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Halifax Reward Current Account - use R85
Sorry if this has been asked elsewhere.... I don't pay tax on my savings, so usually fill out an R85 form when I open a savings account. I now have a Halifax Reward current account that pays £5 per month NET provided it is credited with £1k per month. How do I claim the interest gross - just use an R85 form? Or is it more…
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Graduate Bank Accounts
Hey all, I'm seeking some advice on bank accounts as a new graduate and looking for some good deals - I know interest rates are poor but are there any other 'perks' being offered by banks?. I dont have too much dept and will be taking in a regular wage each month. Are there any recommondations for bank accounts for one in…
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Nationwide -> Natwest (BACS) - in time for Friday?
Hi all, I have a credit coming into Nationwide tomorrow, I want to transfer it to my Natwest current account, and then transfer it to my Cash ISA Plus. If I make a payment first thing tomorrow (say about 9am) from Nationwide, will it arrive in my Natwest account early morning Friday, in time for it to be transferred over?…
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Lloyds TSB Internal Scoring
I opened a current account in nov 07 since then I have had stress getting upgrade from my cash account. After 9mths i got annoyed with lack of progress and closed my account. After a change of heart I went back a week later and they said i would have to apply again, I did this time they offered me 2-1 debit card and a…
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How is daily interest calculated with Lloyds ?
Hi, I have a Lloyds Vantage account, and I try to maintain the £7000 to get the 4% Interest, now if I buy something at say £50 with my debit card then my balance is still £7000 but my available balance is £6950, do I still get interest calculated on the £7000 each day until the debit comes off in a few days, or is it…
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Confusion re: personal reserve - are Barclays messing me around?
Hello, I have a barclays current account (amongst a business account, savings account and ISA with them) and there is a personal reserve option active on this account. Today, I've just checked my online banking to find that I am over my overdraft limit and therefore my personal reserve has been charged. When I looked…
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Equifax Credit Check Free Trial
Just a quick 'thank you' to MSE.com and 'saynoto0870.com'. I recently signed-up for the free trial with Equifax to check my credit file. A word of warning... It's dead easy to sign-up to, but bloomin' hard to cancel! Cancellation instructions are hidden away on their FAQs page and requires you to call an 0870 number.…
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Getting a Bank Account on returning to the UK advise please
Ok can anyone advise me on how to go about opening a bank account on returning to the UK after living abroad for 10yrs I need one that I am able to tranfer some money to after the sale of a house , also does the taxman need to be informed as its my main residence,
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Advice
Hi Everyone, This is my first post but i'm a long time reader of the forums. I'm hoping that one of you would be able to offer me some advice. I bank with the Nationwide however my account only has a cash card. I'm fed up not being able to make payments electroniclay so asked the bank for an upgrade however they refused as…
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A&L log in problems?
getting an internal server message. anyone else having problems logging into A&L online banking? thanks
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New Halifax Reward Account - My Money has dissappeared!!
I opened a new Halifax reward account and on the same day made 2 faster payments from my First Direct Account. 1 for £1 just to check it worked ok, it appeared on my new Halifax Account within mins. Then i transferred £1000, again using Faster Payments. All through the day the balance remained £1001. Logged in today and…
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Warning - Suspicious text messages
Taken from the splash screen when logging into Barclays this morning. Posting to let others know about it.
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Paid cash into small Natwest branch - still not showing up today?
Hi all, Yesterday I paid in £200 into a small Natwest branch. As the branch is a sub branch and does not have computer facilities, they gave me a paying in slip to fill in, and they said it will be processed overnight. However, it is still not showing up today, last checked at 9.15am! Is this normal at all? Thanks.
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Hbos Withdrawing Overdraft
Hi all, Just got back from being at home helping out my parents who had a carcrash (in Ireland). Have had a 3k overdraft with HBOS since they increased it in October 08. Ususally it was 1k. I had not used it over £800.00 ever then with being at home in Ireland and keeping their house running I went up to £2850 overdrawn.…
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Withdrawal of cash over counter - £100 short.
Good Evening I apologise beforehand for the long post. My sister currently banks with Barclays and has today opened an ISA with another bank. She asked at the counter in Barclays for a cheque for £3,600 (to put into the ISA) and they said it would cost a £10 fee. She agreed to this but they then said they could give her…
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Halifax current account: delays when making transfers?
Hi, I´ve been living in the UK for a year now, still enjyoing it ~smile~, but UK banks still manage to surprise me on a regular basis. LOL Question re Halifax: I´ve got a current account with them and have 2 issues when sending money, whether that´s when arranging a transfer online or with SOs. Example: a/ I just tried to…
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bank account
Hi just looking for some advice, i have been working abroad for the last 8 years and have just returned to the uk. I have got a job starting in 2 weeks but don't have a bank account. As i don't have any uk address for the last 8 years, could i just use my parents address or just explain to the bank that i have not been…
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How much time it takes a bank giro?
Hello, I got paid today from the university by bank giro. Does anyone know when it will be available on my account? Thanks
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closing a&l account
Hi guys, Did the whole open an ccount with A&L to get the £100 and £50 of quidco and now want to close the account and go back to my other account with Barclays. Has anyone actually closed there account yet, im sure ive read on here that lots of other peeps have done this....... It the premier direct interenet banking, can…
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Co-operative close account.
My partner has been with the co-op with a basic account for a few years. Last week he had a letter saying that they were no longer operating this account and he had 30 days to transfer his banking. He has until 6th April (took 3 weeks for the letter to arrive) meanwhile they have already cancelled all his direct debits…
