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Barclays Visa Debit New Design
Can anyone confirm that Barclays have a new design for their debit cards, which doesn't include the wording connect and is a two tone blue colour? Like this one: http://www.barclays.co.uk/cs/Satellite?blobcol=urldata&blobkey=id&blobtable=MungoBlobs&blobwhere=1259956575387&ssbinary=true
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Halifax changing to paper forms ???
After a nice holiday abroad, today I entered my local branch of Halifax to find massive queues. The reason was that now for each transaction we all have to fill in a withdrawal or deposit form, putting bank account details, sort codes etc on. I was told that this 'makes the process user friendly and does away with the…
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Graduate account
Hello everyone, I fear I'm in a bit of a predicament. I use Halifax for all my banking (although Im MORE than happy to move). I completed a degree last summer, a few months after my overdraft charges changed. I used to pay around 1% a month and used the charge as a way of stopping myself spending too much. I didnt set up a…
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Concern about using visa card on forign websites
Hello all, im needing some clarity on what the charges are when paying for flights through a forign website/forign currency. Reasons are that I'm about to head out australia but need to book internal flights for while I'm out there. I want to buy the flights direct from quatas, but am not sure at what price I will be…
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HSBC Business accounts - notification of charges
I have an HSBC business account for my small business. Usually in with the monthly statements there are a couple of pages detailing the activity charges which will be levied on the next statement. This month's statement was missing them for some reason. I thought I could see the information on the business internet banking…
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Natwest Graduate Account
Hi, Apologies if this question has been asked loads of times before. My graduate account is due to finish in July this year. I still have my overdraft (slowly trying to make some money available to start paying it off by using the Debtfree Wannabie board) But the question is, will they suddenly ask for the whole £2k back.…
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BofS changing the goal posts again?
I have 2 accounts with BofS which are in the red every month and we are obviously paying for it with the £1 per day overdraft charge. I today have changed from Ultimate reward to their basic account as i am not prepared to pay the BofS any more money than i have to, our current bill to BofS is £80/£85 per month in total…
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Sending money insured in the UK?
Besides Paypal what options do I have as to sending money in the UK. £300 roughly that is insured against fraud? I've been in a long debate with a person who is selling something on Gumtree. Wanted bank transfer, but it's not protected for me and too much risk. I got them to agree to use Paypal but they have since had…
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Santander rant!!
hi all, well heres my problem i moved house in june 2010 redirected mail untill early oct 2010 changed address with santander early september present date feb 2011 still not recieving anything from them?? ive been in branch twice to see what the problem was as there seemed to be one apparently not my new address…
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Nationwide now need your travel details if using their cards abroad!
I know there will be far less members using Nationwide cards abroad now. I am using mine as back up and have given them my travel arrangements. Extract from Nationwide website - "FlexAccount - Going Abroad If you're travelling abroad, please complete the online travel notification form. The form enables you to list up to…
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Card payment reserve fees
Hi there, I was wondering if anyone else has noticed this. When I make a card (visa debit, I'm with Nationwide) transaction on a Thursday night at the supermarket say for £43.21, when I go into my account that night or the next day the total has been taken from the available balance. Fair enough, but the amount taken is…
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ignorant question about intrest payments
feel a bit thick asking ..but here goes i have 2 savings accounts (posty and egg) where the intrest is payable yearly if i want to move to a higher paying account , how do i get my intrest paid now or do i have to wait a year ?
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First Direct - More lax than people think?
Was just wondering as two people I know have recently been approved for a FD account, with Overdraft & Credit card. One of them had seven credit searches in the prior six months and had been declined for several credit cards and in the end resorted to Black Horse for a loan which was granted at 23.9% suggesting they have…
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What's Happened To My Halifax Paperless Statements?
My Halifax online banking switched over to the Lloyds style a couple of weeks ago. I have it set up for paperless statements (which I download to MS Money). I get a paperless statement on the 15th of every money, but this month I didn't get an email to say I had one. I logged into internet banking and clicked on the view…
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Which Bank Account?
I need someones help who has a good understanding of bank accounts. I am over 18 and have a NatWest Current Plus account with a blue card, they class this as a VISA debit but works like a VISA Electron, so they have to check I have the funds in my account before the transaction will clear. So I can't use pay at pump, can't…
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Santander, question about debts
Hi, I have debt with a bank who is now under Santander, my new bank is also under this company but i joined this bank before they all came under Santander. Can they take funds from my bank to cover the debt with the other one? As it is after all, the same company now? I will eventually clear off the debt as much as i can,…
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The Santander £30 minimum withdrawal
Depositing chqs today in my local branch the following conversation took place - "Would you like anything else sir?" "Yes - £10 withdrawal please" "I'm sorry sir - minimum over the counter is now over £30. There's a cash machine outside." "OK - give me £31 please" "Certainly - there you go. Anything else sir?" "Yes, can…
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Help - missing standing order!
Hello, I'm new to this and would appreciate any opinions or advice. I have 2 accounts with Santander one of which is a 'bill account' which receives a monthly standing order from the other account to cover all direct debits and bills etc. Without my knowledge this standing order has been canceled which has lead to several…
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NatWest Incompetence - do I pursue?
I am in a situation of stalemate with the NatWest, which I would now like to resolve, but am not sure about the best way of doing so. Since 2004 I have had problems with the NatWest and feeling quite helpless, since 2007, abandoned all activity on my current account, leaving it overdrawn and slowly accrue interest and…
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picking the right account ?
hi all, just wanted to pick all your expert brains, what it is l want to choose the right bank account for myself, what it is l already have a current bank account with halifax , which mine and my wifes wages gets paid into , what l want is an account that l can get my wages paid into instead and that l can control solely,…