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HSBC 'Fast Balance'
This morning I had a text from HSBC stating their fast balance app was now ready to download. I have duly done this, but can't seem to connect - is anyone else havig the same problem? Also it appears that you can only see current accounts that have a debit card issued - what about savings accounts, and my basic account…
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How do you save?
Money. OS style savings. I am trying to build an "emergency" pot and it has occurred to me that its probably a good idea to have enough savings for a few months eg 3 months utility bill money put away, 3 months horse costs and so on. Or would 6 months be better? Surely in the old days people put money away for coal and…
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Iphone Spending App
Sorry if this is in the wrong place. looking to download a spending app to keep track of all my spending on my iphone, unsure which one is the best and simplest. Any Ideas ?
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Lloyds Vantage swapping?
This is a cut down version of a previous mail that got 140 views but no replies......(which shows I wasn't daft to ask the question :) ) If I have 2 Lloyds Vantage accounts can I swap 1K between them each way each month to meet the 1k pay-in rule [eg if I have 6k in acc "a"' and 6k in acc "b"' can I withdraw 1k from a to b…
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Help!! sorting out a dormant joint bank account
Hi wondering if anyone can cut through my mind muddle and tell me what to do please! I have a joint account, it used to be an offset mortgage account (with IF). It had separate current accounts for each of us, a shared current account and various saving 'jars'. However my marriage broke down, the house was sold and we were…
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First Direct - £100 if you switch to them
Finally got my £200 from CO OP Bank so now its on to First Direct for their £100. Please share your stories etc as these were useful with CO OP offer. Cheers
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Bank Account and rating agency
I have put this elsewhere, but thought would be better to put it in here. I have just realised (not sure why i have just realised now) that my bank account is not on my credit report with at least two of the credit reference agencies. All of my other borrowing, mortgage, cards, other bank account etc is on their and is…
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DVLA - payment types (sorry if in wrong section of forum)
Hi all, (sorry if in wrong section of forum), Basically need some advice coz i am a little stupid when it comes to paying for anything. i am applying for my provisional licence tomorrow, and because postal orders for £50 come with a 12.50% fee (£6.50) it is just too much. now my friend has said he will write a cheque for…
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Halifax Mark on the account
Hi, Brother has a Easycash account for sometime now and been to Halifax branch to see if it can be upgraded to a standard current account. Halifax said they cannot open up or upgrade the account as the system was showing "Declined collection 0800 0234224". He also has a LTSB account and tried their aswel and it was showing…
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updating address details for RBS joint account
We moved house last year and OH visited the branch to give our new address. We have had our joint account for nearly 4 decades. Last week it came to light that only the address for OHs card has been updated and the address relating to my bank card is still the previous address. Visited bank today and was told that I had to…
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Confused About Bank Account
Hubby and I went bankrupt 6 years ago, we went to the Yorkshire Bank today as the bank we are with now is rubbish, we gave all our details and the bankruptcy didnt show up and our credit file was clear, we were offered a full bank account with overdraft but it has to be referred to head office as she said the code that…
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Transferring a joint bank account to a single.
My husband and I have always had a joint bank account (HSBC)for our bills ( including food and petrol) which we both paid into, the bills came out of and it's run that way for the past twenty years! However we have recently seperated, so I am now looking for a new account to do this. I have my own Reward account with…
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Personal recommendations for start-up business bank account
I'm starting-up a business and am looking for recommendations for bank accounts. I am considering Barclays. However, i'm keeping my options open at this stage.
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First Direct return direct debit
Can anyone tell me does First Direct allow you until a certain time to pay in money to cover direct debits coming out that day? I noticed a direct debit come out of my account that took me over my limit. I paid in the money in the morning to cover the direct debit, thinking for some reason I had until the end of the day to…
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Cashing a cheque
Good Afternoon I have a cheque I need to cash urgently. What is the quickest way of doing this. Last cheque I put in bank took about 7 working days to clear. Are these cheque centres reliable? Had a look online & could not see any details of their fees for cashing a cheque.
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Santander LOL moment
Just tried to log out of my Santander online account and was greeted with the following: I've tried several times, but it refuses to let me log out. Sometimes it displays a list of contact numbers instead. A bit of a security blunder really, considering I appear to be able to still use other features of their online…
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Help Halifax Account in Scotland cannot change to joint names??
Hi, My partner and I are trying to change a Halifax Account into joint names, we have been into the BoS branch he always uses to both get the documents and hand them in. Now we are being told that this account cannot be changed into joint names and have offered a BoS account in joint names instead. My partner has had this…
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Halifax current account reports to ?
I've had my Halifax current account for about 18 years....think they called it the MAXIM account when I got it. Does anyone know what credit agency it reports to ? I've just had my printout from equifax and it's not on there... Also I don't get any offers from the online service regarding credit cards etc.. Any help Darren
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Overseas online debit card charges
Hi all, just a quick post to ask if any of you have ever received debit card charges when making an online payment to an overseas website? Lloyds TSB have just charged me for making such a payment and on querying this they claim the charge is from Visa. They were very vague about the whole thing and stated the charges are…
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Timings of Credits to Halifax accounts after a Bank holiday?
We have a Halifax account and Monday credits of funds we can take out at 10pm on a Sunday night so would that be the same for Bank holidays? ie would tomorrow payments go in at 10pm tonight like they do on a Sunday or after Midnight?
