Bank account for Salary with CCJ??

myright

I have a CCJ which has been satisfied for 2 Years. And maybe a couple of settled defaults over the last 5 years.

I need a new Bank current a/c for my salary, which banks would accept me? I'm already with HSBC Bank, but I need 2 a/cs to use for different purposes for example ebay/ spending. I don't like confusing things.

Thanks for any advice.

steve1980

Surely having two accounts would confuse things?

Why don't you set yourself up a budget sheet with your incomings and outgoings?

Is your ebay "account" for buying things on ebay or receiving payments?

myright

its for buying and selling as a personal user.

Anyway as my initial enquiry is about how to get a 2nd account, do you have any knowledge on that?

steve1980

Barclays or Co Op are probably your best bet.

notts_phil

Or prehaps cash transactor account with the derbyshire.

Allows direct debits, etc

No credit check

Or money manager callsave with Coventry BS.

Online banking, direct debits etc

No credit checks

opinions4u

If you look to the top of the page you will find this link on Basic Bank Accounts.

inmypocketnottheirs

Why not a second account with your existing bank? With some banks they don't seem to credit score you for opening a second account, I.e citi or Halifax.

myright

thanks for the input guys, Im with HSBC btw.

What about private banks? Would they do it?

pmduk

I'd suspect private banks are quite choosy and CCJs would lead to a fast decline from them. As you have already had suggested to you, I'd look at a basic bank account as listed at the sticky post at the top of the forum.