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Transferring DDs back to orginal bank acc (Natwest) - but NW refuse to pay them!
I don't know if anyone can help with this, basically I transferred my DDs to a new Halifax account some time ago - I now want them to be transferred back. They can't be reinstated as it's over 3 months so I contacted the companies involved and gave them the natwest details to change the DD mandate. The DDs were supposed to…
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MSE News: Barclays extends Pingit mobile transfers app
This is the discussion thread for the following MSE News Story: "Virtually any current account customer can now use Pingit to send money using a mobile number ..." Read the full story: Barclays extends Pingit mobile transfers app
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When did you open your current account? Security question
Rang Halifax to ask about my account, and this was one of the security questions. I opened my current account some 10 years ago, so i had no idea on the date. Does anyone? I failed so have to ring back
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Not impressed with Barclays response to swallowed credit card
Last Saturday I went to get some cash and tried to use a Barclays cashpoint. First it gave a message to say that it couldn't process my request and told me to take the card back and contact my bank. Then it would not return the card. I spoke to a member of staff and was not happy with his response. He completely rejected…
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had bank account debited £30 by techelp&idprotect
Has anyone had the same problem. i havent set up a direct debit for anything and want to track where this payment went and to stop it happening again. thanks steve
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Barclays won't let me open a basic account
Hi, I have just returned from a pretty nasty appointment at my local branch of Barclays. They have told me that they will not open a basic bank account for me because I already have one with another bank (which I want to close as I have moved and Barclays is closer). The person I saw left me alone in a room for about 10…
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Barclays New Online Bank account layout
Am I the only person who thinks the new Barclays Online Bank account layout is about as clear as mud?
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online banking for small companies
I am involved with a small company which has turnover of about £250k and employs 5 admin staff. I have been looking into banking arrangements following the increase in making electronic payments. Where payments are made by cheque these require two signatures so there is a degree of control however, when payments are made…
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Banks carry out credit checks on previous company directors?
Hi all, I have a very poor credit file caused by defaults as i ended up carrying all my other halfs debt when we split up. I now wish to operate my own ltd company but have been refused a basic account by my own bank who I have always kept payments up with. I have already set my company up with me as a director. If a new…
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Co-Op Basic Account - They gonna pay a reg bill and let me go overdrawn? Legal? ASAP
Hello, I got myself into a little situation but to cut everything short for now. Tomorrow a company will be taking £190 out of my account to which I do not have and who take this regular payment every month. I phoned co-op to tell them would the payment go through and leave me overdrawn on my BASIC bank account which has…
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Online banking during a Bank Holiday
Sorry for the long post ... On Good Friday 6 APR 2012 I used the RBS Online Banking System to schedule a payment from my Current Account to pay funds to my ISA account held at a different bank. The RBS online payment system displayed a default date of 10 APR 2012 which was the first banking day after the holiday, I…
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Basic Business Bank Account?
Does such a thing exist? We are in the process of setting up a small business but I have a poor credit history at the moment due to some late payments. I know that you can get basic accounts, but is it possible to get one for a business? We don't want loans or overdrafts or anything, just somewhere to lodge money, cash…
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Santander Current Account problem
Hi all, thanks in advance for any help on this. Basically i have 3 accounts with santander - a savings one, the newest a joint one and my student one from a few years ago which had a large overdraft on. Keen to payback my overdraft i had my monthly pay put into my joint account and agreed with Santander to pay the sum of…
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Debit card has been cloned.
We bank with the Halifax and are very on the ball with checking the bank account. This morning I spot what appears to be a US castpoint transaction and a charge of £1.50 directly above it. Been on the phone to the Halifax and hubby's card has been cloned. There are other US transactions pending, amounting to just over £100…
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Problem with Santander account for an NZ national
Hey guys, Just looking for a bit of advice on this one. My girlfriend is from New Zealand and is living with me in the UK currently. When we got here last summer, she opened a basic account with Santander (she was told that she could not get a better acount with a debit card without waiting 6 months so her credit score…
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online banking balances
Right. This may put me in danger of sounding dim - but I never claimed to have any sense when it came to money! I use Barclays online banking - there are two balances. Current cleared balance, and then overall balance. When I buy something with debit card, it comes out of current cleared balance, however when three days…
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Default on my Lloyds Account from 2008
Hi all, I was hoping that I could get some advise, I have just been turned down for a loan from my current bank Nationwide because of an arrangement that I set up on my Lloyds account in 2008. The reason I set up the arrangement in 2008 was I was given a £2000 overdraft as a student and didn't have the income to pay it…
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Best Current Account advice
Hi all. I'll try and keep this to the point, and hopefully someone might be able to help... * I currecntly have a Graduate Bank Account with Lloyds TSB. * The overdraft limit is 2k, which I am close to, however I do have savings. * I earn roughly 24k a year, which I have £1,400 entering my account each month and the reason…
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No reference possible for Electronic Fund Transfer (EFT) payments?
Hi I've just opened a XE trade account and i want to pay money to a German retailer's bank account but the transfer must include my order number in the payment reference. On XE there is no reference field for EFT transfers (free) but there is one included for wire transfers (£12.50). So does that mean there's absolutely no…
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Bank account switch help!
Hello, I am meeting with a personal banker at Barclays on Friday to discuss switching from my Graduate Additions Account to a regular current account (I graduated in 2008) I am a complete novice when it comes to banks and jargon etc... I have an overdraft of £500 right now, if I switch will that be automatically withdrawn?…
