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Tax on 2nd job?
I'm a student nurse who works seasonally (10 weeks a year) in retail and have just signed on to do 'bank' (like agency) healthcare (for the experience and a foot in the door as it were with the Trust). I'll only be able to do one or two bank shifts a month, due to 38hrs a week as a student. My question is, will I get…
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Can the Halifax do this?
Hello I've been having major problems with charges and the latest incident has prompted me to post here: Due to an unavoidable change in my income, (medically retired due to serious illness), the problems started creeping up around September of this year. To cut a long story short, I went slightly overdrawn in my two…
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£15 charge for 49p overdraft
I've just noticed (I'm not sure I received a letter, but has appeared online) I am going to be charged £15 for the bank allowing a £1 direct debit coming out 3 days before I was paid when I only had 51p in my account - is there anything I can do about this? Alliance & Leicester state in their conditions that its £5 for…
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Is There Actually Any Point In Me Having A Bank Account?
In my 27 years of banking I can honestly say a bank has never done anything for me, no overdrafts, loans etc, hell they wouldn't even cover 14p the other week. So I was thinking would I be wiser getting my employer to pay cash and set up a credit union account? At least you are guaranteed a loan etc if needed?
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horrid charges can i complain?
Hi all, i am looking for some advice please. I bank with the cooperative bank and today i got a letter to let me know what 2 payments failed on monday. I always get paid on a monday and the bank know this as i am on incapacity benefit due to dissability. Anyway i have checked the online banking and they took a couple of…
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Bank charge/closing account
Hi, looking for a little bit of advice here. Today i received a letter from my bank which i no longer use but never closed the account. Being honest, i knew i was about £75 o/d but i was gonna pay this off after christmas. Then, a few days ago a yearly membership direct debit of £33 was taken out of the account which i had…
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False information has led to penalty charges - should I take it further?
In mid-November I rang the Bank of Scotland helpline about a direct debit which I knew would be refused as I'd been slow in transferring enough money into the account to cover it. The chap I spoke to mentioned something which I'd never heard of: he told me that the Bank have a "Once a year goodwill gesture" scheme under…
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Duplicate post - please ignore
Sorry - duplicate post. I don't know how that happened. Is there a way of deleting this one? JHW
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Best Place For Diaries
Where's the best on line site including cashback and discount codes that i can by diaries and and notelets etc? thank you
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acounts have been debited as having to pay interest...
can i claim back bank interest and what is the procedure? thanks in advance.
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LTSB 'refused' OD increase, asks for payslip?
Hi, This morning as I was on the phone with LTSB with regards to why my Standing Orders are not going out, I checked with them if I could increase my Overdraft to £300, from £200. The agent tried it on his system and said it seems that he can't - he said he'll have a word with the Personal Banking team. Later on he put me…
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Abbey holding onto my money
I am having a problem with Abbey and i'm wondering if anyone can give me advice. I internet shop with Asda every week and my food is delivered on a Friday. My weekly shopping bill is around £130 per week. The provisonal bill total is taken from my account on Thursday, my food is delivered on Friday . The final bill total…
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alliance and leicester card upgrade question
I dont know if anyone can helps I previously had a visa electron card but alliance and leicester (my bank) has upgraded my card to a visa debit card This is just a quick question to ask if anyone knows whether this will affect the direct debits i currently have set up on my account ? The long card number on both is…
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Eligibity criteria for LTSB Platinum current account?
Hi, I was just wondering - what is the eligibity criteria for the "Platinum" current account with LTSB? Well, basically I have no intention to upgrade to that - was just interested as I realised that in the past few days, the "Platinum" option has gone missing from my Internet Banking Upgrade list - now the only offered…
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4/12/07 - LTSB Standing Orders not working?
Hi, Just wondering has anybody has problems with their Standing Orders with LTSB? I have a £250 S/O for my Monthly Saver, set for today. But this morning I checked it is still in my Current Plus. I definitely have more than enough to cover for that amount in my current account. I thought normally it leaves 1st thing in the…
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Nationwide Flexaccount Balls Up
About two months ago I went to my local Nationwide branch (converted from being a Portman branch) and said I would like to open a Flexaccount. They said they could not do it in that branch but would forward my application to head office which they did. Several weeks later i had heard nothing so I popped into the Nationwide…
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Halifax Luring Me To New Accounts ...........
Just received a letter from the Halifax saying that as i pay in more than £1K per Month into my acc that i'd be better moving to one of their new accounts. " .... you will be better off changing to one of our new current accounts shown below and you could earn up to 60 times more interest than if you do nothing " ULTIMATE…
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advice on my current finances please worrying a lot!!!
hello everyone, first time poster so please be gentle with me!! Currently my monthly outgoings are as follows: mortgage 612 personal loan 130 council tax 69 tv licence 10 gym 46 house insurance 33 i.net 21 water rates 30 gas 40 electric 25 credit card balance 1300 Both my bank accounts are 1200 overdrawn also. The gas…
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Cheque book not received - but debit card and PIN has
Hi, I was wondering - should I be concerned if my cheque book hasn't arrived, when my Debit Card and PIN has? The account was opened on Friday 23 Nov, bank agent confirmed that Debit Card, PIN and chequebook has been sent on Monday, received my Debit Card and PIN on Wednesday (surprise surprise on the same day!) but hasn't…
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Good account for teenager (U18) with card that can be used to make payments at shops?
Can anyone recommend an account for a 14 year old that has a debit card that you can use to make payments with? Currently has card at abbey, but only cash card for use at cashpoints, and many friends of that age have cards that they can use to pay in shops... thanks pippa:j
