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HSBC have screwed me hard!
My online banking hasn't been working for a few days, I put this down to a technical error but today thought it's been far too long for such a big company to have such an integral feature down. So I phoned them. 'Sorry Mr. Amos you have no bank accounts with us' PARDON!?! You have cancelled your accounts and we cannot…
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What accounts do you hold
After opening a couple more this weekend got to think how many accounts most folk have. I've always just had a HSBC current account but this last year I've opened several more. I have only just started making real progess this last year and I think thats probably why. HSBC current - All DD and standing orders. HSBC ISA -…
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First Direct paying in question
Is there any other way of paying cash or cheques into a FD account other than going into branches of HSBC? I've only been able to go in there on Saturday mornings recently and I've now begun to *despise* the machines that they use in there. :mad::mad::mad:
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My Observation on LTSB Faster Payment, A Loophole ?
Hi All I just noticed that that when I do outward transfer from LTSB vantage account on weekend, or bank holiday to other account say Halifax Reward. It is dated on the next working days on LTSB side. But in the meanwhile the bank which receive the FP (the receiving end) will date it on the same date the FP is conducted.…
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Best bank - customers said so - comment
According to the papers (what do they know) Handelsbanken has topped customer surveys for service http://www.handelsbanken.co.uk/ Anyone on this board banks with them? All comments welcome fj
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Santander online banking
Okay so I am looking at my online Banking transaction search etc and it is saying that I have £200 but when I went out today I checked my bank statement and took out £140,as my slip said I had £340 but I'm worried that for whatever reason, that the online banking is correct and when I took out the money, the balance on the…
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visa gift card
There used to be a lot of places including barclays that used to offer visa gift cards you could pay them a fee + the ammount you wanted on the visa gift card and you could give them to your friend or loved one for as a giftr for a special occasion. Then all of a sudden they seemed to have stopped. are there any other…
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Warning: Alliance & Leicester account under funding charge
A warning to anyone with an old Alliance & Leicester Premier Direct account, it was the one that gave 5% interest for a year if you paid in £500 a month. I left it with a few pence in it and went to close it yesterday and discovered I was £150 overdrawn because of an underfunding charge (£5 a month) and the unathorised…
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ID Aware (Lloyds) - Credit Score Star Rating Info
I would be grateful for any information that anyone can provide in regard to ID Aware. When do the credit score star ratings increase e.g. 1* to 2*, 2* to 3* and so on - what should the credit rating be for each? Many thanks
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Considering leaving loyalty behind. Handelsbanken maybe?
I have been a steadfast Barclays/HSBC customer for a number of years and am now thinking of moving to a non-high street that offers a fresh approach to financial management and overall better customer experience. Just stumbled upon the Swedish bank called Handelsbanken (with about 6 London-based branches) which appears to…
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Santander, how many current accounts?
Hi Guys, Does anyone know how many Santander current accounts you can have. I want to take advantage of the 5% offering. Thanks,
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Question about RBS Current Account
Just came across this on RBS and its also on natwest, _________________________________________________________________________________________________________________________________________ When did this happen? 23rd? and what happens if someone has small college grants or JSA? and wants to bank with RBS/NATWEST? surely…
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Electronic ID/VA - Convenience for fraudsters?
Many banks(and othe companies) now days use a method of electronic identification meaning that if you are registered on a voters roll, have a landline in your name you can often apply for an account in branch/telephone/online you could be Identified, have address verified electronically, without having to show any…
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How long for Halifax to Lloyds transfer
Hi, Needing to do some large transfers (100k+) relating to a house purchase. Halifax to another Halifax seems to complete in under 24 hours even for large sums. Can anyone say for certain how long Halifax -> LTSB takes? (ie still internal to HBOS but not internal Halifax) thanks
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Is Santander customer service improving ?
Santander are trying to improve their image and customer services. But are they suceeding. This month they have improved their internet banking, and got faster payments up and running (in some shape or form) My experience after giving them another shot, has been Yes they are improving. Yesterday I made a comment to…
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Current A/C with free overdraft ?
Is there any Bank A/C which introduce a free overdraft for an introductory period ? I have Santander Zero but I do not think it is a free overdraft a/c. I am thinking about using it for Stoozing and put it into a flexible saving a/c which earn a decent interest rate. Do you have any idea which A/C offer such kind of…
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HSBC changing Standing orders to DD
So I'm just checking my business account and see that suddenly the is a Direct Debit charge. Mmm, I go back through my accounts and the only thing that has changed is the title of my business loan, (I remember receiving a letter telling me they would be doing this and that I didn't need to do anything) I didn't need to do…
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Will I get charged?
Checked my Bank a/c today and horror came across as my loan already come out when its not due till Tuesday! Got the money to pay it but my branch ain't open till Tuesday! Logged in on Digital Banking and said the below "If a standing order or direct debit is due out of your account over the forthcoming Bank Holiday weekend…
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Joint Account - 1 x person Self Employed and 1x Employed
Would appreciate some assistance on Joint Bank Accounts. My husband is SE and i am Employed. We want to open a joint account for household bills for us to both pay into. However, we are concerned that H being SE will be taxed again? Any advice on how we can do this would be greatly appreciated. Thanks
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Strange unknown direct debit
I went to pay with my card today and it got declined - strange as I should have had about £20 in there. I just checked my account and a direct debit went out today to someone called: HOMEOWNERS 940340 for £30. There wasn't enough in my account, so I also got a bank charge of £25 and am now about £30 in debt (I don't have…
