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Which? - The 10 worst banks for customer service - and the 10 best
From today's Times: Best buy tables tell you which banks will give you the highest returns on your money, but don't reveal anything about great service. If you are fed up to the back teeth of being treated badly by your bank take heed of the findings of a recent Which? survey. The consumer organisation surveyed 15,000…
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Ltd company bank account
Hi All This is my first post - hope I have got it right : ) I have been a sole trader for 3 years. About 6 months ago I opened a basic business account because I received a cheque payment from a customer rather than the usual BACs payments. I was told that my credit rating was not sufficent to have any other account. My…
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Changing joint account to single accounts
I'm in the process of separating from my husband and we currently have a joint account with Abbey. I spoke to a staff member about how I go about removing my name from our joint account and she said we both need to go into the bank together to sort this out. For various reasons my husband is dragging his feet over this, so…
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Moving Current Account from A&L to Abbey
I'm thinking of transferring my Current Account. A&L to Abbey. these are my reasons. 1. abbey giving an incentive for transferring the current account 2. don't do much with my A&L as HSBC is my current bank & I'm happy 3. Also planning for applying the abbey zero Credit Card now my questions 1. Do I need to have Direct…
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Current Account for Sole Trader / Balance £5000
I'm looking for a new current account, I'm a basic-rate taxpayer; self-employed Sole Trader at the moment using my Halifax personal current account for both personal and business banking. I'd like to keep the business dealings to the one account. I normally keep in around £5000 so that I have enough money at short notice…
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Debit & Credit on Same day - Which is processed first?
Got a Lloyds TSB Current Account. Paying off a big credit card bill in february which is on the same day as I get paid. If Lloyds processed the credit card first, it would take me overdrawn. However as both credit and debit would be on the same day, as long as I'm in credit at the end of the day will I be ok and Lloyds not…
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Need Help in opning a new bank account
hello all ... will i am not going to tell u my hole situation coz u r going to get board so in short .. i am new in the UK and i was looking for a bank which can provide the following: 1.online banking 2.debit card so i can use to purchase things online.. 3.interest free. ...thanks in advance
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Halifax Easycash
I signed up for the Halifax Easycash bank account on the 22nd of January, and on Monday I received a letter welcoming me to Halifax's online service, which stated I needed to use the username I was given when registering and the pin they enclosed. I do not have a username so I was/am unable to activate their online…
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bank accounts
Hi all just wondering, are there any disavantages to swaping who you bank with at this time? not fallen out with mine but just might be able to get a slighty better deal interest wise. this is only between the four main uk banks any advice wellcomed. Ed
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Paying In Slips
Is a paying in book necessary to have? I bank with NatWest. What are the advantages/disadvantages of having one? All coments apreciated. Thanks.
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reasons for banks to close accounts
Compile a list of reasons why banks close customers bank accounts. There are some threats on this, and it's a good idea to have one thread dedicated to this instead of a few. The focus here is both current accounts and basic bank accounts. I will start off: * not following the terms and conditions * don't make enough money…
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Post Dated Cheques
Hi, anyone out there know the law or the terms on post dated cheques? The reason why I ask is that I owe money to a company and I have asked if I can pay in monthly instalment to which they agreed but they said they want me to send a number of post dated cheques. Now, this doesn't seem common practice to me as I've always…
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Can i open two current accounts?
hello Hope you can help. I cuurently have a first direct direct account ( had for many years) and my salary is paid into this every month. I would like to open another current account to manage direct debits seperately perhaps depositing every now and again. 1. Am i allowed to open two current accounts? Or do banks not…
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Anyone getting calls from 08708503491
Had a few calls from this number recently on my mobile - googling reveals some people saying it is AA/HBOS - others saying it is a scam - http://whocallsme.com/Phone-Number.aspx/08708503491 http://www.snozwangler.com/search.php?q=08708503491 Seems they are trying to phone to sell me something (if it was important they…
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A&L taking money from my account
This feels like a little bit of a long story but I will try to keep it short, I have two A&L accounts one that I pay my wages into and the other that I use for all my direct debits to come out from, when my wages clear I move the money for my direct debits over to my payment account and then I don't need to worry about…
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Need a Business Bank Account for my new venture. Whats the best?
I am starting a new business, providing support for new businesses. I need to open a Business Account. Do any of you wise people know which bank offers the best support and account for new businesses. I am a total newbie at Business Banking
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New Barclays Account
Hi I recently applied for a new current account with Barclays and after my online application was told I would receive a decision in 4 days. 4 days later I get a letter saying I need to go into a branch with my passport and proof of address - fine. But does this mean they have done their checks and my account will be…
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Lloyds TSB and the Banking code
Hi All Im hoping I can get some useful advise on here about my account with Lloyds. I opened an account in 2006 and used it until around the summer of 2007. At that time I was claiming against Lloyds for bank charges and during the process I moved address, of which I informed them. It was in the same apartment block so had…
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Natwest Telephone/ Online Banking Fraud
Dear All, I’m looking for some help and advice about my situation below. (I warn you, it’s long!) Last Monday at about 7.50pm, I checked my online account with Natwest and noticed that 3 transactions were pending. Someone had transferred approximately £3,500 from my ISA into my current account and then transferred the…
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Banking help Please
I currently have a joint account and savings account with Barclays. But they are really pi$$ing me off with their customer services at the moment so would like to move. But I have been looking around and I have just got confused. I want a current account to pay my wage in every month and use for living with. Also a savings…
