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PCP Car Deals
Has anybody ended a PCP car deal early ? I'm due to finish after 42 months in March/April next year, and pay the balance to keep it. I'm keeping it because I don't want another new one. So can I pay the balance now, early to keep it, or do I have to wait until the end of the agreement ?
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If your AC isn't cold enough - use recirculation mode
The standard AC mode will cool the air in coming from outside and blow it into the car. Reciculation mode cycles in inside air around the AC system over and over again. Standard mode will try to cool the scorching cold air from outside and probably not do well in a heatwave. But recirculation mode cycles the cooled air…
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Car repair under warranty - unreasonable delays?
Purchased s/h car from large main dealer (my make of car is not the same make they deal in). 3 month warranty. Within a week discovered fault with air conditioning. Issue clearly there before purchase as was checked for leaks and re-gassed before I took it away. Took car back - re-gassed again and sent away - obviously…
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Hire a van in Scotland drop off London
Hi all, son moving furniture down south but he's stumped when asking the big hiring organisations. Does anyone know of a company or company where you can hire one way only? Or know of a car/van club that does this? Or indeed any way of getting a van load of stuff from A to B. Thankyou 🙂
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BREAKDOWN Cover - punctured tyre unrepairable question
I was thinking - what would happen if your car tyre punctured on a motorway, etc., or after 9pm when garages were closed Would the breakdown service provider take your car to your home via the onward journey or would they insist calling out an emergency mobile tyre fitter? I'm asking as I was watching videos of people…
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NIP 14 day rule
hi there my wife has received a nip for speeding today. Letter is dated 22/6/26, but date of offence is 7/5/26. Clearly outside of 14 day window. No issue with address, privately owned vehicle. No longer do a paper return and it’s all online (west mids police if it makes any difference). Just wondering how we go about…
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Driving licence renewal - the DVLA and GOV.UK online labyrinth, and its pitfalls and options
I am over 70, so I have to renew my driving licence every three years. My current licence expires in January 2026. I have just received by post a copy of the D46 licence-renewal application form. That paper form is for completion and return by post; but it encourages people to apply online instead via the www.gov.uk…
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NCP rejected my appeal even though I paid, now debt collectors are involved. Do I have any options?
Hi, I’m looking for some advice because I’m feeling completely stuck. Back in April I parked in an NCP car park. The payment machine wasn’t working and there were around 10 people standing around trying to figure out how to pay. Another customer at the car park went onto the NCP website to see what to do. The NCP website…
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AA renewal...usual palaver
We have been with the AA for decades….. Every year the usual faff at renewal. Last year £95, this years renewal quoted £156, went online and got same cover (as a new customer) for £84…..phoned to cancel autorenewal and the advisor instantly matched the offer. ….just a heads up for anybody else approaching renewal time!!
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Points for using phone
Was accused of using/holding phone while driving. 6 points and £200. Not speaking on phone but having in hand. What is legal? Drinking tea while driving? Leaning over touching phone while phone in cradle? How do u set up music or phone usage without holding phone? Anyway to get points reduced?
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Suzuki S-Cross gearbox
I am thinking of using Motability and of all the cars available - the Suzuki S-Cross looks the most suitable for us (I've had Suzukis for the last 20 years and like them) Question - what is the AGS auto gearbox on the S-Cross like to use ? I am used to Torque Converter boxes and prefer them for smoothness - my current…
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1st Central Car Insurance
I chose 1st Central Car Insurance after they appeared as the cheapest quote on Compare the Market. However, my experience has been extremely disappointing and concerning. Approximately one week after purchasing the policy, I was asked to provide multiple documents for verification, with a warning that failure to do so by a…
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Peugot Traveller / Citroen SpaceTourer / Vauxhall Vivaro 3rd row question
I'm looking at one of the above people carriers but there aren't any available near me to go and look at yet, so does anyone have any experience of using them? What I'm most interested in is how easy it is it get into the 3rd row if the 2nd row has car seats on the outer 2 seats? Do they need to tilt or just slide forward?…
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Warranty dispute - TP repair
In a dispute with a car warranty company over engine failure. Presented the car to the dealership in February but due to availability the car wasn’t examined until April. Despite being told this would all be covered, the warranty company are denying the claim as the engine failure light didn’t appear until after the…
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MB A class 180 petrol auto vs BMW 1 auto petrol, first car
Hello As the title states, a nephew of mine is considering thos cars, good years appear to be late 1016 and 2017, and within his budget of 13k to max of 15k Both have timimg chains and auto boxes appear to be ok/good. He will look out for cars ideals sub 40k mile but may have to consider up to 50k miles, 2/3 ownners not…
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A puncture now equals a breakdown !
Electric cars now can’t usually have a spare wheel or a spacesaver. So a puncture, unless it’s a simple hole in the tread repairable by the noddy repair kit, results in a breakdown scenario. The car is taken away and you are dependent on the maker’s ‘Assistance’ arrangements. All for want of a spare. That’s progress for…
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Stolen Lease Car- settlement query
Hi All My brand new leased car was stolen 2 weeks ago. I had had it for 3 months. I put £2200 initial payment down to reduce my monthly payments across the 3 year period. My insurance have said that they will either pay market value or the financial settlement figure, whichever is lower. The lease have said £21000 ±VAT is…
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Car fire.
I’m looking for advised as I don’t know where to turn, seem like I am getting no where and need some advise. I purchased a car on finance on the 26/5. On the 28/5 whilst driving the car smoke started coming from the engine and within minutes the whole car was up in flames and now a complete write off. I refused the car…
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EV but no driveway: Is this a foolish idea?
Hi All, I’m thinking of buying a used EV (3-4 yo) but I don’t have off-street parking. I know EVs don’t make financial sense without home charging, but hear me out. I work from home 3 days a week and have to commute 100 miles (return) twice a week (say, Thursday and Friday). During the home days, my street is almost empty…
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MSE News: Car finance mis-selling payouts of £700 each likely for 14 million people
Car finance mis-selling compensation is one step closer as the financial regulator has revealed the details of its proposed redress scheme. MoneySavingExpert.com founder Martin Lewis takes you through it in his new video... Read the full story: 'Martin Lewis: Car finance mis-selling payouts of £700 each likely for 14…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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Most recent: MSE News: Car finance redress… by dunstonh
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