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Word to the wise on First Direct..
just a warning about their overdraught facility. Now I didn't spot this when I moved my banking to them so others might miss it also. You get charged £25 for them, to accept and provide an overdraught facility. They waive the charge upon you opening the account, but failed to tell me that the annual review of your…
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Barclays Debit Card Problems Today?
Hi, Is anybody else experiencing issues with Barclays Visa Connect payments today? I've been trying all day to process a payment for £290 and it keeps being declined, despite there being more than enough funds available! I've spoken to debit card services, who tell me it's a system error and is being worked on - was just…
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A&L - Illegal "authorization hold" on my money!
Hi, To make my story short. In my account I had circa £10,000 last week. I then purchased a car last week for £5300. I just logged into my bank account this morning to discover that my available balance was -£600!!!! I.e. all my money has gone!! I phoned by bank immediatly who said that the dealer I purchased the car from…
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Can i get my mrs a debit card?
hi guys basically im thinking of opening a bank account to stash some money in to save up for something with my girlfriend say a holiday or something , now does she have to be with me when i open it to get a card in her name too ? you know so we can both deposit money and use it if need be?
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Can I put through an indemnity claim? HELP!
Im looking for some help with a problem im having with a gym contract. My mum took out a contract with the local gym for my sister in 2006 for 1 year, then renewed in 2007 for the second year as my sister wasnt old enough to set up her own contract. When my sister turned 18 in 2008 my mum did not renew the contract (it was…
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Last chance to grab free £100
This thread is to discuss the following news story: Last chance to grab free £100
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new bank account, Abbey esaver paying little interest
Hello I have £15,000 in an Abbey esaver account. last month it only paid me £2.60 in interest which is unbelievable. Can anyone recommend another account which will pay more interest, I have maxed out my isa for this year. Thanks
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Bank Accounts in 'other' names...
:confused: Hello, Newbie here and apologise if this has been covered but i work for a local Animal Rescue Centre called Castaways... i am the fundraising manager and in the process of going into over drive as animals seem to be getting the brunt of the credit crunch... i am searching for a good bank account which both…
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RBS have changed my card type without telling me
Sorry for the long post..... Last week I went into my local RBS to get advice on a joint royalties gold account I have with them. I had my partners (now ex) name added to my account years ago. After we seperated I was told by RBS that I could not remove his name or cancel the account without him authorising it also. I dont…
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"Wipeout" is my loan enforceable or not?
Hi all hope someone can help? I have a joint account with my wife at Lloyds TSB. Approximately four years ago and two years ago I took out two loans in my own name (Unsecured) with Lloyds over the internet. I am having a horrendous time with Lloyds TSB, over these loans and would like to know if they enforceable debt or…
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Savings Account.
Hi all. I'm looking for a basic savings account where I can put money in each month by DD and if need be, get to my money in an emergency. Problem is, I don't have the best credit score so I don't want to be applying for an account I won't even get.
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Barclays Reserve - When Will I Be Charged
Hi, this is my first post so please by kind. Im a uni student with a 150 pounds reserve limit. I need to go into this reserve on the 5th April, to pay a bill. As my uni loan isnt going in until the 20th April. My question is when will barclays charge me for going into this reserve, will it be on the 5th day as they charge…
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Travel Money
Going abroad outside EU what is the best card to use for withdrawing money and general shopping, also I prefer to use debit card rather than a credit card. i have no credit cards just 1 debit card (barclays). I have read about Nationwide/Post office they seem to be the leading contenders. thanks garcon6
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Help with budgeting
Is there anyone who can help me with my budgeting? I am trying so hard to work out dates of when would be best for bills and things to go out, based on what I've got coming in, but I can't get my head around all the numbers. Can someone help please? The problem is, I get paid bi-weekly, my husband gets paid 4-weekly, and…
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ATM Fraud WARNING - RETFORD
Used your plastic recently at the Morrisons ATM RETFORD? If so check your statements. "Apparently there were four cases of cloning in two days at the cash machine at Retford's Morrisons." Methinks this is the tip of the Iceberg - Expect more cases - Hope I'm wrong. Story click here.
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have we done the right thing?...
hello, i'm a newbie here...so i hope this is the correct posting place! anyway, we have £3500 over 2 credit cards and the interest is horrendus, so we have extended the bank overdraft and cleared both credit cards, so now we have a massive overdraft limit, as i too had extended my overdraft without my spouse knowledge. so…
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Isle Of Wight bank account/
My FIL was at the pub with us the other night and mentioned how he had put a load of money into an Isle Of Wight bank account and now apparently is unable to withdraw/transfer/do anything with it because of something to do with the government? Anyone have any idea what he is on about? Would love it sorted out cos he has…
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Halifax reward account
I've read the big thread and can't see the info I need. Am I right in thinking that if say a DD went out of this account that took me past my overdraft limit then I would only get charged £5 a day while I was over the limit? Or would I get hit for the "normal" (i.e. eye watering) charges as well? I've just been stung for…
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Cheque paid in bank but not showing.
Hi folks I recently paid in a cheque from Lloyds in regards of an insurance claim last Thursday, I put this cheque into my lloyds bank account, and even though it shows its gone in when checked on my online banking, it has not changed the balance, I know it can take a few days to clear, but where other transactions are…
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"Lost" bank account
I have a "lost" bank account with Woolwich - untouched since 1996 - the account only has £27 in it - I used the BBA form to reclaim my money - but was told that my funds were untraceable and that was it, there was nothing more that I could do....... I have the bank book in my grubby hand so that is NOT it.... I got on to…
