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Recent Graduate Account
Hi Guys, Basically I've just graduated and I'm probably one of the very lucky few to neither be in my overdraft but also having secured a job paying in 1000+ per month. I've been with Halifax with either a child savings account or a young persons account for years but now I'm obviously looking to swap from my current…
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Default on Credit Score - Paid but still chasing me
Hi guys, I applied for an overdraft the other day at HSBC (who I currently bank with - and have done so for ~5 years). I was rejected (for a student account). The girl told me I had a great BV score but my credit check came back negative. I've looked into it & basically it's an old mobile bill that I forgot 2 payments for…
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Pay in £1,000/mth payment
We have paid off my partner's graduate overdraft at last (£7/month account fee for the priviledge) and are looking to move her bank account somewhere nicer. Considering the Santander account, however she only works part-time and her wages are just under 1k, £986. Would other payments in count towards the 1k (eg, child…
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Thinkbanking Alternatives ?
Does anyone know of a company like thinkbanking who do no credit checks that may have cheaper monthly fees than them ? Also thinkbanking arent apart of the Link group so you cannot get your account balance from cash machine so id like one where i can check the balance at the cash machine . Thanks
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Nationwide of Halifax Clarity for overseas cash withdrawels
Hi all, I'm going abroad on Sat to Europe. I've been an Nationwide current account holder for about 10 years but now I believe I will be charged for overseas transactions/cash withdrawals. I will mostly be withdrawing cash when I need it, is it worth getting a Halifax clarity card would this be cheaper than Nationwide? I…
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Natwest adgold account
I upgraded to this adgold account with natwest a month a go. I'm not sure I really need it though. I didn't have phone insurance or contents insurance and I was told that if I upgraded I could get phone insurance free with it even though I've never bothered with it before and I'd get a discount on contents insuance. I…
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Halifax - Electron nonsense
The Halifax have treated me like a lepher for several years whilst I have been struggling. They took away my current account and replaced with an Electron account which means I have no cheque book. I have just had a card that has only worked if I have been in credit for the last 4 years. I am in dispute with AOL over…
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Santander letter to say no reward fee to be taken, but......
Not been doing postings for a while, but need help with this. I used to be with Alliance and Leicester and had their Premier 50 account, this was moved to a Reward Account with a ten pound fee. got a letter in May to say no account fee would be taken in June as they were changing the dates fee were to be taken. To be…
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Unauthorised payment
Hi, Need urgent advice.. I own a small business and hired 2 sales agent 1month back from a company named [FONT="]silver servers ltd.[/FONT][FONT="] [/FONT][FONT="]www.silverserversgroup.com[/FONT][FONT="] Made payment using my HSBC Credit card giving them the details.However during the last 1 month they…
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Bank Account and Debt Question
Hi all, my first post so sorry if this has been answered before. I have 3 debts with halifax, 1 has been passed to Cabbot and 2 to Blair Oliver and Scott. I bank with Lloyds TSB (which i setup before the buyout) I have had no problems with Lloyds and my debt as i have arranged re payments with the debt firms. So my…
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LLoyds letter references??
Hi there, Seem to remember someone having a list of what the different reference codes on letters from the bank mean. I've had one asking me to contact the bank and the code is PR230/RET. Anyone know what this means??? p.s. Amusingly they've 'been trying to get hold of me', yet I've had no phone calls at all'.
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Possible missing online payment transfer
Good afternoon all, My OH transferred two payments today from her Nationwide current account, one to my Natwest current account and one to our joint Natwest current account. The one to me came through instantly but the one to the joint account still has not come through. We have rang Nationwide who are doing a "trace" on…
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Lloyds Classic Vantage: Lost Interest in May 2011
We (my wife & I) opened 3 Classic Vantage accounts in February of this year. Everything was done in branch by the nice lady from Lloyds. She set up 3 Standing Orders to transfer £1000 between the 3 accounts. This would happen at the end of each month. This has worked fine and at the beginning of each month interest has…
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Santander cancelled my cards
So, Santander canceled my current account and credit cards on the same day without informing me. I was left in a petrol station, away from home, with no means to pay. Had to borrow funds from a very kind gent once I'd give him my name, address, telephone number, etc. Santander also claimed they'd been trying to call me on…
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is this allowed
HI i have a Lloydsbusiness account. business is awful and has been last few months. after xmas business manager agreed a loan and it helped to sort out some problems. my online banking has been out of use and i was waiting for a new password so not really been lookng at the balance!!!! went to use card last week and on…
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Faster Payments with Halifax
I have been trying to set up a faster payment transaction from my Halifax account to my Lloyds TSB account today and it keeps reverting to BACS payment. I need the money to be in my Lloyds TSB account by tomorrow at the latest which the BACS payment can't guarantee. I have called the advice line and they have offered to…
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Cant open a bank account?
Hello, I cant seem to get a bank account. I have recently got a new job and have been trying to open a bank account. I just want a basic account where my wages can be paid into it and direct debits can go out. Every single account I have applied for has been turned down. Might sound strange but I have never actually had a…
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MSE News: Guest Comment: How the Financial Conduct Authority should benefit consumers
This is the discussion thread for the following MSE News Story: "Chris Pond from the Financial Services Authority explains what his views are on the new Financial Conduct Authority" Read the full story: Guest Comment: How the Financial Conduct Authority should benefit consumers
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LloydsTSB is withholding my money
Hello all, this post is more a rant than anything. I'm a member of this countries underclass, you know them the Unfortunates without a job. We have no respect, we have no social standing, we are forced to erk out a survival in this rich country where people drive around in cars worth the price of a house while I have to…
