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RBS scam letter
Hi I lost my wallet containing RBS debit card recently. The card is now cancelled and new one is on its way. I received letter in a post today claiming to be from Royal Bank of Scotland. Here are things that make me think it's fake: - the white envolope is A4 and contains stamps from the bank including its address to…
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Trouble with Faster Payments from Santander to LTSB
I have a new preferred current account with Santander. This morning I tried to transfer £1000 from it to my Lloyds TSB Vantage account to fulfill the funding obligations, with the intention of then sending it on to my Halifax Reward then back to my Santander account. I tried twice to send the £1000. Both times it said it…
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Help with Overdraft
Hello, I'm new on this forum but have been receiving the MSE emails for some time and I wondered if anyone may be able to help me. I have a problem with my overdraft in my LTSB account, a couple of years back I was made redundant twice in succession and due to a period of self employment in the previous tax year I had only…
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Lots of questions about student / current / accounts and travelling!
Hi there, I am currently looking to change bank and I am so confused! I am a student but have never used or had an overdraft on my account and all the student account guides seem to focus exclusively on this. That being said I would like to have an overdraft in case of any emergencies next year. Would a current account be…
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Money in limbo HELP??
I bought some tyres on Thursday and used chip and pin to pay. Unfortunately being the busy mum I am; I was distracted by my 2 year old and removed the card too early. :doh: The payment was voided and I tried again, payment accepted this time:j however when I next checked my account I realised double the amount was pending.…
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Help wanted urgently
situation is many years ago while my ex-husband was self employed we as a family ran up some debts as you do, 1 debt of £4000 i took with me when we seperated but he took a much smaller debt of £1200 while I have been slowly paying of my debt with no hastle the problem is with his this is in the form of an overdraft with a…
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Natwest Advantage Gold - is it really this hard to change back to a standard account?
I decided last week to do a bit of 'trimming' where monthly expenditure is concerned and one of the things that came up was our Advantage Gold account with Natwest. I originally took it out to get a better rate on a personal loan a long time ago. The loan was paid off years back. Since then we haven't used any of the…
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Debenture
I am interested to know what this is, and how it can help a company if anyone can let me know i would be grateful it is in relation to a Debenture for Form: MG01 - Particulars of a mortgage or charge PARTICULARS OF A MORTGAGE OR CHARGE / CHARGE NO: 1
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Halifax 'Control'
I got a letter from Halifax today, offering me their new 'Control' service. At first I thought it was an April Fools joke, but then noticed today's date was 2nd April. They want to offer the service at £10 per month to stop me using an unplanned overdraft (which itself is a 'service' that Halifax and most banks 'offer'). I…
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Help Please
Hi, Has anyone used this site... approvedfood.co.uk I am thinking about placing an order but just want a review first! :) Thanks x
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Nationwide - money vanished
Hi everyone, I am in a blind panic. I went onto my online banking and tried to transfer £500 to a person I'm renting a villa from this year. It said "technical difficulties" and I went back to the home screen and the money had not left my account. I tried again and got the same message. I went back to the home screen and…
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Has anyones £5 halifax reward gone in this month?
Noticed that the £5 reward hasnt gone into our halifax accounts yet, Has ayone elses gone in? Thanks
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Question about overdrafts
Hi Quick question, I want to arrange a formal overdraft on my current account of £500.00 with HSBC. Will I get charged any interest on any transaction that is within the overdraft limit? For example say 1 month I am £100 overdrawn but have £400 overdraft left will i get charged any interest on that £100? Say it is a single…
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unauthorised payment
Hi, staight to the point I paid a deposit for a holiday a few months ago. I decided not to take the holiday but the remaining balance has been taken from my bank account. Their business terms of trade say they reserve the right to do this. Is this legal? The email they sent to me said if I didn't pay the balance, monies…
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Santander stopped my cheque without permission.
I wrote a cheque last month to cover fees at an auction house - it was only for £10 or so - but on Saturday received a letter from Santander saying that I had asked them to stop it. :mad: I did no such thing so 'phoned the bank immediately and they said that they'd email me within 48 hours after they'd looked into it -…
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ATM took card
hi yesterday i used an ATM, and at the end of the transaction the screen read "please take your card and your cash", but neither actually come out. I phoned the bank to cancel the card, and they told me that the money would be credited to my account over night, but today it is still not there. I called them again and they…
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what to do with my euros? help
Hi all, been very lucky where my fiance has been given 8000 euros from the sale of a family members house in Slovakia, but we live over here in blighty so we need to know what is the best option to what to do with the euros? It would be great to have it transfered into sterling and have the money sitting in our bank but i…
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LloydsTSB Online Banking slow / errors - 02/04/2012
Is anyone else experiencing problems with LloydsTSB online banking this morning (Monday 2nd April 2012). Getting timeouts, unable to access account details and "sorry we had to log you off" messages often. I guess it could be the rush to get ISAs, but seems strange...
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Getting shut of a jar of copper?
Hi, I have £28 in 1p and 2p coins but where's best to get rid of it? I've seen machines at my local supermarkets but I expect this service is charged for, I bank with Halifax so will they accept all this copper? Can I take it into my local post office and pay it into Halifax that way as my branch is 10 miles away? What am…
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Card charge without authorisation - help!
I am new here and would appreciate some advice! I recently purchased train tickets in advance to go London. Unfortunately I managed to get on the wrong train (very easy to mistake the number 5 for a 2 when you are in a rush). 2 hours into the journey to my shock I was informed by the ticket inspector that I was on the…
