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Thanks Halifax (kinda)
Activated new CC a few weeks ago over the phone, at the same time arranged for the DD to be set up to come out at the beginning of the month after payday. Came home from holiday to find CC had been taken out early, so rang them up to get it sorted for next time. Without even pushing for an investigation was given £20 for…
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reclaiming bank charges.
Hi Guys, Got a good one for you. I bank with Alliance and Leicester which is now Santander. I still have my old A + L account, which runs out in October. I discovered to my horror last week that because I have an old account I am being charged through the nose for overdraft fees. Last month I paid £150 alone. Last week I…
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bad credit business account
After being paid-off last year I decided to set up my own business. This has all gone very smoothly apart from the fact that I can't seam to find any bank's who will provide a basic business bank account to me. The basics are that I have a poor credit rating and therefore do not meet the criteria for any of the high street…
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MBNA-call centre and website down??
Anyone else having this problem?? You call them and get a message saying due to circs beyond their control they are unable to take ANY calls, please call again later,and their website is also down??
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Bank have lost cheque
My dad paid in a cheque for a few thousand pounds into his Santander business account. He hasn't used it for a while, and when he noticed that the money had not credited the account after a week, he called up to find out what had happened. The bank claimed that his account was dormant (despite him having just received a…
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Which banks accept more than 5 money bags?
I am looking to get a new savings account but I want one that doesn't have the 'only 5 bags per day' rule. I have a fair few bags of change which I need to put in but i'm not prepared to keep trekking to the bank several times to get them all deposited. I'm told HSBC will let you put in any amount in one go, does anyone…
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trodden on by RBS
Hello Everyone Please help! I closed my RBS current account 18 days ago and was expecting a cheque in the post of my balance of £8900. Up until now, the cheque has not materialised despite me nagging RBS once by phone and twice in branch in person. On Friday I was informed that the cheque had been cashed via a company…
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Sending money abroad
I know I have seen suggestions on MSE, but my searches have not yet brought up the threads I vaguely remember, so I need help....... Other than using our bank, what are the safest/easiest/cheapest ways to send money abroad, in this instance to Norway?
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Does being a signatory on a business account affect anything?
Hi everyone I have been elected treasurer for my sports club, for which I will need to become a signatory on the business account. Does anyone know if this will effect my personal finances, or will I be linked in any way to the other 3 signatories? Thanks alot
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A new bank account?
My bf currently banks with Halifax and always has done. When I met him he paid for his account and got monthly statements, Green Flag car cover etc and things he wasn't using. He changed to a basic account but now gets statements every 3 months, he is unable to access his online account because they keep telling him he…
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Best way of taking money to the US?
Hi, I'm about to start studying in the US for a year as an exchange student and was wondering what the best way of moving money from the UK to the US would be? Initially I thought about getting one of the credit cards suggested for use abroad from this site and just sending over what I need for rent but I was rejected…
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Barclays 'Full Connect' card?
My Barclays branch said I'm not allowed a contactless Debit card today, as im not eligible for a full connect card. I asked them what the difference was and didn't get a proper answer. They then said I'd have to be 'pre approved' for a card like that, my question to them was how can Barclays let me have an overdraft and a…
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Can we have two reward accounts?
Hi, I was wondering if we are allowed to do this? We currently have and ultimate reward account with Halifax and we are trying to get better with budgeting. We currently have all our bills and spending coming out of this one account. We have thought that it would be a good idea to open a seperate account to have our bills…
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NatWest - card cancelled without warning
I've just found out that my Debit Card was cancelled by NatWest due to a security concern passed on to the bank by the Police. The woman I spoke to was pretty hard to understand but from what I could gather my details had somehow been found to be compromised by the police and they informed the bank. The whole thing is…
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Direct Debit app - any good?
While rummaging around the BACS website I came across this app, which promises to: Given the number of threads about DDs on this forum I wonder if it may be of use to anyone? (NB. This is not a recommendation as I haven't tried it myself)
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Cheques how long before they are void?
I paid a bill by cheque, the amount as been taken of my statement,but the cheque amount as not been taken out of my current acount,this happened four months ago.So how long is it before a cheque cannot be presented for payment?
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Santander Bonus £100 - Transfer Salary
Hi. The MSE website states that to get the £100 bonus you need to: ...use its 'Account Transfer Service' to move across direct debits and standing orders, and pay in your salary of at least £14,200 (there's a £2 fee if you miss the £1,000/mth payment). You should get the bonus within three months. Yet the Santander website…
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transfer limits with natwest
I'm trying to help a friend out with a debt problem. I need to transfer £2.5k to their bank account. We both bank with NatWest and I was wondering what the limit on FPS is them. I know when I was with A&L the limit was £450. I want to check so that I can do multiple transfers if needed. Thanks in advance for any answers.
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Banks with cashiers, not sales staff
I know bank cashiers are now all sales staff, and exist primarily to sell you stuff at the counter. I also know that many banks will allow you to update your marketing preferences to stop them doing this. There are reasons I know all this, the same reasons I know this doesn't usually work. To save all the hassle, are there…
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Bank statements
Hi all, i hope i am posting this in the correct place. I need to get my bank statements from Lloyds bank from 15 years ago, as we need to ascertain whether a certain direct debit was cancelled by us regarding an endowment policy, is it possible that banks keep copies of bank statements this long? also we need to get copies…
