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Advice needed on switching from Lloyds to A & L
I currently have a platinum account with lloyds which I pay £15 for the privalege of an interest free overdraft and for them to phone me each month and try to sell me another credit card or loan... they just wont take no for an answer!!! Ive just opened an account with A & L but im really worried about switching because if…
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Alliance & Leicester Premier Direct
I have an alliance & leicester premier direct current account. I need to withdraw about £2000 which is obviously more than the £250 ATM limit. What are my options, will I have any problems asking in the branch considering this is supposedly an internet only account? Their website says I can pay in using a branch, but…
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Spam Purportedly From Abbey
I have just received an e-mail which looks very official but is in fact Spam which has purportedly come from Abbey. I have confirmed this with Abbey Please be extra careful if any of you bank online with Abbey
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Will overdraft help?
Will having an overdraft help my credit score? Basically i have a low score from having spent so much time overseas and in the last two years never having any credit at all. I have a high interest current account with the possibility of a automatic 5000 overdraft but have never invoked it. Basically all i have to do is…
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RBS DD Charge
I opened a new account at RBS recently, and phoned my broadband provider to inform them to use my new account from December. They ended up trying to take November's payment form my account, and the funds weren't there (as I wasn't expecting it). I phoned my ISP and they apologised and took it from the right account, but…
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Abbey Bank goes from bad to worse!
Over three months ago, I set up a Power of Attorney on my Mother's Abbey account. This took a number of visits to my local branch in Scarborough to sort out and eventually I did get this set up. 6 weeks ago, my mother and I decided it would be an easier solution for me to become a joint account holder and to make this…
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Smile money transfer problems
I have just contacted Smile to ask where some money I had transferred to an external account on the 3rd had not arrived. I have been told that there 'have been some problems with money transfers made on 3rd December' and they will arrive 'early next week', just a heads up if anyone else has had any money seemingly…
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Cheque book valid?
Hi We have just changed our Lloyds TSB Classic current account from my wifes name to joint names. Her cheque book is still in her name only. As the account number is still the same will she still be able to use those cheques? Andy
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Lloyds TSB Classic Current Account
I was just wondering if someone could clarify something for me as it seems that I've been getting conflicting information between the branch and the helplines :confused: . My mum opened a Lloyds TSB Classic Current Account recently, and was told in branch that she would also receive a pay-in book to allow her to make…
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A&L Plus Saver
Firstly, I know that this is a saving account, but it is a part of the Premier Direct current account, so I'm posting it here. If a board guide or moderator thinks it should be in the Savings & Investments forum and transfers it, I will respect the decision. I transferred £50 from my current account to this one, in order…
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Is there a site that I can view all my bank balances?
and is it advisable? I spend a good hour when I want to check balances/pay bills etc on all my accounts.
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Scam? Tel: 02031035180
Hi every one, i dont know if i am on the correct forum but i would like to let everyone know about a strange phone call i had yesterday. i recieved a call from a pleasant women asking to speak to my wife ,"i replied iam sorry but she is at work" she then said maybe i could help as there is a problem with her bank account…
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Problem lodger - What's the best day to put a cheque in?
Hi there, I had a problem lodger which I have now got rid of. Unfortunately, he owes me £350 in rent. I have since lost contact with him and he is not responding to my phonecalls and e-mails. I have four cheques he has given me that have bounced. I intend to cash one again to settle the money he owes me. What I would like…
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Overdraft and charges...
Hi, I'm new to posting here, but have been reading for a long time. I hope that I will be able to become a regular contributer. I'm after a bit of advice regarding my Barclays Additions Current Account. This account is primarily operated in credit, with only a tiny overdraft (£10) to cover any small shortfals when meeting…
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Charges for Charges
I have opened a new bank account and thought I was doing so well with my bugeting until....a direct debit I'd forgotten about was taken! Now, the bank has, of course, charged me for the DD taking me over my limit, as well as charging me for something else coming off while over my limit - annoying but I have paid in…
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Bank Account Advice Please!
Hi, I Have Been Struggling With A Part Time Home Buisness For About A Year Now (sole Trader). I Opened A Bank Acount With Lloyds Tsb, Which Has Been Fine 'till Now. I Had A Cheque Bounce Because I Failed To Pay In Some Money On Tim (my Fault I Know) And There Is Very Little Money Going Into It. The Bank Wrote To Me Saying…
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Abbey Closing Account - Keep trying - keep getting hit by charges.
Hi All, Would really like some advice on this. About 6 months ago my husband decided to close his Abbey account, payeed off overdraft, returned cards and chequebooks etc. Then one day, when physically paying the mortague he was told that there were some outstanding charges on the account. Well he paid them and told them to…
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Direct debit problems
I have just changed banks and 2 of my direct debits were not set up, the bank is saying its not there fault and the insurance company are saying its not theres, I was left without insurance for 6 weeks and now have a claim against me, as a result my business may have to go bust! any ideas?
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Sole Trader Account ?
I want to open a sole trader account for my part time business. what bank should i go with ? Any Advice suggestions please. Thanks.
