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changing bank account
Hi I am looking for a new bank account. I have been with natwest for 15 years and have an advantage gold account with them, 6 months ago i opened up a current account with them, just as a standby [it was a blue account which i never wanted as they charge you £6.95 per month for stuff i dont want or need] Well last week i…
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RBS overdraft refused based on incorrect information
I've opened a new RBS current account and applied for an overdraft. I had to supply 3 months of statements from my previous bank account. Based on these statements, the overdraft was refused by the lending department because they say my old bank levied charges against me and bounced a direct debit. I've checked this out…
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Co-op Cashminder and Visa Debit
Hi Has anyone else seen their new T&C's valid from 5 December, I got mine in the post yesterday. The current ones state (if you have a copy or look at the website): "Terms and Conditions of the Cashminder account and Electron debit card." The new ones state "Terms and Conditions of the Cashminder and Debit (Visa or…
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£10,000 transfer restriction
Does anyone know of a bank (other than Cahoot), that doesn't have the £10,000 restriction on transfers out of it into another organisation? Thanks.
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Bank Account & Internet Security
Apologies if this has been asked before..... I would be very interested to hear from any of the bank staff on here of any additional measures they would take regarding online banking security. Do they go above or beyond the normal for their own accounts? Or, do they not trust the system? I use several banks and have (touch…
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Opening a new current account
Hello, just looking for some advice..il am probably going to do a full statment of income and outgoings but just wanted to ask a quick question.. I currently have a £1500 overdraft at natwest that never goes anywhere. I got it at uni and since then, it just stays the same. I was just wondering if it would be posiible to…
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couple of lloyds tsb questions - please help!
good evening, i paid a cheque into my lloyds internet savings account last thursday (30th october). so when will it clear and when will it be available to withdraw ? are the time periods the same for a savings account and normal bank account ?
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Overdraft Charges
Hi, Have a current account with Halifax and recently used my overdraft facility to pay for part of my car. Iv just started paying roughly £40 a month on interest as I pay back the overdraft and wondered if any current accounts out there offer free arranged overdrafts while I pay it off?? Or at least a better rate of…
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HSBC want to see me?
Hi, I bank with Lloyds TSB mainly (current Account) where my salary and War Pension etc get paid into. I also have a basic cashcard account with the HSBC which I have had for about the last three or so years. I use this account purely as a 'slush fund' to save up for my quarterley energy bills and Christmas time etc. I…
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Bank paying-in receipt worthless?
Long story short: my friend owed me some money (721.50) which they withdrew from 2 of their own bank accounts (500 from Nationwide, 221.50 from RBS), and paid in to my Natwest account. The cashier counted the money (twice) and stated the amount they counted. This was 721.50, and they made the receipt out in this amount.…
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Yorkshire Bank O/D and Cheque Gauarantee upgrade.
Hi, i want some help in relation to getting an Overdraft, cheque guarantee card with Yorkshire bank. I opened the account in early september and i got a current account plus, but my credit score wasn't higher enough for a overdraft and cheque card on my maestro card. Does anyone have a current plus account with Yorkshire…
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Accounts with Visa Electron cards
A number of airlines now accept Visa Electron cards without any extra charge, but make charges for other types of card. I have a Maestro card for my main bank account. Can anyone recommend a bank account that would give a Visa Electron card to someone who isn't a teenager or student, without paying in my salary to that…
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MBNA credit card charge
I recently changed from Halifax Bank to Alliance and Leicester using there direct debit switching process. i checked the list rec'd from A&L and all my direct debits were on there list for switching. However i noticed that MBNA payment had not been taken from my account and phoned them and was informed that i had incurred…
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Abbey current a/c 8% interest for transfer
In September 2007 Abbey were advertising an 8% interest rate on balances up to £2500 on current accounts transferred to them. I duly transferred an account to them and maintained a balance of about £2500 with regular monthly deposits but I only got 2.5% interest. When I complained they said I had to wait to the end of the…
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Alliance-Leicester - payment?
Hi, I just want to find out how long will it take for the payment to clear. i transferd 5700 from my lloyds to Alliance-Leicester on a sunday and the money was debited from my lloyds today when will i get the payment into my Alliance-Leicester?? Regards,
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Electron or visa debit card: what's the difference?
I would like to have an electron card so that I can avoid card fees on Rynair flights. My bank (Smile, part of Co-op) could let me have one, but in exchange for the visa debit card that I have at present. Should I make the change? What can I do with my present card that I couldn't do with an Electron card? (All I can think…
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Dorment accounts
Does anyone know what is happening? As I just had a quick glance at BBC Parliament. I could not be bothered to listen to it all.
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Stupid Question about debit cards
Hi My debit card is due to expire the end of november, the Bank of Scotland have already sent me my new one and want me to activate it ive got 2 stupid questions though. 1. if i activate my new one will my old one still be active till the end of november and 2. does it have the same pin number? Thanks a lot for your help…
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First Direct 1 Account Plus
Has anyone got this?? And If so is it worth it (it says its free) I was just wondering as I've just applied for a 1 Account Thanks
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Cheques and bank statements
Hi, I have been paying child support since 1998, I have received a letter stating that I missed payments between sept 2005 and june 2006, I know I have payed them. they want proof that i have. Firstly how much will Barclays charge me for previous statements?? and the big question is: I paid by cheque for 3 months, I dont…
