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Budgeting & bank accounts
Archives for November 2008
Discussion List
Tsb Account Charge ?
i opened an account with tsb when i was 15, i'm now 32 and every month since i've paid an £8 account charge. does anyone know what this charge is for?
Help sought with HSBC bank closure complaint
In a nutshell the FOS (adjudicator) has struck out my complaint on a tecnicality - that HSBC's failure to given notice when it closed my accounts this year cannot be considered because the decision to close was "a legimitimate commercial judgement" and the FOS don't look at complaints about "legitminate commercial…
Quick way of transfering money?
A family member has just cashed a 4k cheque which will clear on Friday. 3k of that needs to go to me and my brother (1.5k each). Me and my brother were hoping to get the money into our banks that weekend, though if the cheque clears on Friday, I'm not sure if that's possible. Is there a way of transfering money to someones…
Lloyds Classic Account but no cheque book.
Hi, I have opened a Lloyds Classic account, got the Debit card and also the Internet savings account, but got a letter today saying that they could not issue a cheque book at the moment but would regularly review the account and I might be eligible in the future, but do I really need one as I have one on my A&L account and…
Debit card Question
Hi there, My debit card with HSBC has the expiry date "11/08" listed on it, I was just wondering whether this means the card has expired or not. Does it mean...the card expires after the 30th of this month? Or has it expired out right? I've phoned HSBC asking where my new card was, they've said they sent one out on the…
hsbc!!! letters r confusing me
a few months ago i had a leter stating i had to pay my overdraft of.when i payd it of i had a letter saying i was intittled to 1500 limit.then when i applied my application got declined. if i didnt recive the letter they sent in error i would never have reduced my overdraft. anywayi have just recived another letter saying…
Which Bank to stay with???
we are in a situation at the moment where we are with 3 banks, we are paying overdrafts off and the plan was to close 2 and keep the one we have our wages and direct debits with, the 2 we were going to close were Lloyds TSB and Nationwide and stay wth Alliance & Leicester, I would appreciate suggestions as to whether this…
Cheques - question about validity and obligations
Hi October 2008 - I have found a cheque dated October 2006 from old employer in an old diary, probably lost track of as I am busy and moved into a new year and new diary! I called the old employer and was told the cheque was still outstanding so it should in thoery be paid on presentation. I banked the cheque at my bank on…
Potential cross-firing with Halifax current a/c
I spotted this last month - and now the same this month. When I paid cheques into my Halifax High Interest Account I assumed interest was only going to be paid on these after two (banking) days. In fact during August, September and October the interest paid was more than expected. It appears that Halifax in fact pay…
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