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which of these debit cards will be best to buy currency online
I will be needing to buy Canadian dollars for my trip to canada soon, however i know many cards charge for buying it online (as it is online i can find the better exchange rates at the moment) I used to have an old Maestro debit card from natwest which didnt charge but no longer have that card. Which of the debit cards…
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Tracing a paid out cleared cheque
Hi All A few years ago a friend and i decided to invest in property in Bulgaria, which has basicaly gone tits up. The storey of how is depressing so i wont bore you with the facts. Any way we are now in the process of court action and need to collect evidence of where money has been paid. Two installments for the apartment…
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MSE News: Treasury sets out new financial watchdog powers
This is the discussion thread for the following MSE News Story: "Plans to overhaul the regulation structure were revealed today, in a bid to prevent another crisis ..." Read the full story: Treasury sets out new financial watchdog powers
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Can HSBC take £s from a loan a/c to fund main a/c?
Hi, a friend at work tells me he is using his overdraft+going over it sometimes+is incurring charges. He also has a loan with them. Apparently they recently took £300 from his loan a/c to fund his main a/c without telling him, thus undoing all his loan payments he has made in the last 3 months. Is this common practise…
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Trusteer Rapport and Metro Bank
When I accessed my Metro Bank account this morning I was offered the opportunity to download and install a piece of software called 'Trusteer Rapport'. I did a little research before installing it and i seems pretty genuine. It works with websites which support it to secure the line of communication between you and the…
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Natwest breach of data protection
Hi My bank is NatWest and in mid Jan 2011, while I was trying to pay my mobile phone bill online, payment left my bank account but 02 could not retrieve the payment. They could not figure out why so I was told to contact NatWest, which I did but I was told by customer service of NatWest to visit my local branch. That is…
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Renewed Halifax Student Overdraft - what do I do with this funny letter?
Hi, I recently got a letter from Halifax telling me that my OD is set to expire 26 Feb, and if I'd like to have it extended, I'll have to go to a branch or call telephone banking. Nothing unusual, used to do this every year. So went in to a branch at 4.45pm on Friday. The advisor directed me to use their telephone system…
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savings spread? any ideas?
So we're currently saving for a house deposit and look set to achieve this by the end of the year-then the real hard work starts.:mad: we plan on having 4-6 months saved as a emergency fund (i'e not to be touched) however what percentage should we stick aside as general savings, as a pension etc each month. any help would…
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euro account in uk!
are there any high street banks with euro accounts?(not off-shore)need to bring money back to uk,but then intend touring europe at later date,but dont want to keep money in spain.
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Depositing foreign cheques into UK bank accounts
I have a regular income in both Australian and American dollars, and I was wondering if anyone knows the cheapest way to deposit this money via cheque into UK bank accounts? I bank with LloydsTSB, and they charge quite a lot for the pleasure of me putting in my money and converting it to Sterling! I'm happy to open another…
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Gap Year (Backpacker) Bank Accounts?
Hi, I'm a student and have an account currently with HSBC. I'm travelling to Hong Kong (3 days), Australia (3 months), New Zealand (1 month), LA (1 week). I'm happy to just carry and use cash in Hong Kong and LA, but with Australia and New Zealand I'd like to open an account and just wondered if this was possible if I was…
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halifax to b.o.s transfer help
Hi there I need to transfer money to someone who has a halifax account. I was wanting to know if anyone knows if it'll got through instantly to his account if I send it from my bank of scotland? I know if I send it from b.o.s to b.o.s its instant, and bank of scotland to any other accounts is normally 3-5 working days but…
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Bad credit - Switching banks?
Hi there, Im a little stuck. Ive been with Nationwide for 15 years and until a few years ago was a model customer. I then suffered finiancial hardship and fell heavily into my overdraft for a long long time. Nationwide decided to get their money back and put me on a reducing overdraft that I have finally finished. I now…
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Best business account?
Hey.... I'm currently getting a bit disillusioned with my Barclay account. I've used them for years for my current account and now opened some business accounts for an up an coming website I'm looking to launch. However I've had an ongoing complaint from last July still giving me grief (spent an hour of my time today on…
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Interest Rates Refuse???
I saw Martin Lewis on TV the other day and he said something about refusing an interest rate rise from bank if you don't agree. As was concerned with something else at the time missed what he said. Anyone know what it was. And does it apply to credit cards as well?
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Working out APR
Hi, My wife has a graduate overdraft after finishing uni last year. We have a bit of money to pay off either this or put towards our car loan. The car loan is at £5500@ 9.1%, but when my wife spoke to the bank about the APR for her overdraft they said it was fees only, and varied depending on the amount in the bank account…
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Bank lost my money?
First time using this wanted some advice really, Last monday (9days ago) i went into a brance of barclays near where i work (not the one nearest my home tho) i paid in £500 into my account (saving account) and £900 into my mums account as she lives 100 miles away from me and this was quickest way of getting th money to…
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Lloyds Bank's three month rule re 'inactive' accounts
Having wasted the morning on a series of extremely frustrating calls to Lloyds TSB, I’m just writing this by way of a warning to people who may not be aware of a rule regarding ‘inactivity’ on a bank account. I would normally transfer money every month from my business account to my budget account (both with Lloyds) to pay…
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Citibank anyone?
does anyone bank or banked with citibank as i'm considering switching to there citibank access acount. just want some feedback on them regarding customer service and your overall banking experience with them. i currently hold a barclays addition plus account (that's what it was called when i opened one). i got sucked in…
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Harrods Bank
hi would anyone be able to assit with regards to the harrods bank, has anyone used this bank and what are your suggestions. Is there a minimum criteria to open the account, i believe that u need to have atleast £2,500 in the account or else a £20 montly fee applies. any suggestions?
