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New to the House Buying, Selling & Renting board? Start here
✅ This board is for... * Questions about buying or selling a home * Questions about renting a home * Questions about being a landlord 🚫 This board is not for.. * Debating the state of the economy * Debating house prices in general * Political debates Note: In order to help keep the Forum a useful, safe and friendly place…
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Tenancies in Eng/Wales: Guides for landlords and tenants
post 1 This thread is intended to provide information to both landlords and tenants relating to Assured Shorthold Tenancies (ASTs) in England and Wales. Updated April 2020 to include the Coronavirus Act 2020 and July 2020 to include the Electrical Safety Standards Regulations 2020. Topics covered: Post 2: Repairing…
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Buying a relatives property.
Hi, I have read a few threads about buying the property of a deceased relative, but as far as I can see, there are no threads about my question. Myself and my sibling have been named in a relatives will to inherit their property. The relative has now gone into a residential home and is very happy there. I am interested in…
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Who would hold the lease please?
Hello, my 87 year old aunt lives 400 miles away from me on the IOW. She is in a leasehold flat and has just told me she wants to go into assisted living, which will involve selling her flat. I asked her how many years there are on her lease and she isn't sure - and thinks her solicitor holds her lease? I've had a look at…
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How do these "we buy any house" companies work? Specifically "SmoothSale"?
We went to view a house on 4th August, which we decided not to buy. Then on 11th August, we noticed it was no longer listed with Haart, and is now on Rightmove with SmoothSale (https://www.smoothsale.co.uk/). We still don't want to buy the house, but are curious as to how it would work (in case we see another like this).…
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Neighbour deliberately driving partially on my driveway
The neighbour who lives 20 meters behind from my house on the cul de sac who has a boundary dispute with us is deliberately driving partially on my driveway and the police has warned him and have given him a criminal protection notice because he swore at one of my family members who was leaving our house. After the…
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Depressed our chain broke and now house not selling
Hi all. I really hope to receive a response because I need to know if there is hope. We had our house on the market last year. It sold fairly quickly. We found a house and was all good to go even with a completion date , but then our buyers buyer chain fell. Then they found a new buyer. Again all seemed well but they found…
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Help to take landlord to court for illegal eviction
I am a tenant in England and Wales. My 12-month contract was signed on Oct 2022 & I am currently on rolling. My Landlord has served my S21 notice on Form 6A and asked me to leave on 5th Feb 2023. I got a confirmation from CA that s21 is not valid. However, a few days back while I was not at home, my landlord threw all of…
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Chattels valuation: is it proportionate?
Hi all, We are first time cash buyers in London. We found a flat we really like in London. Asking is 650, we offered 620 which was rejected. EA has got back to us and suggested to offer 625 + 5k for chattels which would be okay for us as the house comes furnished. This would allow us to stay below the 625k stamp duty…
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Mortgage free dilemma
Me and my husband are almost 50 years old and through work and sacrifice now own 2 properties, both of which are now mortgage free. We're considering selling our first house, which we've had tenants in since 2009, to purchase another one of roughly equal value. However, we've been informed that we'll face a significant…
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Land Registry questions
Hi everyone The Land Registry is here on our Forum to help answer its customers' questions. If you have a question pop it on here and it will do its best to help. Related on MSE: 50+ House Buying Tips Free First Time Buyers' Mortgage Booklet 2018 Remortgage Guide 2018 Ultimate Mortgage Calculator
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Should I buy house with a garage under a coach house?
I’m a first time buyer and have found a detached home that would be ideal for what I need. The house has a garage, however it is detached from the house and has a coach house above it. I’ve been warned by family members that I should steer clear as I likely wouldn’t own the garage (it’d be leased from the coach house) and…
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Boundary clarity
My neighbours removed the boundary fence between our properties and put up a new one 50cm onto their land (ie we now have 50cm of their land our side of the new fence) - initially saying it had been in the wrong place (now they have admitted they put it in the wrong place). They initially said they were responsible for the…
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Renting - credit check of new tenant
Hi, My tenant is moving out and I have found a new tenant privately. I do not have an estate agent. Could I please have some advice 1. How can I credit check the new potential tenant? 2. Do all adults need a credit check or just the person responsible for paying the rent? Thanks Deepam
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Offers over versus Guide price
We are selling a house in London in Tottenham and we have had 2 estate agents round to value the property. Filtering all the garbage sales talk, the realistic price for the property is £515k - £525k. One agent has recommended we go to market with guide price £525k and the other says he doesn't think this is a good idea as…
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Company Owned Residential Property
Hi, is there a way we could without selling the property transfer it to being privately owned by myself and my husband instead being owned by the Limited Company that my husband is the sole director/share holder of? The reason for asking is that we are preparing for retirement and do not know what to do with the property?…
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What a maze!
We (husband and I) are hoping to retire in 5 years. Mortgage will be paid off, and this is what we would like to do: Buy/gift money for a small house in the UK for our 2 adult daughters. Buy a property in Cyprus under the Golden Visa programme, we meet the income criteria after the recent hike, thankfully. Overall budget…
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Our solicitor taking too long, seller wants to abort our purchase
I wonder if anyone has any advice for me on this matter? We're in the process of buying a lease. Our solicitor is uselessly slow and has been taking so long to respond to queries, either from ourselves or from the seller's solicitor, that the seller has become very frustrated and is threatening to abort the sale altogether…
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Selling Home but there's a mortgage dilemma
So I'm in the process of selling my apartment and I have a mortgage. My current deal is about to end at the end of June. So initially I was just going to look for a new deal and port my mortgage but I've now changed my mind and want to pay off my mortgage and rent for 6 months whilst I decide what to do next. The problem…
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Remortgaging due to crazy benefits clause
My friend is in a desperate state. He's just retired and his only income is the state pension. He's eligible for Pension Credit, but there's a clause that prevents him receiving any housing benefit. He's lived in the same house for 25 years. It's in the name of his ex-partner, who left him 7 years ago. She had an…
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Should I buy a flat if they don't have a EWS1 or FRAEW?
Hi there, We have found a great flat but are getting nervous if we should go ahead. The sellers are not providing an FRAEW or EWS1 and mentioned It will be done eventually but it is not high priority based on government advice for prioritization (as its 5 stories). They have however confirmed any remediation will be…