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Overdraft Charges
danielcraig
Posts: 1 Newbie
Hi,
Have a current account with Halifax and recently used my overdraft facility to pay for part of my car. Iv just started paying roughly £40 a month on interest as I pay back the overdraft and wondered if any current accounts out there offer free arranged overdrafts while I pay it off?? Or at least a better rate of interest?!
ta very much
Have a current account with Halifax and recently used my overdraft facility to pay for part of my car. Iv just started paying roughly £40 a month on interest as I pay back the overdraft and wondered if any current accounts out there offer free arranged overdrafts while I pay it off?? Or at least a better rate of interest?!
ta very much
0
Comments
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How good is your credit rating? There are better and more effective ways to do it than keep it as an overdraft. If you've got a good enough score, get the Virgin Money card and do a balance transfer from your current account. It's then 0% for a long, long time, and it'll be easier to pay off than an overdraft.0
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