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Natwest overdraft

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James129
James129 Posts: 185 Forumite
in Budgeting & bank accounts
Hello, wondering if anyone has experience applying for Natwest overdrafts using online banking?

My online banking shows an overdraft of upto £6k can be made available.

If I request an overdraft less than approved?? limit shown e.g £200, are they going to conduct a credit search?

Thanks

Comments

  • pcombo
    pcombo Posts: 3,429 Forumite
    of course it will be credit checked. There not just gonna give 6k to a random customer without doing a credit check.

    Or in Bank of scotlands case they didn't and gave me a 5k overdraft which to say the least got me into some trouble.
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