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Do basic cash card accounts show on credit files?

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What is the situation with basic cash card accounts showing up on credit report files? Equifax seem to allow nationwide cash card accounts to show up on their files.

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  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    All of the cash card accounts I've held have appeared on my Experian / Equifax / Call Credit files - these are the Co-Op Cashminder, Barclays Cash Card, and RBS Key Account.

    It's not a matter of the cra allowing the accounts to show up, rather a matter of the bank choosing to report the account.

    Halifax / BOS Easycash accounts don't appear on your credit file. HBOS only report the running of their full current accounts.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    yuppp. my rbs, co op and nationwide ones show. I didnt expect them to be hidden...
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I used to have one with Lloyds which shows on both my Experian and Equifax files, although it now shows as settled
    Debt free and staying that way! :beer:
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