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Lloyds TSB Visa Debit Card - Offline?
Hi folks, I guess such a simple question and I guess the answer is true but I was wondering if anyone could confirm please - Before I use it on a train and have it declined! Are Lloyd's TSB Visa Debit cards the "Offline" type on the Classic or above accounts? I understand that the Cash Card account is full-auth. My account…
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If I move from HSBC to First Direct do I lose my history?
Hi - I've been with HSBC since 1994, have more products with them than I care to remember but also have a good behavioural score and no problems with any of the accounts. I'm tempted to move my current account to First Direct, not least because they offer an iPhone App whereas HSBC don't. Can anyone "in the know" tell me…
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who offers the best online banking experience?
I use HSBC and I like their online banking and having everything in one place, but they offer poor/expensive products so I need to consider using other banks, does anyone recommend any? Thanks
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Another Santander !!!! up
Once again Santander have out done themselves, Ok yesterday I made 3 faster payments, 1= £100 to myself in another bank account 1= £25 to pay a bill 1= £5 to pay a bill Now I phoned up and made sure the guy did in faster payment not BACS which it usually goes. Anyway 10 mins later the money hadn't reached my other bank…
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Step a/c Closed automatically without a reason!!!
i opened a step account with Natwest in the month of january online. they sent me paying in books etc. after I signed the form they sent me. Anyway I assigned that account to my paypal account and sent £300 to the account via paypal. I went into natwest to enrol onto Internet banking. they told me that they had closed my…
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what is an 'unusual' spending pattern ?
Good afternoon viewers. I, due to my self employed job, have not had a holiday in 10 years, or indeed I have not even left the small town I live in to go even 5 miles away in all that time. Really. I use Lloyds, and my card use will show that I have not used the D/D facility in the last year and that all I do is draw out…
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Lloyds tsb Silver vantage account overdrawn
Good afternoon, I have a Lloyds tsb silver vantage account with no overdraft facility. Basically I have gone overdrawn by £6.62:mad:. I have checked my t&c and I have a £10 buffer that comes with my account. I rang LTSB Customer services this morning and they said I would'nt get charged a daily fee but I may have to pay…
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Santender: Faster Payments 3 days!
Yet another restriction from Santender and their FPS limits: In order to overcome their £300 FPS limit, to pay a CC, I did one £50 payment on Wednesday, which went by FPS, they only allow 1 FPS per day per payee. So I followed that by £299 on Thursday which hasn't gone by FPS. Phoned Santender - Yes Sir, repeated daily…
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Statutory Credit Report Received - ADVICE!!
Hi folks. I got my online pdf for my Experian Statutory Credit Report today - due to being knocked back for current accounts and thus at the minute I am banking with Halifax Easycash. I was quite happy to see that there isn't too much wrong with it apart from the 45 searches in the last 6 months due to me applying here…
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Advice on joint bank account
Morning all,I'm currently looking into current accounts as I want to open a join account with my fiancee.We both have current accounts with LloydsTSB and though we're quite happy with them, I'm debating if we should open our joint account with a different bank, under the motto 'don't put all your eggs into one basket'.…
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Halifax online banking email address
Morning all, Anyone know this?
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Anyone else having problems with Barclays online banking this morning?
5 times now this morning i have tried to transfer money from my current account to my savings account. I can sign in ok and it shows both my accounts fine on the at a glance page, but when i click on my main account or go to view statements i get the following message and it must automatically log me out. 5 sorry online…
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Business Account - can I get one??
Hi I need to open a business acount. a) I have an ok credit file, except for 1 Satisfied CCJ and satisfied default. b) I am going to start the small business , so I'm new. (never been in business) c) no debts and currently unemployed with JSA. Questions are: 1) wheres the best place to open the account? Cheap one with my…
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SANTANDER staff ate my Hamster !
It's the only Santander headline I've not seen here yet, but it's probably going to happen soon. :rotfl:
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HSBC linked to any of these?
does anyone know if HSBC is linked to any of the following, or where I might find this information if you don't know. Thanks!! Nationwide Debt Recovery aka Very/LX Direct etc Triton Credit Services is RBS so don't think they linked. Barclays shouldn't be either Egg... Debit Finance Collections thanks again, need a safe…
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How long does it take to get debit card from Santander
On Feb 4th, I received a new debit card. Turns out they sent out a card to an account that I closed last spring and cancelled my existing current account debit card.:mad::mad::mad: Went to the branch on 5th Feb to order a new card. I did phone the call centre and they told me that I had to do this in a branch.:mad: Told me…
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Decoding Barclays statement - who are Southampton Premier?
I'm involved in the winding up of an estate, and have recently received a closing statement from Barclays. Most of it is pretty straightforward, there's one bit where Barclays and another bank shuttled some payments between them as payment from one account that we closed went to another account we though was open (the…
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Oh my lordi lord Santander, not again
Yet another incident with Santander that I will share with you incase any of you dont check your statements in FULL. I have been with Santander since Dec 2009, so not long. In that time : i have had my cash counter deposit paid into someone elses account Had someone elses chq paid into my account Passed security on someone…
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How do Santander know my "other" email address?
I signed up with Santander simply to bag the £100 fee. I got an acknowledgement email ..... but to an address i was quite sure i didn't submit on the form. I cocked the application up, rang their helpline, who told me to apply again, email customer services to cancel the first & then sit tight. So i did, and made a mental…
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Halifax reward £1000 requirement for £5 reward
Hi folks. Can you tell me how long the £1000 has to be in the Halifax reward account to qualify for the £5 reward. Can i transfer it in & straight back out again or do i have to leave it in for a few days to qualify?
