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Check Bank Statements
I strongly advise everyone to check their bank statements over the next two months for incorrect payments. Fraud and "error" is dramatically on the increase. Advise family and friends to do the same.
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Best one to go for?
Hey, im looking to switch from Halifax ASAP. Just need bit of advice.. Im looking at a current account with abbey that will offer me overdraft but visa electron card, or the Yorkshire Bank readycash account? thinks its a maestro card but no over draft? Which one would you guys go for?? Many thanks!
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Clearing cheques
This morning my debit card was declined twice. I rang the Bank and was advised I had insufficient funds. I protested as I knew this was not the case. I was kept holding for a long time and then advised that the Building Society cheque I had presented on the 22nd, would not clear until possibly the 30th January. I was then…
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Which bank is best for a joint account?
Hi All Myself and my bf are in the process of looking for a house to buy and we want to set up a joint account so that all the house bills etc can come out of that. Is there any bank in particular that would be best for this please? We're looking at putting £500 - £600 per month in the account between us. Thanks in advance
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Which Bank Acc offers the most benefits?
I have recently changed my Premier Current Account to a Premier Direct account with Alliance & Leicester. With this previous account I was entitled to free annual travel insurance (excluding winter sports), but when I changed to the Premier Direct account, although there was a slight increase in the interest earned, I lost…
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Alliance & Leicester twisting statements?
Hi, I have an Alliance and Leicester online current account and recently have noticed that on days where my child allowance or tax credits are deposited into my account (I use this money as Housekeeping and diesal money, money for school expenses etc, I have 6 children so these are frequent and many,lol!) that when I check…
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Overdraft Protection
Hi I am new to this but have a q.... I have for quite some time probably 2 years plus paid overdraft protection. Last week I was made redundant so made the call to Barclays to see what they could do. I was informed the O/D protection was for disability only. i am so annoyed what a waste of money. My understanding was that…
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Co-op and Card Readers for Net Banking
Got my letter from them yesterday as of 28 March new T&C's to include a card reader to access internet banking. I know their main sort-code is now taking FPS and I assume this is so they can allow you to send FPS (at the moment you need to call them to send an FPS, dont think it can be done over the net) out using it, but…
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Joint Bank Account
My daughter is separating from her husband and when she went in to tell the bank, it blocked their joint account. Even when my daughter told the bank that she needed some of the money for her and her 5yr old daughter to live on, the bank refused to budge. Does anyone know what the legal position is, here, or where my…
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Help!
hello all! to cut a long story short i'm in real financial bother! 3 years ago i had debts of around 13k. they have now all been pretty much paid off. however, i have a massive amount of outgoings this month due to my previous bad management with money. i.e old phone bills, parking fines, etc. i'm a 23 yr old estate agent…
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Applying for a bank account with 0 credit rating? :/
Hey, Been out of the country for a while.. came back late last year and basically have no credit file what so ever.. bar being on the electoral role which i just managed to put myself on in october I'm living with parents, obviously I have a passport but have nothing in ways of proof of address (no bank account, bills..…
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hsbc current account application query
Can anyone give me any advice? I applied online for a HSBC current account. I was called back by team who went through my application and avised that my application was succesful and I could apply for a credit card and overdraft and gave me limits that had been (I believe) provisionally approved. She advised me that I…
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Wanted: A Bank Account that can't land you with "Penalties" or "Charges"
Wanted: A Bank Account that can't land you with "Penalties" or "Charges" For someone earning an average income, with average debts, poor-average credit score, disposable income, assorted self discipline, and sometimes/often tries to shop & spend beyond funds, resulting in thousands of pounds in penalty fees and interest…
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bank account help needed - fine me one please!
i need a bank account with debit card no over draughts or anything special is needed, no cheque book etc - just a debit card but although there will be regular payments going in monthly of £2,000 + from salary, it's self employed/no pay check, can't/won't proove employed to the bank. so basically an account that lets me…
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A&L £100 refused
I just got a letter from A&L saying that I was not entitled to the £100 (its been 11 weeks now) because I didn't have any DDs from my old account. I had signed up for the accoutn switching service, and for them to close my old account, but I remember calling them up at the time for some reason, when they advised me to just…
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Sending money to an overseas bank account,.....?
Without going into too much detail I will be making 11 transactions to an account (not my own) overseas over the next 2 years. Im with Abbey who want to charge me £25 each time for the priviledge. Ive looked around and the best I can find is HSBC who say that if I was to do it myself online it would be only £15 each…
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Lloyds TSB - Unplanned Overdraft
Sorted........
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Nationwide Flex Account
im looking at opening a nationwide flext account so that i can use it for my foreign holidays. however as im also saving for a mortgage i dont want to be credit checked if i dont have to. it seems that when i had my hsbc credit card limit increased i was credit checked, so i therfore dont want an account credit checking me…
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beast way of clearing a overdraft
my overdraft is 650 and i really want to clear it soon as. what is the best way any advice would be good
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Budget for moving out of parents house
I would like to ask for your advice on budgeting for what I am going to have to budget for after moving out. I am currently living with my parents so only pay rent. I want to budget for living with my girlfriend and having no idea what my bills and council tax and things like that are going to cost. I was hoping if anyone…
