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I'd like to change banks
I bank with HSBC. HSBC is a huge organisation having a market capitalisation of over £100,000,000,000. As far as I can tell it was largely unaffected by the recent banking crisis. If it had any bad debts they were but a pinprick in its enormous size. It trades on reliability and safety, rather than on flashy products, and…
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Enough ID for a mortgage... but not for a current account!
Hi all, More of a rant really than anything else - long post sorry! I've been a long standing customer of [Bank x] - have loads of accounts with them. We've recently applied for, and had a full mortgage offer from them (i.e. survey back, underwritten, the whole shebang). As part of this, my partner who is not a customer of…
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Identity Verification Problems for Business Bank Account
I'm having problems in setting up a business bank account for my newly registered UK limited company with Companies Made Simple with office forwarding, business bank account etc. Im a UK citizen living at present in another EU country. In the process of setting up my company with Companies Made Simple, I find myself being…
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Personal details used to obtain credit fraudulently - Santander
I was suprised to recieve a letter from Santander Card Fraud dept. this morning saying that it appears that some of my personal details have been used fraudulently to obtain credit, however they 'do not hold [me] responsible'. They say they have registered the information with CIFAS. They advise that future credit…
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closing old bank accounts
Over the years have opened various bank accounts (mainly saving ones) with Barclays, (have a current account with them). Have now got quite a collection is there any way I can remove them when I log in or do I have to write to Barclays and ask them to
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Santander Overdraft
So I opened a preferred current account (everything has gone smoothly so far...) and they set up my overdraft at £650.00. In their email: "If you decide that you would like Santander to match the overdraft facility you currently have with your existing provider’s current account, please send us a copy of your last bank…
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Anybody having trouble logging into natwest online banking?
Hi, is anybody else having trouble logging into there online banking with natwest, i have not been able to log on for a couple of days now, sometimes i can get the first page up, sometimes even make it to the second page of passwords, and once made it to the 3rd page, but every time i try eventually it just redirects to a…
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Proof of I.D for Halifax current account
I've applied for a current account with Halifax which was accepted but I'm having trouble with proving my I.D. All I have is a provisional driving license and since I'm only 20 and still living at home I don't have any bills. They tried looking for me on the electrol roll but could not find me. I have a savings account…
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NatWest Emergency Cash
Has anyone else experienced problems with this new facility from NatWest. Last week my daughter had £60 removed from her account after someone phoned the NatWest claiming to be her and saying her debit card had been lost. They managed to get through security and were given a number to allow cash to be withdrawn. She only…
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Nationwide reducing overdraft.
Nationwide told me in the beginning of Jan that they were reducing my overdraft from £2000 to £1040 and i had 28 days to pay it. Obviously i could not afford that , so they agreed i could reduce it by £160 a month over a six month period. I noticed on my last statement is that they will review it on the 30th June. However…
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BACS Question!!!!!
Hi I am probably repeating a question someone has already asked, but i need some advice, in relation to BACS payments. My employers were late in paying me, but have finally told me via e-mail this Thursday 23 (before the BACS cut off) they have paid me. They also told me that i will get the payment to my account on Monday…
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How long until I get my Co op card reader thingie?
I opened an account with Co op a few weeks ago & have received pin & card - but no card reader as yet. Does this normally take a while to get? I haven't set up anything for the account as yet because of this - but I'm very keen to get my internet banking set up..any one have any thoughts?
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Lloyds TSB £5 overdraft fee
I am with Lloyds TSB and they introduced the £5 a month charge for authorised overdrafts (along with the additional fee) in December. I am usually overdrawn every month, but in April I wasn't for once, yet I was still charged the £5 fee! Are you charged an overdraft fee even if you aren't overdrawn? If so, this is…
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Bank Account in India
Has anyone opened a account in India before? I am a british citizen and going out there in a few months and want to open a account in India. Any advice or info would be great
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How much do I earn
I am self employed and have trouble actually putting an exact figure on how much I earn each week. I know I know all I have to do is add up all the cash cheques bacs transfers and that will give me a figure. However in my defence the figures change weekly and I am looking for some sort of software that will allow me to…
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Do basic cash card accounts show on credit files?
What is the situation with basic cash card accounts showing up on credit report files? Equifax seem to allow nationwide cash card accounts to show up on their files.
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Halifax - payday Monday, when will it show?
Hi, This month I am getting my wages paid into my boyfriends Halifax current account, after a mess up with my NatWest Current Account. My pay day is monday 27th. Now when I was with Natwest the money was credited on the previous saturday if payday fell on the monday. Does anybody know if this is the same with Halifax?…
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Halifax Easycash Account / RBS Key Account
HI, I applied for a RBS Key Account online. I received a letter from Halifax to say they agree to open an "Easycash account"!!!??!! If I'm not mistaken, I get a VISA DEBIT with the RBS Key account, but an Electron with the Halifax one. Is anyone working for RBS here? How do I get the RBS key account instead of the Halifax…
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Current Accounts With Low / No Overdraft?
Hello :) I currently have a First Direct bank account, which has my salery paid into it, and all my bills come out of it. It also has a £500 overdraft on it. I also have a Natwest 'cashcard' type account. This has no overdraft facility and when its at £0 you physically cannot use the card - which I like. So after my bills…
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Metro Bank Updated Website
I noticed whilst checking my account this morning (using Internet Explorer) that you can now access the website using Chrome and Safari amongst others. I did log in using Chrome (my default browser) successfully after a few attempts but can't seem to get back in. Is anyone else having difficulties accessing the site using…
