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done First Direct, Alliane and Leicester, whats next?
johncolescarr
Posts: 294 Forumite
Hi,
I've been a bit of a current account tart, switching A/Cs to get the best incentives. So far I have done FD, with their £100 incentive and A&L, with the same. I have heard that I cannot go for the Abbey 5% deal as I've already got an A&L A/C. firstly, is this true? If it is, what are my options, as far as I can see from the article, that's my lot. If this is my lot, is it worth settling down for a long term current A/C that I like the best? Had a really good service from FD so thinking of returning if I have exhausted all of the introductory offers.
Advice eagerly accepted
PS how do you edit mistakes in post titles?
I've been a bit of a current account tart, switching A/Cs to get the best incentives. So far I have done FD, with their £100 incentive and A&L, with the same. I have heard that I cannot go for the Abbey 5% deal as I've already got an A&L A/C. firstly, is this true? If it is, what are my options, as far as I can see from the article, that's my lot. If this is my lot, is it worth settling down for a long term current A/C that I like the best? Had a really good service from FD so thinking of returning if I have exhausted all of the introductory offers.
Advice eagerly accepted
PS how do you edit mistakes in post titles?
Mortgage £120K, monthly overpayment £600, 18 years and £100K saved
0
Comments
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hsbc giving you £50 on top cash back and £40 for switching direct debits
(have to pay in 500 each month)
halifax giving you £5 per month max 3 accounts so £15 total each month
bos also allows you 3 accounts so £15 total
i.e £30 each month
just pay in £1000 into each account every monthMortgage Start jun 2007 £88500 Outstanding Balance £51000
Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!0 -
johncolescarr wrote: »I have heard that I cannot go for the Abbey 5% deal as I've already got an A&L A/C. firstly, is this true?
Not true. I've been through First Direct and Halifax, I now have A&L and have just this week opened an Abbey 5% account. So go for it!
Open one at Halifax as well as the poster above has pointed out, that way you get 5% interest and a fiver a month!You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.0 -
I have a 13 month old Abbey account that was paying 8% and now that has lapsed I have opened a new one at 5%. I also hold an A&L account paying 6.5%, so yes you can hold multiple accounts with the Santander group. I also intend to open a 2nd A&L account with a £2500 deposit for maximum interest earning potential. When I have closed the original Abbey account, I shall open another with £2500 for it's 5% return.
Now... whether I'd get away with a 3rd has not been looked into yet.
...never say never as getting 5% on £7500 is not an idea to be dismissed quickly. :T"Click the pennies. Collect the pounds."0 -
Thanks for the advise. I will do as you have all advised
Cheers
JohnMortgage £120K, monthly overpayment £600, 18 years and £100K saved0 -
just opened halifax, what a doddle! thanks for adviseMortgage £120K, monthly overpayment £600, 18 years and £100K saved0
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