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Account that accepts dollar deposits?
The salary for my next job will be paid in US dollars. So I need an account that will accept these without converting them to sterling at some stupid exchange rate. Any suggestions? An account in the USA would be ideal, but I am British and will be working in Africa. If anyone knows a US bank that would accept me, please…
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50% Jump in Card Fraud since Introduction of Chip & PIN
Here are the figures. Since the Introduction of Chip & PIN, card fraud has jumped almost 50%. Even these figures are disputable as who knows if Banks are reporting ALL losses to card fraud. We are all paying for this, even more so now. Retailers are picking up the cost of CNP fraud. And many fraud victims are now being…
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Dunfermline Building Society in crisis with £26m loss
http://news.scotsman.com/latestnews/Dunfermline-Building-Society-in-crisis.5086664.jp
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Switching accounts to same banking group as creditor?
Hi, I'm new to this so perhaps someone could offer advice... I have been struggling with huge credit card debts (13 cards) and bank loans (2) for some time and until now I've always managed to pay the minimums. Now things have spiralled out of control and I can do it anymore as there isn't enough money to go around.…
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open bank acc without photo id, have bills etc
I dont own a passport at the moment and dont drive but really need to open a bank account for a large check that i have arriving soon. i have lots of utility bills, tenancy agreement, birth certificate.N.I number Nhs card, council tax etc. but just no i.d with a photo or signiture on. are there any banks that will alow me…
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A&L log in probs?
Hey all Anyone else having problems logging into A&L tonight? I can get the page where I enter my Customer ID but when I click ok I get an error page (HTTP 500 Internal Server Error). x
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Notice for "large" withdrawal
Hi, I'm looking to make what is to me a faily large OTC cash withdrawal from my Barclays current account - £1000. Do I need to give notice to withdraw this, or is that only for very large sums? Cheers,
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template needed!
Does anyone know where I can download a template for a monthly financial statement,similar to the one that the CAB uses? I need to print some off. thanks
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Malware Discovered at ATM
How did they get your card details and PIN Mr or Mrs Victim? Yet another means of capturing Card Details & PINs Revealed - Malware. Article Click Here. The above article includes links to other articles on of the vulnerability of Chip & PIN. One wonders why victims of PIN based fraud in these Forums have been picking up…
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direct debit invasion?
HI ALL I have an offset mortgage with NatWest also personal loan with Natwest I am changing the direct debit for the mortgage to my new Barclays account. The instruction for the direct debit is to pay Natwest Home Loans Ltd. Am I correct in thinking that they cannot "invade" the account through this to take any money owing…
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Direct debit question.
Not sure this is the correct forum but here goes. I have been previously been insured with the AA on my home and contents. With divorce and house being sold I no longer needed the cover so cancelled the direct debit in the final month of cover. I then notice that the AA has retsarted a new instruction and resumed taking…
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Abbey have expired another overdraft...
Abbey expired my husbands £1000 overdraft in January which we are now paying back at £40 due to financial hardship. We had another overdraft with the abbey for our joint account which was £1000. I have just had a slip of paper from them telling me that overdraft will expire on the 1st may. this is the account that we pay…
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Graduate overdraft expired. What next?
Hi, I had a student account while at Uni and in the years since graduating have not paid off my overdraft. My year with a graduate overdraft has now ended so I'm paying about £15-20 in interest every month for a £1500-2000 overdraft. I'm unemployed at the moment and my credit score must be awful. What should I do? Can I…
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Microsoft money, Quiken etc - which is the best software?
Hi, I was hoping people would have some advice as to which is the best software for tracking your spending. I've just tried wesabe, an online version. It's great in that you can automatically upload all your bank statements and tag outgoings and income (which is then automatically tagged in the future). But there are a…
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Bank Lost My Deposit, £100's In Fees And Bad Credit Rating
I am out of work currently but manage to scrape enough money by each month to put into my bank to cover my outgoings which aren't a great deal. But Alliance and Leicester don't have a branch in my home town so I have to pay money in at the post office. As one monday the town branch was very busy I went to a tiny local post…
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Bank accounts and "No fixed abode"
Can you have a bank account with "No fixed abode" ? My mate has just been repossessed and has a flex account.
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Abbey - extended cheque clearance?
Anyone else having problems with Abbey over cheque clearing? Twice recently I have attempted to withdraw funds after the normal clearing period to find out that the cheques had been subject to an extended clearance period - no prior notification, in fact in the first instance I had specifically asked for confirmaiton of…
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my local bank of scotland cancelled my overdraft
Well I don't expect i can do much about it but i just thought i would tell some people. I have a £500 overdraft on my student account and for the 3 years ive had it i've almost never been overdrawn. However , i lost my job and i'm no longer studying so ive had to live off of it for a while. So when i'm in the most need and…
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Stolen money!
I have just discovered that i have had some money take from my account using a direct debit that i, personally didn't authorise! about £350 has been spent using my card on three seperate occasions. is there any way i can caim this money back? or does this depend on the banks policies (Lloyds TSB)
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Overdrawn fine unfair? Negative balance fixed within hours
Hi, I've just been fined £20 for being overdrawn on my current account (first time ever!). I move money from high-interest accounts into my current account just before my bills come in. I did it a bit late this time though. Between 9am and 5pm on one day: - I had £300 in my current account - £400 was deducted in rent from…