Do any shops accept Cheques ?

gettingthere28

Hi,
I have just upgraded my account with Lloyds and now have a Cheque Card function on the card, the only trouble is I can't think of anywhere that actually accepts cheques anymore !, do any high street shops accept them, as I don't even think Garages or Restaurants accept them as it seems to be card or cash !.

Thanks.

Kavanne

Is that going to be a problem for you? lol

cifpower

Very few shops accept cheques; in fact I cannot think of any!

456789

Just bacause it says cheque card on it doesn't mean you need to use cheques - it will still work as a debit card

gettingthere28

456789 wrote: »

Just bacause it says cheque card on it doesn't mean you need to use cheques - it will still work as a debit card

I realise that, I just wondered if any shops still take cheques, as being given a £250 cheque card and no one takes cheques seems a bit pointless.

cifpower

gettingthere28 wrote: »

I realise that, I just wondered if any shops still take cheques, as being given a £250 cheque card and no one takes cheques seems a bit pointless.

Its handy if you have to pay a car garage or other tradesman like a plumber and you can use the guarantee function.

rb10

Lots of hairdressers/barbers take cheques, but don't take debit/credit cards.

Boomdocker

Also useful if paying any bills by post.

JCB2020

I've jus moved to A&L.
They sent us 2 cheque books, one each I suppose!
So I imaging they think we will use them!

ShelfStacker_3

Boomdocker wrote: »

Also useful if paying any bills by post.

If you have any sense you'll do that by BACS/FPS or Direct Debit anyway. Not to mention, a cheque guarantee card can only be used at point of sale; it's useless if you're posting the cheque off.

I know of exactly one place that still takes cheques, and that's a local curry place, and they're none too happy about taking them at that. The only reason banks really issue them any more is to placate either people who don't know any better or people who refuse to pay with anything else (e.g. the elderly, people who think debit card payments steal your soul).

Valli

Have to say though if you are sending any money into school (ie dinner money payments, uniform orders, trip payments) cheques are safest way to pay. My kids, at secondary, have a dinner card they can put credit on in a machine - they put money/card in or the cards can be topped up by cheques) I always send cheques. They then don't carry cash, I know they have enough to pay for their meals and if they lose the cheque it's no good to anyone else.
Much easier for the schools too - they know exactly who has sent the money in (because I write THAT on the back of the cheques.)
So, although I bank on line and use debit cards happily I would not be without my cheques.
But I miss the good old days - cos you could write a cheque before payday - can't do THAT with a debit card!