What accounts do you hold

Empty_pockets

After opening a couple more this weekend got to think how many accounts most folk have. I've always just had a HSBC current account but this last year I've opened several more. I have only just started making real progess this last year and I think thats probably why.


HSBC current - All DD and standing orders.
HSBC ISA - Now defunct, moves to 1st D.
1st Direct - Day to day and Lidl!
1st DIrect regular saver - 1 year deal at 8%
Ist Direct ISA
Halifax reward - For £5pm bonus
Halifax saver - To get interest as reward account pays nil.

So thats 6 accounts in use and checked daily.

edit - Oh and a few readies at home under the matress.

glennc1981

I have a Santander Basic Account and standard current account, both are pretty unused so I'll need to close them down soon.

My main banking is through NatWest now (due to issues with the forementioned bank). I have a Step account though I've recently upgraded to Advantage Gold. Just in the process of transferring everything to that. I also have a First Reserve and an e-ISA with NatWest. No issues with them thus far.

jen245

I have a Natwest Current Plus account as my main account (payments in, bills out), aswell as a Natwest First Reserve account as my everyday savings account (holidays, birthdays, Christmas etc), a Halifax Reward account as my spending account, and for the free fivers, and a Halifax Direct Reward ISA for my long term savings. 4 accounts in total, which is more than enough for me!

Ive recently closed down accounts with Santander and Lloyds, and Im hoping to change my Santander Zero credit card for a Halifax Clarity card soon

Beki88

I have HSBC current account which is for my spending money.
HSBC e-saver which I don't actually use.
Santander current account (pay in £1000 and get 5%) for all my bills and money paid in but will be closing this down as soon as I get access to my online account!

Was thinking about moving it to the Halifax rewards for £5 a month as it would get me more than the santander account and hopefully a lot less hassle!

Lith

• Lloyds TSB Current Account (Main Account) (DD/SO/BILLS/RENT etc)
• Lloyds TSB Easy Saver Account
• HSBC Current Account (spending Account put money in there every month like 20 40 70 etc)
• HSBC cash-isa Account ( lol £1)
• HSBC Regular Saver Account few pounds
• Halifax Current Account (Don't know whats in there i need to check lol...)

might get a barclays account dont know yet. (they any good?)

redbull5

A Halifax cashcard for my main banking - need to upgrade this now i am 18 but i cant be bothered switching.

And a Halifax Isa.

Also a santander First Home saver - Great for saving for a house deposit.

I hate having to many. Like to keep it clean and simple

ses6jwg

Santander Reward Current Account
Santander E-Saver Issue 3 @ 3%
Santander Super Fixed Rate Monthly Saver @ 6%
Santander Loyalty Flexible ISA @ 3.5%

Halifax ISA Direct Reward 4 @ 3%
Halifax 2 Year Guaranteed Reserve @ 4.15%
Halifax Childrens Regular Saver @ 6%

Leeds Building Society 2 Year FRISA @ 3.15%
Leeds Building Society Dinosaver @ 1.5%

Nationwide FlexAccount
Nationwide e-ISA @ 3.1%

Interactive Investor Sharedealing account
Interactive Investor Stocks and Shares ISA

NS&I IL Savings Certs 3 Year RPI + 1%

Santander Zero Credit Card - £3400 credit limit.
Natwest Student Credit Card - £500 credit limit

Lith

ses6jwg wrote: »

Santander Reward Current Account
Santander E-Saver Issue 3 @ 3%
Santander Super Fixed Rate Monthly Saver @ 6%
Santander Loyalty Flexible ISA @ 3.5%

Halifax ISA Direct Reward 4 @ 3%
Halifax 2 Year Guaranteed Reserve @ 4.15%
Halifax Childrens Regular Saver @ 6%

Leeds Building Society 2 Year FRISA @ 3.15%
Leeds Building Society Dinosaver @ 1.5%

Nationwide FlexAccount
Nationwide e-ISA @ 3.1%

Interactive Investor Sharedealing account
Interactive Investor Stocks and Shares ISA

NS&I IL Savings Certs 3 Year RPI + 1%

Santander Zero Credit Card - £3400 credit limit.
Natwest Student Credit Card - £500 credit limit

lol.. planning to get more? barclays? HSBC? or..??

ses6jwg

Lith wrote: »

lol.. planning to get more? barclays? HSBC? or..??

To be fair, 3 of those accounts are held "in trust" for my daughter, and I'm currently in the process of combining the 3 cash ISAs.

Mrs_Ryan

Erm... lets see :rotfl:
Santander (ex-Abbey) basic account. It's about 6/7 years old and never really been used.
Santander (ex-A&L) current account. Used to be my main account but switched as I felt I couldnt believe them when they said they werent allowed to service OH's very delinquent overdraft from my squeaky-clean account. This is the same bank who decided we were financially linked as we live at the same address. No joint products, no joint applications... Havent closed it as it has a chequebook which I occasionally use.

Barclays Cash Card account - now my main account. Opened about 9 years ago and Barclays forgot to close it when I asked them :rotfl: Like the debit card - it works on trains, unlike my stupid Santander one :mad:

Halifax EasyCash - dont even know why I've still got this :rotfl: Actually, it will be pressed into use soon as the funds from my solicitor will be in my new name and this is the only account I've got in that name.
Co-Op Cashminder and Smart Saver - only kept it cos Mum is now with Co-Op and will do in an emergency.