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How long to leave it between switches?
I switched my A/C for the 2nd time in October and got a cash reward for doing so. Should I switch again now, or should I limit my switching to protect my credit file.
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what is a advice of credit letter?
I recieved this letter today, just saying payements details, and that money had been paid in, and i wonder what it is, I have never recieved one before, so can some please explain what it is please. Thanks in advance
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Business bank dilema
I became a self-employed tech. author about eight months ago and attempted to set-up a business bank. They messed me about for over a month and in the end I just opened 2 normal high-interest accounts - one for my tax contributions and the other for everything else. With it being near April, I asked my accountant about how…
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Best Basic Ban Account option
I wondered if anybody out there could advise? I am currently having all sorts of debt induced financial problems and am trying as best I can to sort them out. I have also got a bank charge claim in with my current bank (LloydsTSB). The problem is that they seem to be increasingly unhelpful at the moment and any small…
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First Direct Easyswitch service problems
I have moved from A&L to FD, and currently have about £20 in my A&L account, having moved everything into my FD account. They gave me a completion date for moving all my DD's and SO's of the 25th March. I get paid on the 26th and that's when all my DD's come out. I saw that they had switched my only SO, but no DD's…
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money laundering regulations etc etc
I have seen a number of threads about people putting in large amounts or taking large amounts out by cash and having thier accounts suspended. Does anyone who works for either a bank/building society know what the sort of limit is for putting £cash in before suspiscions are raised on the system etc.
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Halifax Charges Unfair
I have a halifax account which my mortgage and a 3 other direct debits come out of on the 1st of the month. This month the 1st was a sunday so i went into the bank first thing tuesday morning and pad X ammount of money in cash as i always do to cover all of my outgoings. I have a charge on my account of £105 3 x £35 for my…
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Business Banking
I'm about to start a small Ltd Company which apparently needs a business bank account. The account will be pretty simple, money in via internet transfer every month, a small amount of expenses out probably requiring a credit card for online purchases, and some salary/dividend withdrawals over the year, the account will…
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Changing address on Bank accounts
I would like the opinions of people who have changed their address on their bank accounts - I will be moving soon and have a number of accounts of mine and parents to switch. What is the best way to change address for each of these banks? HSBC Halifax A+L A+L CC (MBNA) Abbey Barclays Egg The options are branch, phone,…
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Financial Software
What accounting software would you reccommend, I have looked at various other threads for software and tried -acemoneylite and microsoft accounting software. The former is only for one account and the later is too complex. I have got MIcrosoft Money 05 (i beleive) upstairs on my PC, yet i rarely go up there at all. I spend…
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Removing my name from joint account!
Hi all, hope someone can shed some light on this. I had moved to England (from Scotland) to live with my partner, we decided to have a joint account from which to pay bills from. He set an account up with Lloyds Tsb in his name then we both went into his local branch and he (we) signed an agreement to add my name to it. He…
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Barclays Additions Plus -v- Additions Active Account
We have had an Additions Plus bank account with Barclays for a few years but the fee keeps increasing - now £16 monthly. Now I see they do not actually provide this account any more unless you are an existing customer like us. They now have the Active account for £14 monthly. Despite asking the Bank what the differences…
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bank deposite showing as double
today i put 500 pounds into my sisters bank account over the counter at lollydstsb( she had money stolen from a till at her pub she manages and she was gonna lose the pub if it wasnt put back but thats a whole other story lol) she then went to the bank to withdraw the money and it says a credit of 1000. i only but 500 in…
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New bank account for budgeting - any suggestions?
I currently have a current account with Abbey, which is a standard account - I have a Visa Debit card and a chequebook, and also have an overdraft of....£1750. I want to open a new account to help me budget, eventually I would like to have my wages paid into this account and transfer money into Abbey each month to start…
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done First Direct, Alliane and Leicester, whats next?
Hi, I've been a bit of a current account tart, switching A/Cs to get the best incentives. So far I have done FD, with their £100 incentive and A&L, with the same. I have heard that I cannot go for the Abbey 5% deal as I've already got an A&L A/C. firstly, is this true? If it is, what are my options, as far as I can see…
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Flex Account overseas' charges: tackling Nationwide at AGM
Like many other Nationwide members I am dismayed at the decision to charge for overseas' (non European) transactions from May this year. This is a fundamental betrayal by Nationwide of the philosophy of the Society, much vaunted over the past years with expensive (but probably effective) television campaigns. What set…
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Choices ...
Hi there, I currently have an Alliance & Leicester Premier account, and a Barclays Joint a/c with my Partner. I have a buy to let property and for tax purposes, i should keep anything relating to it (service charges, rental income etc) separate. Currently this is coming out of my personal account. I have two choices (or…
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Help needed - issue with RBOS not closing account
Hello, I have a problem with the Royal Bank of Scotland and needed some advice. When I was 16 I took out a cashback card, one of these cards you can just get money out of the cash machine and nothing else. When we moved house in 2002 I was at university, and forgot about this account. The last statement I had reads £8.63…
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Card Reader Warning
Optimised to Fail - Card Readers for On Line Banking. Click here for Article Loose or damage them and you are even asked to pay for a new one. From a MSE Forum Contributor - Click Here. Then for those sceptics who think liability shift is a myth. Then click here from yet another MSE Forum Contributor.
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opening bank account for my 6 month old son?
is it possible to do this, so I can start putting money away for him for the future? any recommendations if so?
