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Co-op Cashminder cheque clearance question
Hi, I was wondering if anyone could advise me on this. I deposited a cheque (£500+) into my Co-op Cashminder account on Monday. It's the first time I've deposited a cheque into the account and was expecting it to be up to 5 days before it cleared. However, I checked my online account on Wednesday and it was already showing…
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A&L Premier (Direct)
I'm coming to the end the first year (with high interest rate) of my A&L Premier Direct account. I saw a couple of messages on here a while back saying that A&L were prepared to extend the high rate for another year through their customer retentions department. Has anyone done this recently? Is it still possible?…
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same day priority transfer from a HSBC account to RBS account
Hi neebie here so sorry if ive posted this in the wrong place! Im getting a same day priority transfer from a HSBC account to RBS account. This payment was sent today before 10am. Can anyone tell me when i should expect it in my account? ive been told it will be there before 3pm today! Many Thanks
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HBOS Retail Fraud Team
Hi all, was wondering if anyone has had any problems with the HBOS Fraud team? Basically last month I checked my online account and noticed that over the course of about 20 days over £1000 had disappeared from my account. From my statement I could see that all the money had been spent on mobile phone top up cards, fast…
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Internet Banking HBOS
I wrote and complained to HBOS because of the internet banking service not matching the automated telephone service. I withdrew money and ended up getting charged. When I called the HBOS the representative told me there was a 'glitch' which caused the two services not to correlate exactly.I had the charge reversed. I…
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old current account not on credit reports
Just wanted something cleared up for me. I have a Bank of scotland current account that i've held for about 15 years, it does not appear to be on any of the 3 credit reports despite the fact that I have a reasonably large overdraft limit which i regularly use (but dont exceed) does this mean that anyone credit scoring me…
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A&L Account Conversion
LOOPHOLE Like many others I opened an A&L a/c for the £100 (£125 after refer a friend). Only opened it in August and just heard about their direct a/c paying 8.5% up to £2.5K. Although you can't open a direct a/c if you already hold another account, they let me CONVERT my Premier a/c to a Direct one. Therefore they paid…
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Anyone not get their Lloyds TSB refer-a-friend cash?
I've been chasing £30 each for myself and my fiance from the beginning of March, so expected the cash 4 months ago now. As ammo, I'm trying to see if anyone else referred someone for a current account and never got their "Member Get Member" payments?
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A&L esaver to Premier current account transfers - when would funds be available?
Hi all, I posted this in the wrong subforum earlier, thought this would be a better place. Thanks! Assuming my overdraft on my A&L Premier account is 0, and I transfer 3000 pounds from my A&L e-saver to its linked account (the mentioned A&L Premier account), when would funds be available? I did the transfer earlier, and on…
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choosing online banking?
Hi everyone. I'm new on this forum, and hope getting around here :beer: Actually, I'm interested in opening an account with flexible and hassle-free online access. I transfer money to different people oftenly, and it's pretty annoying to walk to the branch. I've heard of "faster payments" enabled accounts, so that I could…
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Visa Debit + Money debited months after transaction.
Evening all, Quick question. I paid for parking at an automated chip and pin type paying machine 3 months ago and then again once a week for 4 weeks or so after that. I had assumed that this money had been taken from my account at the time, but on checking my statement it has been taken today all in one lump sum, between…
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Which bank account after alliance and leicester
Hi i've had my alliance and leicester premier on line account for a year now-so the interest rate has dropped-any ideas on what i should go for now, i'm a low earner i earn less than £1,000 a month thanks
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Barclays - Reserve/Had Enough
Banked with Barclays for good few years, paid plenty in interest all way through uni years. However... Just been charged reserve fee of £22 on 2 accounts for being £6 and £7 over overdraft limit on each. I know many on here will lambast me for going over but been very busy weekend and normal tight rain and account swapping…
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Debit Card Fraud
Hey guys, I wonder if someone can help me. I had a payday loan and ran into difficulties so stopped my card and emailed them to say I wanted to set up a payment plan. They didn't respond etc. I got my new card and then last week found that the company had taken 3 payments on my new card without me giving them my details (I…
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Abbey Overdraft Fee
Hi, im after some advice from any other abbey customers. I was due to be charged £70 on 31st oct, for two unpaid direct debits from the beginning of october. Today its the 5th november, and they still havent taken the £70 from my account. Ive purposely left enough in the account to cover it, but obviously times are hard…
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Direct debits and address changes - question for bank employees mainly
Hi all, I'm thinking of moving house. I was wondering if banks in general/or in particular have any mechanisms for disseminating change of address information for a account holder to the organisations that are authorised with that account to take direct debits? If these organisation want to change the agreed DD amount but…
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Maestro Card - False Advertising
For thousands of people in the UK, many banks & building societies automatically give you a Maestro card as the payment card associated with your accounts. Maestro (which is the debit version of Mastercard) have spent millions on advertising the Maestro card as 'the new cash' If we pay for items in retail outlets using…
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Natwest Step to Current Plus and Debit Card
Hello Everyone, Thought I would post this... We tried to upgrade our Step Account with Natwest about 8 months ago (hardly ever used). They said that they do not upgrade, but suggested we apply for Current Plus. We did so, through Internet Banking. We got the account but were given a standard Solo card with the Cheque Book.…
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Budgeting Software for Expat?
any suggestions for a budgetting software that can handle US & UK bank accounts, US investments, etc? I have several spreadsheets for all this, but would love a software program to do much of this automatically. Microsoft Money Personal Accountz Quicken? Anything else I should be looking at? Thank you!
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Help Needed
Hello, Im currently helping out my dad, who is going through a pretty nasty separation from his wife. He is trying to get out of the house as unscathed as possible and also seperate himself from their finances as she has always controlled them and has run up huge debts in his name without his knowledge! He has been so…
