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Joint Account
My girlfriend and I have been together approximately 15 months and we are going travelling early next year. We are looking to open a joint account with Nationwide to simplify paying accomodation fees/food, and because they do not charge for cash withdrawls abroad. Once open we can move money from our own current accounts…
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Hsbc Overdraft Withdrawn
Need some urgent help as overdraft on hsbc account was withdrawn on fri. wrote to hsbc making an offer to repay the £500 by £30 per month which is all i can afford and they refused. I tried ringing customer services regarding this but they wouldnt speak to me as I didnt have my security number they said they would send it…
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indemnity claim
my telephone provider charged me a bill of £69.83 11 days before they said they would on the phone.. i filed an indeminty claim with the bank and got the money refunded. I called my telephone provider a couple of days later, thinking I would need to pay th e£69.83 that was taken from them but they told me there was no bill…
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Credit report questions (electoral roll and others)
Hello, I hope this is the right place to post my question! I moved about 1.5 months ago. I applied for a mobile contract and was rejected initially, I thought it might be because I just moved. Tried again a few days ago, failed again, and this time I obtained my Credit Report to see if something's wrong - I have always…
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Building a cash fund discussion
This discussion links on the back of the article: Recession-proof your finances Please read the article first, then come back to share tips on building a cash fund.
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Budgeting for the recession: share your tips
This discussion links on the back of the article: Recession-proof your finances Please read the article first, then come back to share tips on budgeting for the recession with other moneysavers. Thanks :)
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Transfering from A+L E-saver
I have an Alliance and Leicester E-saver and made a transfer yesterday to my linked HSBC account - does anyone know how long it will take? The reason I transfered it is my washing machine has broken down and now I need to buy a new one, and I dont know how many days of handwashing I can take!
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HBOS say i can no longer have an overdraft HELP!
Hi all this is first time i have posted here so please be gentle! i have just recieved a letter from HBOS stating that my £1300 overdraft runs out on the 18th nov and i will not be having it renewed? they only increased it at the end of july and now i am being left with nothing. At present we are struggling big time as my…
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Natwest Overdraft / Charges
Hi all - new to the website so hope that I make some sense. I wonder if anyone can give me some advice. My Wife has been with the Natwest for over ten years and I also was with them until I closed my account after reclaiming my bank charges a couple of years ago. Since then I was paying my salary into her account and all…
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basic bank account help needed??
hi i have 5-6 defaults and have 1 ccj for £450 - debt totalling around £10k I have a current account with Abbey, dont ask how but i somehow got one. Im looking to open a basic account but got declined with lloyds, i have checked my credit file and i now have 5 CIFAs Warnings on their which i presume is pretty bad, not that…
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more than one current account?
Does anyone know if it is possible to have more than one current account with first direct? A joint (bills) account and a personal (spending) account - would you have to pay the fee on the personal account if your salary only went into the joint account?
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Depositing cash via ATM
Does anyone know if I can deposit cash into my Abbey account using an ATM. I haven't used this account for several years and can't remember (although I'm sure I used to do this). I tried on my Barclays account last week but their ATM's don't offer this facility.
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Transferring 2000 euros to UK bank.
My Dad wants to give me 2000 euro. He is in Ireland, and I am in the UK. What is the most cost effective way of doing this? Should he do an international bank transfer? Write me a sterling cheque? Send me a Euro cheque? Thanks if you can advise!
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Fast pay is free-so why didn't they mention it?
I have a current account mortgage and bank account with The one account and today rang up to transfer some money into my daughters account .. The adviser said "do you want the same day transfer,£20, or the three day transfer?" Because I know about fastpay,I said "what about fastpay" she replied "oh yes,thats much quicker…
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I sent BACS payment to BT by mistake :(
I recently (and mistakenly) sent a BACS payment to British Telecom of over £200 and although I realised within seconds what I had done, it was too late; the money had left my account and wasn't recoverable by the bank - I had to phone BT. You guessed it, I was transferred from pillar to post and got absolutely nowhere…
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Co Op debit card fraud
Hi, I have had my co op account emptied to the tune of £614.00. I noticed a pending transaction on Friday for this amount and immediatley called customer services who told me the card is now stopped and another will be sent. Then was passed to the fraud dept who said the transaction will still come out! I was not happy…
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How long does a company have to obtain debit card payment
Hi, Similar to another thread but not that similar hence I have created a new thread. I paid for a Hotel transaction by debit card in Feb 2007, this week I received a letter from RBS saying the transaction did not go through as the hotel had issues and are asking for new card details or for me to contact the hotel to take…
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Overdraft interest - Can I switch it to cc?
Hi all, I have an overdraft of £1950 from when I was a student. I left two years ago but still dont earn that much so I can really make a dent in it. All of a sudden over the last few months they (halifax) have started charging me £20 a month in interest. Fair enough, I do owe them the money after all. Anyway, I have a…
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Abbey Bank Account
I have a abbey visa electron card can i use this card as a debit card in shops for petrol for example or shopping ? OR can this card only be used to draw money out of a machine .
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Free Overdrafts?
Hi, does anyone know if it is possible to get a £1000 interest-free overdraft anywhere? I will be able to pay £700 to my mum before christmas, leaving £1000 owing and I just wanted to pay it all off to her if I could by then. I will be able to pay the remainder early next year anyway if needs be, just thought if there was…
