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Best Bank for Joint Accounts
Me and my partner want to set up a joint current account purely so all the bills are coming out of one account. There won't be any more than £900 a month going into it and it will not be used for anything else. We will still have our own current accounts for the rest of our money. Is there a better bank to go with or are…
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£1.43 Overdrawn - Over £400 in Bank Charges added
Hey there, I'm new to the forums but I wondered if anyone could help me out. I've recently moved abroad at the end of 2011 and I hadn't noticed that my Halifax bank account in the UK was £1.43 over the authorised overdraft in January (2012). Sadly I'd not got any internet banking access so it was impossible for me to…
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Bank account for Salary with CCJ??
I have a CCJ which has been satisfied for 2 Years. And maybe a couple of settled defaults over the last 5 years. I need a new Bank current a/c for my salary, which banks would accept me? I'm already with HSBC Bank, but I need 2 a/cs to use for different purposes for example ebay/ spending. I don't like confusing things.…
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Bank of Scotland Account
Hey folks, Just a bit of advice if anyone can help? I currently bank with LLoyds TSB, where I have held accounts for years. I currently have a Premier Account, Credit Card and loan. Due to the possibility of being forced to move to the Co-op because I am a Scottish customer (if the sale goes through) I decided to open a…
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Cant close an old account :(
I have a current account with a long gone ex - the bank say it can not be closed without both signatures - but I havent seen the guy for 10 years, and have no idea where he lives... The CRA have an association which has caused HMRC to accuse me of fraudulantly claiming tax credits as a singleton - and I want to get things…
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Halifax Online Mortagage Management
Hi, I was wondering if anyone could help me as I am getting nowhere with Halifax's website or online help. I have a mortgage with Halifax which I want to manage online. I have tried registering and you get an option to select what type of account you have (current/credit card/mortgage). When I select Mortgage it asks me…
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BACS transfer
Hi Hoow long do these take nowadays? I must admit when I do interbank transfers in the UK, it is nearly always a same day thing....what is the default method used? (Given that I never pay for them).....Basically I can pay 15 pounds for a CHAPs transfer or use BACS.....is there a difference in speed? Thanks, Ed
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Direct Debit Request for more personal info
I have just received an email from our House Insurer (Intasure) stating the following:- " Under the new Consumer Credit Act we are required to provide the name, address and date of birth. This information is used to demonstrate that we have the necessary information to identify our customer. It is also to protect you…
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How many days tokeep the money for faster paeyment FPI and FPO
In the past I have seen many people in this forum have done FPI from the dummy account and FPO back to origin account. People including me do that to meet requirement of minimum monthly funding to get the benefit of high interest rate or joining incentive. The existence of FPI and FPO for most of current a/c (if not all…
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Charged but not happy, any ideas?
I recently wanted to Skip a payment on a standing order. The month before I had set up the standing order, but there had been a little confusion with my income this month and so I arranged to skip a month, but that's besides the point. The point is I used the 'skip a payment' option from the online service. It is a simple…
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when's a good time to change euros?
I've got savings in a European bank account. I want to move them to a British account, but when is a good time to do it? Thanks!
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Santander (yes I know, sorry) blocked online login!!!!
i inherited Santander from being with Girobank, then A&L for over 15 years. the changeover has seemed to go ok, so far i havent come across any problems (now i'm seeing another side to things). I have been away for a few days break so yesterday i tried to logon onto online a/c (to check spending etc) only to have a message…
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Counter services at Halifax without my debit card?
Hi My friend doesn't have online banking. She owes me some money and wants to pay it into my Halifax account. Halifax paying in machines need my debit card to deposit money, can she do it at the counter without my debit card, eg with a giro slip instead? Thanks
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compensation for hsbc default advice needed
to cut a very long story short, basically hsbc put a default on my credit file which they didnt tell me about. Last year I went to purchase a property and couldnt get mortgage due to my credit checks coming back as "failed". Eventually I bought my credit file and it said "hsbc default £216". This was made an error, I spoke…
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Santander complaint?
Hey, Well i had a preferred current account with santander as part of the £100 switch incentive, however once they paid me the £100 incentive i decided to leave and close my account. But whats really annoying me was the fact that when i closed my account 2 weeks ago the person who served me in branch to close it was quite…
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Natwest pro loan
Hi all, does anyone have any idea if the pro loan from natwest which I belive is very similar to RBS's had PPI on it? Was thinking of claiming it if I was entitled because one of my patients who works in a bank said he manage to help his cousin claim £1.8k on a £6k loan... wow
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logging on to internet banking how many times a day?
I was expecting money to be paid into my bank account sometime today and when it appeared I had to go out and post something so I logged into my bank and left it logged on. A few minutes later I was automatically logged out so I logged on again. I repeated this a couple of times an hour for 4 hours until the money appeared…
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Advice on bank switch !
Hi, i have had a current account with the halifax since 1994 but am unhappy with their service and everything, i have my repayment mortgage with them and all my incomings and outgoings going through the current account (wages/debits etc) I feel really undervalued as a customer and wondered if i went to any high street bank…
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SEPA transfer from Netherlands to UK
Hi folks, This is obviously my first post but hopefully people can help me out to quash any fears I have. Basically I've been working in the Netherlands for a while but want to move my Euros back to the UK. I have investigated how to do this and read some reviews on this site and decided to use one of these currency…
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satander taking two payments
Santander are paying the same direct debit twice, computer mistake, they said alot of people are affected. might be worth checking.
