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Is my bank ripping me off on international money transfers??
Hi All, Hoping you guys may be able to help! I transfer money abroad using my banker, Natwest. I have seen that the exchange rate I get from the is far lower than the actual rate. I check the actual rate either on websites like X-rates, or the BBC. I do pay a seperate Natwest commission for the transfer plus additional…
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New Bank Account?
Hello all I am a discharged bankrupt (discharged in 2005) and I am thinking about applying for a new bank account that will allow an overdraft facility should I need to use it. Im currently with the Halifax, but their accounts seem a little rubbish! Im at a loss, anyone reccommend an account? Or is it still too early to…
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new bank account
I am looking a new bank account with DD ect . I will have around £900 pension . are there any banks paying cashback for less than £1000 per month
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Direct Debit - taking money too early
i have a direct debit set up for the 10th (payday) and a firm took the money on the 9th ( requested it on the 7th) didnt have the money so dropped me right in it. Surely thats not right then they sent a letter apologising saying it will never happen again. does anyone know have they broken the law or agreement, am i…
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what would happen if i lost my card...
my missus lost my debit card the other day and when i checked online there was approx £300 unaccounted for from my account, luckily it turned out to be my car insurance automatically renewing itself and we found the card behind the sofa - just after we had cancelled it! But it did get me thinking, what would have happened…
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Do any shops accept Cheques ?
Hi, I have just upgraded my account with Lloyds and now have a Cheque Card function on the card, the only trouble is I can't think of anywhere that actually accepts cheques anymore !, do any high street shops accept them, as I don't even think Garages or Restaurants accept them as it seems to be card or cash !. Thanks.
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Britannia AGM - voting form received
And what a biased document it is. Vote with the board, all you have to do is sign your name in the big red box...easy. Stuff that, I'm voting against re-electing the lot of them on a point of principle. This voting form is a disgrace. And they can stick their merger with the Co-op where the sun don't shine until the…
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Motion for Nationwide AGM: flex account overseas charges
Please use this thread ONLY to indicate that you are a Nationwide member willing to sign a motion against introducing these charges. There is another thread for the fascinating discussion about whether or not the charges are justified. And remember that personal email and addresses should not be posted in public, but may…
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HSBC Flexible Saver Card
Since you can't get a current account without £500 min a month, is it possible to get a card with the flexible saver account?
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Lloyds Vantage Question
I have Vantage on my Lloyds Current Account and I keep £7000 in it, my plan was to transfer £1000 each month from my Lloyds savings account into my Vantage account but I have read that transfers from Lloyds Tsb accounts do not qualify towards the £1000 you have to pay in each month to get the 4%, and that the £1000 has to…
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Problems closing my Halifax account.
Hi, We've had nothing but trouble from Halifax, so we decided to close our account. We transferred or stopped all our standing orders and direct debits, and stopped using the debit cards. On the 6th of March we went into our local branch to close the account. At this point, there were no standing orders or direct debits,…
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Abbey transfered my money to wrong account - Advice Please x
Just after a bit of advice please, was wondering what my rights were and if anyone has had a similar experience. Sorry it’s a long one……………… I currently hold a personal account with Abbey National. Me and my boyfriend opened a joint account with HSBC so that we could both transfer money from our personal accounts to our…
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Letter from Halifax re: Thornaby branch?
Did anyone else get a letter about their Thornaby branch moving? I have never heard of Thornaby before it appears to be near Middlesbrough My guess is that the Easycash account I opened online for an Electron card is based at this branch?
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Santander T&C limits on number of accounts?
Does anyone have the information or inside knowledge on how many current accounts at either Alliance&Leicester or Abbey you may hold open at once? Unlike the Halifax/BoS Reward accounts we all love which clearly state a maximum of 3 of each may be held in their T&C's, I cannot find any limits for these Santander owned…
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Bank Overdraft - Did not sign anything
Hi, My bank account overdraft limit rose from around £500 to £6k almost overnight, quite a few years ago, even though I never requested it or signed any paperwork. Being naive at the time I took full advantage of it, and am now paying it back monthly. What i wanted to ask was, does anyone know whether this is standard…
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Chip & PIN - Fraud way up not down
This is Money "....Card fraud has leapt almost 50% since the introduction of the chip & pin system that was supposed to cut the problem....... ...........Before the change, PINs were used at some 50,000 bank cash machines. Now they are used at more than 900,000 tills, including high street stores and restaurants. This has…
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Bank Account Plus - HSBC
hi guys if any of you seen my thread on getting an OD with hsbc i gave them a call last night via phone banking , got through to live personel and asked the question and he immediately said no! bit harsh tbh with his tone but fair enough i said then he rambled on to me about bank account plus i was eligable for? anyway i…
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Halifax !!!! up - what are my rights?
Hi, I used Halifax banks online service on Sunday 8th March 09 and made a payment using their FasterPayment service of £351.74 to the CSA. I then received an email saying it had been unsuccessful. I re-submitted the payment and got a success email, only to find that it had actually been taken twice! I called Halifax…
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How to open a business account?
Hi all, I'm desperately trying to open a business account!! I have no ccj's, but a couple of late payments, and I had a Natwest account shut a while ago after we "disagreed" on charges. I have 10k cash to deposit in whoever will let me open a business account, but no-one wants it! I tried Abbey, and 3 weeks and several…
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Abbey - bad advice?
Hi all, I started a new business venture and went to Abbey to open a business account. I told the business manager that I would be putting in more than 3K a month cash and he said that to avoid the charges I should open several accounts and spread the deposits. I mentioned this to my accountant who reckoned that IR will…
