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alliance+leicester charges 100% interest a day
Before Christmas 2008 Alliance+Leicester sent me a letter notifying me that my current account overdraft facility of £900 would be withdrawn and instructed me to repay the balance within the next few days. As you can imagine it was a bit of a shock that I had to find hundreds of pounds in such a short space of time.…
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Co-operative Bank
The Co-operative Bank, I like the idea of ethical policies, not investing money where their customers do not want them to etc. It sounds great, but is it too good to be true? Are the Co-operative Bank any good and do they do what they say?
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Switching Bank Account. What Bank is best?
Hi I have been with TSB since I opened my first account at the age of about 15, I have been a loyal customer for 18 years. I have £4k of debt that I want to get on 0% or low interest card so that I can clear the debt and be debt free (other than the mortgage) by the end of the year. TSB refused me an interest free credit…
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question
hello, new to all this. could anyone tell me please what kind of creditchecks yorkshire bank does to open new "current plus account"?. Do they get in touch with your mortgage provider?
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A question for any Halifax Bank of Scotland customers out there
Hi guy's, I received a letter from the Halifax regarding my overdraft facility, I have had the overdraft since the first day of opening the account and have managed my account very well, no bounced DD's or Cheques, never over my overdraft and very rarely in it to be honest, the overdraft is pretty small as I only need it…
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First Direct Application Process
Evening, About 8 months i applied of for a First Direct account was declined straight decline letter. I applied again last week and they sent me a pre filled application form to sign and asked for ID. Does that mean i have been approved? I know many banks processes vary Many thanks for your help
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How long are cheques valid for?
Just out of general curiosity how long are cheques valid for?
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Anyone know anything about the forthcoming v pay card
Working in the retail trade I have just received a briefing regarding the introduction of v pay. I have looked it up on the internet and the information contradicts what i was told at work. I was told it gets loaded at paypoint machines but is used the same as a normal debit card. I know it does not have a magnetic strip…
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Stopping unwanted overdrafts being applied
Years ago I was in a financial mess which I eventually sorted out. As a result I am very cautious about the level of debt I allow myself to accrue. I am a model customer at the Halifax and this now seems to be causing me a problem. For the last 3 years the halifax have increased my overdraft up in February to amounts that…
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opening up uk bank account from spain?
I am currently working in spain. I now need to open up a UK bank account while I am in spain. I suppose my mum could help. All I have is drivers license and bills though. Whats the easy option is there something I can do online? Thankl for any help
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Using another bank to pay cheques into my Smile Account
Hi- I have a current account with smile, and pay a lot of cheques in using bank giro credits. In the past I've either sent them by post or used the Post Office (there isn't a Co-op branch near me), but I'm getting a bit tired of doing this. So I was wondering if I could use my bank giro credits to pay in cheques at another…
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Dollar current account
Hi there im visiting the USA in May 09 and i'll be staying for 6 months - have already got a B2 tourist visa in place. My question is; will it be possible for me to open a dollar current account at a US bank in the US with having an SS number or fixed address? Thanks
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can i use my debit card in southern ireland?
Hi Hope this is the right place to post this... I'm going to southern ireland next month. I'll be there the day before my payday:rolleyes: So does anyone know if i can use my lloyds visa debit card in shops and atms over there without being charged for doing it. (i would try and save some money before going but due to car…
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bank or building society?
With finances the way they are, which is safer; a bank or building society, or are they both equally risky? I'm currently with Barclays who it seems are in trouble and Abbey who are just trouble. I was thinking of swapping to Nationwide as I haven't seen anything bad in the news (though i might have missed it) and customer…
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Alliance and Leicester Overdraft
I currently have and use my £600 overdraft with Alliance and Leicester. Does/will this show as a debt on my credit status/report(s) Thanks
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HSBC savings account with a basic account - possible?
Basically I want to move from Nationwide if possible, where I have a basic Flexaccount and websaver (?) account. I currently have a basic HSBC bank account - I have been into my branch, and they told me I would need to upgrade my account to a current account before I can get a savings account. Due to my credit rating, I…
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Anyone used Lloyds Phone banking?
I need an advice as per phone banking with Lloyds. I'm on a overseas trip right now which takes longer then expected. I have a few bills to be paid soon not to mention that I obviously won't be able to access my check book at the nearest time. I went to lloyds web site to look for other payment options. So far the best…
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a+l under-funding fee
does this apply for each calendar month or 30 days from the date you started the account i.e. 24th to 24th?
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whats the best bank account for 16 yr old
hi my son will be starting college in sept this year and although he has a good childrens savings account that pays high interest he will need a current account so that he can access his EMA payments each week. does anyone know which are the best accounts for this. there will only be aprox £30 each week going into account…
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Help with natwest advantage gold account plz
OK so after my raving about Natwest lol which i still agree with i hope i haven't made a huge error! When i went in to open the account i asked for a 'bank account' she said 'oh the computers come up with advantage gold' i said 'ah ok what is that', she explained all the freebies (for £13 p/month!) by this time it had gone…
