We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stolen money!

I have just discovered that i have had some money take from my account using a direct debit that i, personally didn't authorise!
about £350 has been spent using my card on three seperate occasions.
is there any way i can caim this money back? or does this depend on the banks policies (Lloyds TSB)

Comments

  • A direct debit has been set up? Or do you mean debit card transactions? If it is direct debit, cancel the direct debit and contact your bank. No matter what it is, tell your bank you didn't authorise it, and they should investigate what it is. They will also probably change your card details. Hope you get it sorted.
    My Wins: £150 Next giftcard. Rimmel Lip Gloss, Benefit Lipstick and lipgloss. Rimmel Day2Night mascara. Elizabeth Arden Body Treatment Cream. Big Bang Theory T-shirt, Make Up Set, St Tropez Kit, Clipper Mug Tea Set, Rosie Project Book, Kwik Fit MOT. Benefit Make Up Set Dior Star Foundation. VIP Concert Tickets & Meet & Greet with The Saturdays
  • ILW
    ILW Posts: 18,333 Forumite
    Goods152 wrote: »
    I have just discovered that i have had some money take from my account using a direct debit that i, personally didn't authorise!
    about £350 has been spent using my card on three seperate occasions.
    is there any way i can caim this money back? or does this depend on the banks policies (Lloyds TSB)

    When you say you "personaly" did not authorise the transactions, does that mean you know who did?
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You need to be clear was it a "direct debit" or a "debit card", they are different.
  • If it is a DD then the bank can do a direct debit indemnity reclaim. If it is a Debit Card payment the bank should have a 'card transaction dispute form' and be able to get your money back although that might take some time.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.