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A+L Premier Direct Current Account
Possibly been asked before! Just spotted that there's 5%aer on this account for upto £2.5K (1Yr), was thinking about switching to bag the £100 anyway. So why not leave 2.5k in it as well? Is there a flaw to my plan and are there any montly fees that I have not seen in the small print?
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Business Bank account
I run a very small seasonal Business with a annual turnover of £35,000, i have banked with the Nat West for over 20years, they charge me a monthly maintenance fee of £10 monthly, (during the winter my account is inactive) i have an overdraft of £2500 of which costs £150 plus other charges for change, checks etc. I am…
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paid cash into bank on friday, still not cleared!
i went to the barclays bank after work on friday at about 4.45 to pay in some money £1000 cash and £200 in cheques, i needed to make a payment over the phone that very night with my debit card, when i got home i tried to make the payment but i was unable to as it was insufficient funds! I PAID IN CASH! i went to the branch…
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Bank overpaid me but don't want the money back?
I've posted previously regarding my bank who mistakenly overpaid me in the region of £3000, due to what seems to be an administrative error regarding a failed transfer. In effect, they credited my account twice. I've read in other posts about my legal obligations to tell the bank, however after telling them this, they…
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Upgraded to HBOS Ultimate Reward- Overdraft gone?
Hi everyone, I have just applied to "upgrade" by HBOS High Interest Current Account to the Ultimate Reward Account. I have a £1,800 overdraft on the High Interet Account which i use every month. Does anyone know if this continues on upgrade or whether it is automatically wiped and you have to re-apply? Any help is much…
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Barclays PINsentry warning.
Grrrr word of warning, if you loose your PIN sentry reader they charge you £6 to replace it :mad: I didn't want the annoying think in the first place and now they have everyone to ransom if you lose it because without it you can't access your account or pay bills. I can understand them charging if you repeatedly lose it,…
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Paypal help!!
I have a problem which i am unable to resolve due to paypals automated systems. the problem i am having is that i have two accounts and two debit cards. 1 card is assigned to 1 paypal account. my first account was closed for some reason and i am unable to open the account again. paypal asks to login to resolve my account…
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Cheque amount not been debited
I recently purchased an item of the Internet using cheque. After the 6 working days days cleared the person released the goods to me as they arrived the next day. However even now after 3 working days after that on my balance the amount has not been debited, does anyone know what is going on?
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Barclays online banking
Had a frustrating few hours trying to get logged on with Barclays. Earlier on yesterday I was getting logged on fine, but tried later in the day and coming up against a brick wall. After going through all the pinsentry procedure I click on login and come up with a page which says welcome to barclays online banking with a…
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Abbey basic card
will I get charged for cash withdrawal from non abbey machine . I received a letter from abbey saying I may get charged for using non abbey machines .Does this actually happen or is it Abbey covering itself
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HBOS Reward Account error (please advise)
I recently opened a reward account. I transferred £1100 into it, then transferred £999 back, so the balance was £101. The transaction looked as if it had all gone through properly, with the transactions showing on both accounts. When I checked the next night, the £999 had gone back into the other account, but instead of…
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Natonwide Flexaccount - Why different timescales?
My wife and I have opened a new flexaccount to allow us to lift cash on holiday abroad. No problems with the new account. My wife already has one in her own name (I am self-employed and it works to our advantage tax-wise). Anyway, when I transfer money from our RBS account via online banking, it goes through on the same…
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Direct Debit guarantee?? time limit?
Can anybody tell me if there is a time limit on the direct debit guarantee thing. I feel like a right plum, I save monthly for the projected cost of our car and home insurances in a seperate bank account that I don't use on a regular basis. I have statement set to online only but TBH I forgot my log in details a long time…
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First Direct £100 account
i switch to First Direct a month ago, does anyone know when the pay £100 into the account for switching from another account? I switched from A&L but there were no SO's or DD's on that accoutn so nothing to transfer. I ahve switched my salary though.
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Am I too late for the DD coming out tomorrow?
Hiya! Hoping someone can reassure me here! I have a Bank of Scotland account, and have just remembered that a DD is coming out tomorrow, and that there isnt enough cleared funds in the account now! Total Oversight on my part, so stupid! Anyway I have just transferred more than enough money from my other account into the DD…
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Halifax faster bill payments
I pay off my store/credit cards each bill via bank credit from the Halifax. My PC at home hadn't been working and when I got it back I realised I only had 4 days to make the payment before the deadline to Debenhams. I duly logged on and made the bill payment and had an email from the Halfiax to confirm it had arrived that…
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Bank Security Processes and the Elderley- any thoughts
Just read the "HBOS are a disgrace" thread and its so reminiscent of the issues we have had recently with my Mum's banking. She is 90 is fully compas if a little frail, and has recently moved into a carehome. She has banked with "Midland" and Halifax since the year dot and virtually all her banking is handled by direct…
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Lloyds Bank Attitude if you have money ?
I have a Lloyds Cheque Account (Silver), which I have maintained well but have never been offered anything else, I am due an inheritance which will pay in £8000 within 4 weeks and around £125,000 within 6 months, will this mean I will be offered more products or will it not change a thing now that they will see more money…
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HBOS ARE A DISGRACE. Please read this item, as we all can learn from the experience.
HBOS ARE A DISGRACE. Please read this item, as we all can learn from the experience. It all started last Saturday at Tesco. We'd done a family shop, got to the cashier till to pay and found that our Cash Card was not being accepted. We went outside of the store and managed to withdraw £300 from an ATM and get a receipt. We…
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what would you do????
Dh and myself are having a bit of a problem a the moment.. any ideas or help please.. we own our own house on a good sized plot (big enough for 2 small houses) and in a small village, which is nice our problem is the house needs alot doing to it and quite frankly needs bringing up to the 21st century, (after trying to keep…
