LTSB statement. N&P don't even have an internet banking number..:eek:
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Easter Banking Transactions?
What goes on with banking transactions over easter? Sorry if this is a terrible question. I've had a substantial amount of money waiting to come into my account since the 5th. I just don't quite understand why the transactions cease because its a holiday. I thought it was all automated. Can anyone shed any light on this?…
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Natwest overdraft
Hello, wondering if anyone has experience applying for Natwest overdrafts using online banking? My online banking shows an overdraft of upto £6k can be made available. If I request an overdraft less than approved?? limit shown e.g £200, are they going to conduct a credit search? Thanks
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My monthly budget - comments please
Hi all I'm looking for some constructive comments on my monthly budget please. It currently balances and I am left with a very small surplus each month which I save where possible. I am aware that I probably should have more savings for a rainy day but I bought my first house last November so am looking to build these up…
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Unexpected incoming bank transfer
Apologies if this has been submitted to the incorrect area, I had difficulty finding an applicable topic! An elderly relative with extreme dementia is living in a retirement home. Power of attourney (and complete control of her finances) lies with her nephew and family soliciter, as she has no children of her own.…
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Budgeting Spreadsheets
Does anybody have a copy of any budgeting spreadsheets they use that they can give me a link to download? I know I could make my own, but I truthfully can't be bothered having to make all the formula's work :P
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marriage and bank account questions
Hello. I have just got married and my maiden name vangalis is still on my bank account. We have been given cheques addressed to Mr and Mrs Stobbs - can my husband pay these into his bank account that is just Mr Stobbs? My surname is actually going to be Vangalis Stobbs - so would this mean cheques have to be addressed in…
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Best Bank for a USD dollar account
I'm looking for a USD international bank that I can easily do transfers between my UK accounts pay USD dollar cheques into etc, with no charges. The best one I think I've found in Lloyds TSB does anyone know of a better one.
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Bank of Scotland Overdraft Help!!
Hi guys, Wondering if you could help me out. I have a bank of scotland student overdraft with a £2000 limit. I have maxed out the overdraft i.e. my balance is -£2000 and my account has not shown any recent pay ins within the past month. Could someone tell how long the bank of scotland gives you to repay the overdraft? They…
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Receiving foreign currency. Which bank?
I want a bank account for receiving $20k USD, but I have no idea which one will give me the best exchange rate. Can't seem to find this info anywhere. On banking websites it says a lot about making international payments, but very little about receiving them. Is there a website I can use for comparing rates? Or if someone…
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Closing Accounts?
Hi, I'm thinking of closing a couple or 3 bank accounts & credit cards to make my finances easier, a couple of the accounts have not been open very long, 3 - 6 months, I opened them with great intentions but it's too much work switching money around. My question is would it effect my credit rating badly if I was to close…
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What's In Your Spreadsheet?
Hi all, After my first few posts, it seems apparent that there are a lot of members on here who have a nice healthy obsession with using spreadsheets to help manage their personal finances. I've been doing this for a few years and it seems I've created a monster, with 99 tabs at the last count :eek:. If I hadn't changed my…
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Halifax reward current account
Does anybody have the Halifax reward current account, the one that pays £5 if you pay in £1000?? Is it that simple?? Does the £1000 have to be from your salary or can a bit be from your savings to make up the diference?? TIA :money:
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First Direct - obsolete bill payments can now be deleted
Just a heads up for anyone who as a First Direct account... Old /obsolete bill payments can now be deleted by secure message or over the phone. Up until now, it's not been possible to do this and I know it's a real bugbear for many FD account holders (including myself). Still not great that you can't do it for yourself,…
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Mortgage + Current Account - Possibly an obvious answer!
Hi, I have a question which might seem obvious and to be honest I think I know the answer but would like confirmation. I have held a Santander current account since Summer 2010 and got a mortgage in December 2012 with a rate specifically for Santander current account holders. Is it possible to switch my current account to…
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Best instant access account for 8 yr old
Hi, My eight year old son has a full piggy bank and has asked where he can keep his pocket money now as he is saving up for something special. I told him we need to open him an account in which he can save his money but he can get it back when he wants to. I told him about interest and how the banks will pay you to keep…
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Direct Debit Guarentee
Hi guys! My boyfriend moved out of his flat and moved back with his parents. There was a final bill from gas/elec which was £470. He agreed to pay this as a payment plan with them. However, they have taken the full £470 out as a direct debit, which obviously leaves him in a bit of a prodiciment as he wasn't supposed to…
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£5 Commemorative Coins
I have quite a few £5 Commemorative Coins, you know the Charles & Diana sort of things. I read somewhere that if you take then to a bank they will pay them into your account as £5. Anybody know if this is fact or fiction ??? Does it have to be a main bank not a branch ?? :D
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What is the best current account for overseas spending?
Hi, Could anyone help? Basically, I am in the RAF and I am posted to the USA for a year later on this year. I will still be paid by the MoD via my Lloyds TSB current account. My question is regards the exchange rate. Are there any current accounts or even credit cards where I can get a preferential rate or discount when…
