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New bank now discharged
My friend wants to know now she is discharged form bankrupcy can she get a different bank account? So she can have a solo or switch card or something for getting petrol. Thanks in advance for the info.
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can someone give me some advise??
hello to all have to excuse any mistakes as newbie we have come to the conclusion with the cccs help that br is are only way forward. we have been refered to there br unit but cannot get in touch at moment and they don't work weekends! what basically is the next step to take? the dr failed to save to computer and as our dr…
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Scarborough Mortgages
Hi, Not sure if i should post here, as im going bankrupt soon i might as well ask, Does any one know if scarborough mortgage also know as north orkshire mortgages, are part of the goverment scheme where i can defer my interest payments for up to two years http://www.direct.gov.uk/en/Nl1/Newsroom/DG_173274
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Mortgages for Bankrupt
Hi Does anyone know what companies do mortgages for discharged bankrupts .. like just discharged? Or even what sort of interest rate they would be looking at? Thanks Cathy
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Can I open a Post Office Savings account for my 2 year old?
Hello all :D Hope all the regulars are well, and to anyone new, welcome to a place that literally 'saved me' this time last year. I went BR in March 08 and I got ED in October :T . My 2 year old got a cheque at Christmas and I was wondering if I will be able to open a Post Office National Savings account for her? I know it…
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opening bank account prior bankruptcy
Can i open a coop bank account prior to bankruptcy if i dont use it till after the hearing?
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Living on a boat
As the title suggests I live on a boat. Its a 35 year old narrowboat that I bought six years ago for £5000. It is worth no more than that now, possibly less. It is my home and my office from which I do some online work. I have debts of around £20,000 (mostly to Revenue and customs) and income which varies from £0 - £700…
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Cleaned up credit files
I have just received my final acknowledgement letter from the last of my ex-creditors that had not updated my credit files correctly, stating they have amended my records (now with the correct information). This time last year I was just coming to terms with the fact that I had just been made BR and was awaiting the call…
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More Advice please
Hi all i will be hopefuly going Br early Feb.just a quick question,i am currently living with parents,i have been for the last 2 months or so,(alot of arguing with girlfriend due to money problems and this Br)so i moved back in with parents,some of my debt is down at the girlfriends house.Would i be able to put my…
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had call from or -they were nice
just wanted ti let others know that the first call i had from or was friendly so dont worry too much (as i had been doing)--went br 8th jan and had call from or 4 days later- they simply asked if there was an urgent thing such as bailiff or court dates that they needed to sort out-my answer was no- then they asked if i had…
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Just had a call
Just had a call from one of the credit card companies who I now can't afford to pay.......CCCS have said my only soloution is BR...... What I wanted to say about this credit card company is that £872.00 of the debt isn't even mine.....long story but I moved in with someone lived there for 6 months.....didn't work out had…
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Going BR without private landlord knowing
Hi, Just a quick question. My hubbie and I are considering bankruptcy (have spoken to national debt line). We are living in a privately rented house but do not have a tenancy agreement, it was through a friend of a friend. We never see our landlord and pay by standing order on a monthly basis. We have never missed a…
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Just out of work
Iv been and got the paperwork to go br. Iv been looking at them and don't know whet to do when fill them in. Iv just been finished at work so i don't have a job. On the forms it asks for you income, mine will be jobsekers and thats 60 a week. So were its asks for income and tax payed what do i put. Also on the paperwork i…
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jusr requested forms, work for a bank, when they find out im sacked so what do i do??
ok. i work for a bank. i have 50k of debt. 30k is to the bank i work for marked as staff accounts. they know i am having financial difficulties. wen i tell them im going br they will sack me, i know this for def. so when i get my forms through how do i fill them in as technically i am now unemployed. also............ i…
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advice over employment and bankruptcy
hi everyone i'm new here. i'm weighing up all our finance options and have been considering bankruptcy - just some questions first about dh's employment. 1. he is one of 3 directors of their own ltd company with 15 staff. what if anything would happen to the company if we went bankrupt? - i'm kinda thinking it's not…
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Bankrupt, please can anyone help?
I'm begging for help and advice from anyone, please. I have discovered that my husband has been made bankrupt, hes self employed and basically hasnt done any books for years, he was investigated by the inland revenue and they say he hasnt paid enough tax. This is going back a few years ago and he has no books to prove…
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Br and rented property
We are probably going BR soon and have already found a property to rent (private). Hopefully when the landlord finds out we won't get booted out. Will been BR affect the address, just thinking if that will sway the landlords decision?
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Court Fee for those on Contribution-based JSA
Have all of my forms filled out for my court appointment Monday morning. Got my £345 together thanks to family. Now stressed as, filling out the EX160 help with court fees form, I realise you only get the £150 waived if you are on Income-based JSA, and I am on Contribution-based JSA. Can anyone help as I'm a bit unsure…
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Considering Bankruptcy but Emigrating Soon....with added questions
Hi I was hoping for some advice. CCCS have advised BR to me, and have been for the past 6 months. I'm currently robbing Peter to pay Paul and still keep up payments on the DMP! My OH knows I'm in debt but not how much. He proposed over the New Year and (naturally) I said yes! It means that we are moving to Germany at the…
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Advice needed
Hi all I am a fairly regular poster and regular lurker reading just about everything I can get my hands on.To try and cut a very long story short after years of debt and struggling I applied for an IVA with payplan. It was rejected as the creditors wanted payments I could not afford. Here is the situation as it stands: ME…
