old current account not on credit reports

eaglesrjh

Just wanted something cleared up for me. I have a Bank of scotland current account that i've held for about 15 years, it does not appear to be on any of the 3 credit reports despite the fact that I have a reasonably large overdraft limit which i regularly use (but dont exceed) does this mean that anyone credit scoring me does not see this bank account and therefore does not see this overdraft facility?

P.S I am not advocating not telling anyone checking me that I have this account was just wondering as getting more and more into checking my reports and understanding how things work.

Cheers

CLAPTON

indeed it does mean that anyone looking at your credit records will not see that account
its not unusually for long established current a/cs not to be reported to the credit agencies.